NCO - FINANCIAL NCO Porfolio NCO harasses individuals for unknown persons debt! Horsham, Pennsylvania

You can also use the FCC laws which prohibit harrassing calls.   Document and record each one time, etc. as well as the certified letters you've sent stating you are not the debtor.  Then go to your local small claims court and file a lawsuit on each individual violation.   Doubt they will show up to fight a $500 or $1,500 small claims lawsuit.   You will have the paperwork and documentation - they will have zip.  Keep doing it for each individual violation - it will become incredibly costly for them and eventually they will get the point.

I have a similar situation. The previous owner/owners of my telephone number seem to have had a lot of debt. I have been harassed by numerous collection agencies looking for people I have no knowledge of. Never heard of them. I tell them that. I have still received up to 8 calls per day after telling them to stop calling. My answering machine clearly and distinctly tells them whose residence they have reached. They have left innumerable messages on my machine for persons unknown to me. They have the cheek to tell me not to listen further if I am not that person. On MY answering machine. This is I suppose, to try and circumvent privacy laws.

I have threatened to sue them in small claims court for harassment. All that happens then is they sell the number to another bottom feeder and the harassment starts all over again from a different agency.  

Clearly, there needs to be a law that states if you have notified a collection agency that you are not the person they want then, they cannot pass your telephone number down the line to the next bottom feeder on the totem pole. 

How to stop collection agency harassment for a debt that is not yours:

Youre going to have to find out the name and address of the collection agencies(s) that are calling you. Send the collection agency a letter via Certified Mail + Return Receipt (do NOT use regular mail) stating:

Per the Fair Debt Collection Practices Act, cease all communications with me about this alleged debt. This is not my debt. Receipt of this letter is officially being time stamped via Certified Mail. I will pursue each subsequent phone call from your office with a $1,000 per incident penalty for Fair Debt Collection Practices Act violations
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To speed things up, fax this same letter to the collection agency. Free fax service at: http://faxzero.com

Next time they call, read the following statement:

Pursuant to [your state] state law, this is to inform you that this phone call is being recorded. If you do not consent to being recorded, you need to terminate this call. Pursuant to [your state] state law, continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.

When you have exhausted telling them that they have the wrong individual and do not call again, they begin to start using the title ALLIED BANK from WILLINGTON, DELAWARE to collect the debt. There is NO "Allied Bank" listed in Willington, Delaware.  Google it and see for yourself!!!