NATIONAL ATTORNEY COLLECTION SERVICES, INC ,NACS BEWARE....REFUSES TO PROVIDED WRITTEN SETTLEMENT LETTER AND WANTS PAYMENT OVER THE PHONE Glendale California

Send written request of Debt Validation via certified mail - return receipt?
They are legally required to PROVE the debt is yours - they cannot just call and demand that you pay them.

2. how old is the debt? The statute of limitations in CA is 4 years - older then that they CANNOT SUE YOU!

YOU HAVE MADE SEVERAL MISTAKES ALREADY - DO IT RIGHT


go to the website listed above and read Dealing with Collectors 101..

It is Illegal for Debt Collectors to:

Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages;

Call consumers at work when they knew the consumers' employers prohibited such calls;

Talk with third parties, including neighbors, children, and employers, for purposes other than acquiring location information about consumers, without consumers' consent;

Cause the telephone to ring, or engage a person in telephone conversations, repeatedly or continuously, with the intent to annoy, abuse, or harass a consumer;

Threaten to take action -- such as filing a lawsuit -- when they did not intend to do so;

Call consumers at times or places that they knew or should have known were inconvenient;

Fail to notify consumers of their right to dispute and obtain verification of their debts, and to obtain the name of the original creditor

Continue to try to collect debts after consumers disputed them in writing, and before verifying the debts.

Use obscene or profane language

Debt collectors will often pretend to be (or represent) attorneys when this is not the case. This is a violation of federal law. To confirm if this is a real legal threat, ask for their attorney's full name and license number in the state bar association. Call your state bar association to confirm this info. If they refuse to give this info to you, then the legal threat is probably a bluff.

Do not give them any bank imformation this could be a scam