• Report: #91283
Complaint Review:


  • Submitted: Thu, May 13, 2004
  • Updated: Sat, September 11, 2004

  • Reported By:Sayre Oklahoma
15941 S.Harlem Avenue, Suite 126 Tinley Park, Illinois U.S.A.

MyDietPatches.com this company takes money out of your personal account without your knowledge Tinley Park Illinois *EDitor's Suggestions on how to get your money back into your bank account!

*Consumer Comment: Banks & Fraud

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This company has taken money out of my personal account without my knowledge and sends out no notice or invoice and you can not get in contact with the company in any manner.

Sayre, Oklahoma

EDitor's Suggestions on how to get your money back!


Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish you file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 # , and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!


Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/comptroller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.


If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

This report was posted on Ripoff Report on 05/13/2004 08:42 AM and is a permanent record located here: http://www.ripoffreport.com/reports/mydietpatchescom/tinley-park-illinois-60477/mydietpatchescom-this-company-takes-money-out-of-your-personal-account-without-your-knowl-91283. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Banks & Fraud

AUTHOR: Angel - (U.S.A.)

I used to bank at Fisher National Bank in Fisher, Illinois. I noticed a fee charged to my account that wasnt supposed to go through. This had caused my checking account to dip into the negative.

I was about 20 at the time and living on my own, though I sound 15 on the phone. I called the bank and told them that these people werent supposed to be taking the money out of my account, I didnt know them and I didnt give them permission to.

I was told that the transaction had come from a California number listed as "Florida Yard Dogs". I dont have a dog nor do I have dealings in florida or California. They told me that they could stop that specific amount from going through but any other amount would be processed.

It wouldnt stop the problem if these people had ahold of my account number!! After writing the bank in their online email system and calling them a few times I had gotten no where.

I ended up having to call my grandmother and she spoke to the bank. They told her right away oh this is fraud and we have to stop it right now! I guess thanks can go out to my grandmother for solving this - but its pretty rotten that the bank wouldnt listen to me when I told them in plain english these people werent authorized to take money out of my account.

As for e-commerce... I had a credit card company that I had tried to get charge me $60 to my checking account before I had received my card or wanted to know if I would keep it. I didnt even know what sort of balance I would have on it.

I called the company, told them I didnt want their card and I wanted my money back, and they gave me some sort of run-around that it says no refunds on their web page under any circumstances. I casually mentioned we can see what circumstances the BBB can find and they were happy to return my money.
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