Complaint Review: National Credit Solutions, LLC - Oklahoma City Oklahoma
- National Credit Solutions, LLC PO BOX 15779 Oklahoma City, Oklahoma United States of America
- Phone: 800-384-0585
- Web:
- Category: Miscellaneous Companies
National Credit Solutions, LLC Fraudulent Collection Activity Oklahoma City, Oklahoma
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I checked my credit report in late March 2011 to find an account in negative standing from National Credit Solutions, LLC. in the amount of $85. The account was listed in November 2010. NCS had NEVER billed me or informed me of the account. I found out simply for checking my report concerning another matter.
I called NCS to find out what the charge was for only to be told that I had bought books from a book club in 2004 while living in Tennessee.
It seems more than a bit off that an account for a book club had never, to my knowledge, been billed to me and that it had never shown up on my credit report. I have never joined a book club. It was also very unusual for a debt to end up on my credit report only AFTER the statute of limitations for debt in the state of Tennessee had expired.
NCS sent a bill for $85 after I called them. They had no reasonable answer for why they had not billed me since adding the account to my credit report. I wrote back, disputing the validity of the bill, disputing the timing of the bill and why it never made it to my credit report within six years.
I have no intention of paying it and I told them so. If they do not remove it from my report, I will take legal action. This is the second time in less than a year for this kind of scam.
This report was posted on Ripoff Report on 04/25/2011 12:10 AM and is a permanent record located here: https://www.ripoffreport.com/reports/national-credit-solutions-llc/oklahoma-city-oklahoma-73155/national-credit-solutions-llc-fraudulent-collection-activity-oklahoma-city-oklahoma-721631. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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