Report: #138234

Complaint Review: My Perfect Credit

  • Submitted: Sat, April 09, 2005
  • Updated: Sat, April 09, 2005
  • Reported By: chico California
  • My Perfect Credit
    1805 North Carson Street
    Carson City, Nevada

MyPerfectCredit -", "clear Credit", And, "my Perfect Credit" ripoff, unauthorized billing, did not provide me any services whatsoever Carson City Nevada

Show customers why they should trust your business over your competitors...

I attempted to check my credit score online. The company was chosen solely because they claimed to be a ,"completely free service".

i remember specifically that they asked me for my bank card number for identification purposes only. They claimed only $1 would be withdrawn and proptly redeposited, as soon as they could identify me as the actual credit holder.

I did not question this practice, because I have used other online services that use similar methods in order to verify ones identity.

After filling out the online application i was propted to check my e-mail. I checked my e-mail looking for some sort of confirmation. I assumed it would take time for the copany to process my information, since there was no imediated response. To date I have not recieved any sort of e-mail confirmation, and or services.

Upon reviewing my online bank statement I discovered that MyPerfectCredit Inc. had infact charged an unaurthorized $30 to my account; (not the $1 i had expected). Furthermore, none of that money has been returned.

My statement showed a toll free contact number next to the company name. I attemted to contact them by that number several times, getting a busy signal.

I searched for "MyPerfectCredit Inc." online, inorder to contact them. Comming up with a list of complaints about the company and it's fraudulent charges.

I also discovered that the company has many alias' such as, "clear credit", "", and "my perfect credit". The one thing all these names have in common,is the phone number, 1-877-469-7373.

I was also able to find an address for MyperfectCredit I called information inorder to confirm that they were based in Carson City, but the operator told me she had no listing for any of the names I provided.

The operator was unable to search by number because it was toll free. She also suggested that I contact my local Better Buisness Bureau.

Again I attempted to contact MyPerfectCredit Inc. and this time I got trough to a woman claimed to be a level one support provider. I told her about the charges to my account and requested to be refunded and have the subscription cancelled.

She asked me if I had cancelled after my free five day trial and I informed her that I was unaware of any trial period and that I had not recieved any services.

she claimed that she was unauthorized to provide me with a refund and told me to contact level two support via online to request a cancellation form and to request a refund.

I was told the only way to contact level two support was through e-mail. or to leave my information with her and she would have level two support contact me after 48 hours. so I contacted them via e-mail and am awaiting a response.

I revisited the web address the company had listed. It did not look familiar to me. I do not believe that this is the company that I intended to signed up with.

No where did I find anything to with a $1 withdrawl. However the company does claim to be completey free.

I know I did not complete any application that authorized any charge to my account in the amount of $30.

Since I was never sent any sort of e-mail confirmation and did not use any of their services, I believe I am entitled to a full refund.

Sadly I should have kept better records of my online activiy to ensure my safety. If nothing else, I have learned a vauable lesson. To say the least I am disappointed and a little confused.

chico, California
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This report was posted on Ripoff Report on 04/09/2005 11:11 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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