Nationwide Credit, Inc; Kash Aujla They are bullies who have violated ALL my rights Ripoff Sacramento California

Based on my last interaction with Mr. Aujla in November 2006, I am disgusted with the unprofessional, rude and verbally intimidating behavior that I have received in return. After demonstrating to you for several months that I am willing to step up and pay the debts, in spite of the fact that I have received no benefit from this account,

After having explained to him back in August 2006 for 40 minutes of my precious work time that 1) I had been swindled by Mr. Steve Larry Miller (SSN 147-86-5636) and that 2) he and his gypsy organization had left me with very little money, I felt strong-armed into an initial payment of 10% of the balance of $22,000. I felt as though I had no other option besides using my credit card to supplement any shortfall in the initial payment of $2,200, which had been subject to exorbitant fees.

Even at the beginning of the follow-up conversation I had with Mr. Aujla last November, my greeting when the phone was answered had been, 'Do you have the money to pay the balance?' When that failed, the conversation continued with, 'Then you need to increase your monthly payment of $250 by an additional 30%,' for a total of $325 per month. As discussed 3 months prior, I have other expenses and debts, and even the original $250 monthly payment does not leave me enough to live on.

In addition, I am still fighting Mr. Miller's organization on the harassment front'there is a third court date set for the end of January, as noted in the enclosed court notice. In combination with the unprofessional behavior demonstrated toward me throughout each interaction, I have, as a result, become physically, mentally and emotionally ill.

I told him that I am only paying $100 at the beginning of each month until I notify you otherwise. Nationwide Credit is not to attempt to collect via automatic deductions from my checking account my bank has been notified to cease further payments to them.

I had sent them *again,* the supporting police reports, the court date notice and my payment of $100 towards the account.

I have been as professional as possible, especially with regard to supplying evidence for the criminal activity that had occurred during the entire history of this account. In return, I have received only verbal intimidation, along with other improper business practices cited in this letter. From now on, any future correspondence is to be conducted in writing, subject to the Debt Collection Practices as outlined by the NYC Department of Consumer Affairs. Phone calls will not be honored or returned.

At the end of my last correspondence to them, dated January 9, 2007, I told them that if any of the terms in that letter is violated, the appropriate authorities will be notified.

The Dept of Consumer Affairs had been notified about their practices. However, they are only authorized to stop the harassment. I am on my own about the debt, which, as stated, had been acquired under bullying and manipulation.

Joy
New York, New York
U.S.A.