Report: #150856

Complaint Review: My Perfect Credit

  • Submitted: Fri, July 22, 2005
  • Updated: Thu, August 11, 2005
  • Reported By: Katy Texas
  • My Perfect Credit

Show customers why they should trust your business over your competitors...

First of all never use My Perfect Credit... If you do it will be your worse nightmare. I signed up for a free credit report and cancelled the same day. About 5 days later there was a 30.00 fee charged to my bank account.

Of course I was very upset over this and tried calling and no answer and if I did get an answer then it was a stupid recording. Anyway, after 3 or 4 attempts by email they finally wrote me back stating that would refund my account and they did.

So, I thought everything was taken care of until yesterday. I closed out the account the very first day that I opened up the account (3/25/05).. I receive a call yesterday from a collection agentcy stating that I owe them 207.00 for services through my perfect credit.

I informed them that was impossibe for I had closed out that account and I have all emails documented from them stating that. Well, they don't care they are just doing their job. The more and more I think about it I wonder if this collection agentcy is not tied in with My Pefect Credit. I have sent an email as of today to "support myperfectcredit com" stating that I want this matter resolved ASAP. I have a feeling I will not hear anything from them since it took me several attempts the first time just to cancel in which I did withing the 5 days. If that is the case I will send an email every single day and keep it documented. This is crap, this company needs to be shut down.. they are screwing us and it's not fair. I'm hoping and praying for a good turn out on this, but after reading several other complaints I'm beginning to wonder.

Katy, Texas
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This report was posted on Ripoff Report on 07/22/2005 09:08 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

SAME Situation

AUTHOR: Maylyn - (U.S.A.)

I tried what you suggested and I got the same email from My Perfect Credit today claiming that they have taken me off the collections list but the calls won't stop for 15 days. Funny enough, i haven't heard from 1st in like 2 days. I am hoping it worked. Thanks for your suggestion.

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#2 Author of original report

Try this!!! It worked for me.. at least I hope it did.

AUTHOR: Matt - (U.S.A.)

After checking in daily to this wonderfull site I can across a complaint. It stated something about sending a email to "" and I did and this is the response I've received back.

Thank you for contacting MyPerfectCredit concerning your account.

We have reviewed your account and informed 1st Credit of America to remove you from collections. This process will take approximately 15 business days.

Kind Regards,

Member Support Supervisor
MyPerfectCredit, Inc.

--- Original Message ---
Received: 8/9/2005 1:39:12 PM Eastern Standard Time (GMT - 4:00 )
Subject: FW:

Can someone please take care of this matter... I'm being harassed by 1st Credit of America. I understand that this is one big scam going on.
I've already reported to Rip-off report . Com... It's amazing how many complaint there are on My Perfect Credit.... Will not be long before your company is shut down. I already informed Attorney General Office here is Texas and I'm not the only one in Texas. Attorney General Office knew of My Perfect Credit very well..

I would appreciate you taking care of this matter. I do not owe a dime to My Perfect Credit nor 1st Credit of America. I would like in
writing: I owe My Perfect Credit "Nothing" nor do I owe 1st Credit of America. I expect a written apology and to those who you are screwing over I wish for you to stop!!!!!
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