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Report: #253333

Complaint Review: Nco Financial - New Jersey

  • Submitted:
  • Updated:
  • Reported By: st. simons island Georgia
  • Author Confirmed What's this?
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  • Nco Financial New Jersey New Jersey U.S.A.

Nco Financial collection harrasment ripoff New Jersey

*Consumer Comment: Be careful when talking to these people!

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I received a phone message today to call the 877 number with an attached case number, I did so. I verifies social etc. They mentioned an outstanding debt to Capital One. I told them that that amount was contested. I asked them to please send me something in writing they said they tried years ago.

I told them that I lived in the same house and have received no such letter. I told them ( her) that if she sent me something in writing. I would pay 1/2 the amount which is still far far greater then the amount that was contested.

She refused to send anything. She was rude,she was insinuating, she was unwilling to listen that I merely needed something in writing. I told her I was not going to give payment over the phone, that I need a writen copy saying bill would be paid in full at agreed amount. She again said I did not pay before I probally was not going to pay agin. I told her I was going to contact my attorney Monday and that he would contact her, to which she replied if you can pay an attorney, why can't you pay me.

Her treatment was heavy handed, rude and harrassing.


Charles
st. simons island, Georgia
U.S.A.

This report was posted on Ripoff Report on 06/09/2007 07:11 AM and is a permanent record located here: https://www.ripoffreport.com/reports/nco-financial/new-jersey/nco-financial-collection-harrasment-ripoff-new-jersey-253333. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Be careful when talking to these people!

AUTHOR: Jennifer - (U.S.A.)

POSTED: Saturday, June 09, 2007

These people are the bottom of the barrel when it comes to collection agencies. They use rude, manipulative, and harassing practices to get the debtors to the pay. Most of their tactics are illegal! I suggest you read up on the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. This way you will be aware of what is illegal for them to do.

Also, 2004 NCO had to pay the largest fine to date for a collection agency, to the tune of 1.5 million dollars. This is the website if you are interested http://www.ftc.gov/opa/2004/05/ncogroup.shtm
This was fined because the violated the Fair Credit Reporting Act.

I am not an attorney, and this is just information I am sharing. I would only contact these people via mail, so you have a paper trail. Send them a cease and desist from contacting you via phone at work and home. Get everything they tell you in writing. I am not saying not to pay what you owe, you should pay what you owe, but they will try everything to get you to pay more than you can afford and threaten you. Good Luck and Be Careful with these people.

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