Report: #514301

Complaint Review: National City Bank/PNC Bank

  • Submitted: Sat, October 24, 2009
  • Updated: Mon, October 26, 2009
  • Reported By: Elra j murphy — winchester Kentucky U.S.A.
  • National City Bank/PNC Bank
    846 bypass rd
    winchester, Kentucky
    United States of America

Show customers why they should trust your business over your competitors...

this bank is a part of the biggest ripeoff i ever saw,i had a insuffant fund,i contact the bank to try to get this dismissed,becaue it was for one dollar and some change,they refused,i contacted the local office to get them to cancel account,because i would not get my check,for another week they refused,i email the main office,they said they would cancel account after i payed the 34.00,so it went from 34.00 to 238.00.please be awared of this bank.its a big ripeoff 
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This report was posted on Ripoff Report on 10/24/2009 10:27 AM and is a permanent record located here: http://www.ripoffreport.com/reports/national-city-bankpnc-bank/winchester-kentucky-40391/national-city-bankpnc-bank-pnc-bank-dishonestfraudrude-winchester-kentucky-514301. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
3Consumer
0Employee/Owner

#1 Consumer Comment

You did not rip off this bank...

AUTHOR: Ronny g - (USA)


I guess Kathie must work for this bank..or have some vested interest..otherwise why would she call you a THIEF when the bank was covering a transaction that did not have the funds..and charging YOU for it?

Bear in mind..the bank covered the dollar and change Kathie claims you stole from the bank by automatically enrolling you in a SERVICE the bank usually calls "courtesy overdraft protection service"..and this implies by the bank..that any overdraft is considered "pre-authorized"..so I guess if any crime was truly committed...the bank is most obviously an accessory to it.

I wonder how much it cost the bank to cover the dollar in change...that THEY chose to cover (did you ask them to???????)..and then it ends up costing you $238.00.

So Kathie claims...no rip off here...

Okay..lets look up the term "rip-off" and post the definition as it applies here..and let everyone decide who ripped off who...fair enough?


Dictionary: rip-off   (rip'f', -of'n. Slang


  1. A product or service that is overpriced or of poor quality.
  2. An act of exploitation.
Seems to me this complaint meets all the qualifications of a ripoff as defined.
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#2 Consumer Comment

You did not rip off this bank...

AUTHOR: Ronny g - (USA)


I guess Kathie must work for this bank..or have some vested interest..otherwise why would she call you a THIEF when the bank was covering a transaction that did not have the funds..and charging YOU for it?

Bear in mind..the bank covered the dollar and change Kathie claims you stole from the bank by automatically enrolling you in a SERVICE the bank usually calls "courtesy overdraft protection service"..and this implies by the bank..that any overdraft is considered "pre-authorized"..so I guess if any crime was truly committed...the bank is most obviously an accessory to it.

I wonder how much it cost the bank to cover the dollar in change...that THEY chose to cover (did you ask them to???????)..and then it ends up costing you $238.00.

So Kathie claims...no rip off here...

Okay..lets look up the term "rip-off" and post the definition as it applies here..and let everyone decide who ripped off who...fair enough?


Dictionary: rip-off   (rip'f', -of'n. Slang


  1. A product or service that is overpriced or of poor quality.
  2. An act of exploitation.
Seems to me this complaint meets all the qualifications of a ripoff as defined.
Respond to this report!

#3 Consumer Comment

NO RIP OFF HERE

AUTHOR: Kathie - (USA)

You ripped them off when you spent their "one dollar and some change".  If you choose to spend the banks money, you choose to pay their overdraft fee.  A bank is not obligated to let you use their money, free of charge.  If you can't play by the banks rules, use cash. 
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