I got a call from the NACS stating I had been approved for a credit card if you are reading this you know how it goes the name did not sound familiar but once I was told I had a credit card limit of $ 2,500 I was shocked seeing as I have just got my credit started!
Anyhow the guy on the phone said that we would put me through to his to someone else to go over the details. I was put thru to another guy who said that the only requirement for the card was that I had an active checking account and in order for him to verify that is if I gave him my routing and account numbers. I hesitated.
I should have just hung up and asked him for the name of the company and the phone numner he seemed to get irritated with me but he gave them to me anyway.
I asked if he was going to pull money out of my account his answer was "NO". I gave him the info but while then I told him that I changed my mind. I asked him what kind of card I was getting and he said it would not be mastercard or visa or nothing like them. I told him that I did not have a need for it then and he hung up.
I called my husband moments later and told him what had happened. Naturally he blew up(but apologized after) I am going to the bank tomorrow to let them know that NOTHING is authorized to come out of my account unless it is a debit card or ATM card or check I have all of the company info with me I know I have caught this in time before the damage is done I am NOT going to take the chance and sit thinking that they will NOT take the money out of my account.
Due to the fact that I did not discuss payment of anything I think I am safe but just to make double sure I am going to the bank!