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Ripoff Report | NATIONAL CREDIT Review - OKLAHOMA CITY, Oklahoma
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Report: #438889

Complaint Review: NATIONAL CREDIT SOLUTIONS - OKLAHOMA CITY Oklahoma

  • Submitted:
  • Updated:
  • Reported By: LANSDOWNE Pennsylvania
  • Author Confirmed What's this?
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  • NATIONAL CREDIT SOLUTIONS 3675 E 1 240 SERVICE RD OKLAHOMA CITY, Oklahoma U.S.A.

NATIONAL CREDIT SOLUTIONS CHANGING DATE OF DELIQUENCY TO KEEP INFO ON CREDIT REPORT LONGER OKLAHOMA CITY, OK 73135-1733OKLAHOMA CITY Oklahoma

*Consumer Comment: YOU CAN SUE. I DID IT AND WON.

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I JUST PULLED UP MY CREDIT REPORT WHICH I DO FREQUENTLY AND NOTICED AN OLD ACCOUNT FROM MORE THAN 5 YEARS AGO THAT THE DATE OF THE START OF THE DELINQUENCY WAS CHANGED FROM 04/04 TO 03/09 WHICH IS VERY UPSETTING. I HAVE BEEN WORKING ON GETTING MY CREDIT UP TO PAR AND KEEPING IT THERE TOO LONG. THE COMPANY SEEMS TO HAVE COMPLAINTS ABOUT IT. NOW MY SCORE IS GOING TO GO DOWN AND THIS IS GOING TO STAY ON MY REPORT LONGER THAN 7 YEARS I THINK NOT. IT EVEN SAYS ON ONE OF MY REPORTS FROM 09/08 THAT THIS WILL COME OF 04/11. I THINK THIS COMPANY SHOULD BE BROUGHT TO COURT.

Dawn
LANSDOWNE, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 03/29/2009 02:24 PM and is a permanent record located here: https://www.ripoffreport.com/reports/national-credit-solutions/oklahoma-city-oklahoma-73135-1733/national-credit-solutions-changing-date-of-deliquency-to-keep-info-on-credit-report-longer-438889. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

YOU CAN SUE. I DID IT AND WON.

AUTHOR: Wyoguy - (U.S.A.)

POSTED: Wednesday, December 16, 2009

Sue them good.  Get a copy of the old report and the new report showing the date change by NCS.  NCS provides ALL updates and information to the CRAs.  They are documented on several sites and in several cases for being in clear violation of FAIR AND ACCURATE CREDIT REPORTING under the FCRA.  If they furnish false information about a consumer to a CRA, they are liable for civil penalties amount to $1000 for this and each violation thus (PER REPORT = X3).  I will be more than happy to help you fight these scumbags.  The United States Supreme Court foud years ago that a company that places false information on a credit report IS a form of collections that is intended to bully consumers into paying debts that may or may not be their own.  In any case the Supreme Court ruled this unconstitutional and in clear violation of FCRA laws and the Fair Debt Collection Protections Act.  NCS thinks that it can circumvent the law, but consumer laws are their to potect consumers.  When a company such as NCS breaks one, sue them.  They know what they can and cannot do.  Slap their hand out of the cookie jar and keep your cookies (money).  Best of luck and let me know what more I can do to help.

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