Report: #217538

Complaint Review: NCO -MEDCLR

  • Submitted: Wed, October 25, 2006
  • Updated: Wed, October 25, 2006
  • Reported By: COLUMBUS Ohio
    PHILADELPHIA, Pennsylvania


*Consumer Suggestion: NCO is a DEBT COLLECTOR, not a chiropractor.

Show customers why they should trust your business over your competitors...

I had insurance at the time services were performed at N8 Chriopratic and Diagnostic Services Inc. neglected to auth performing services anyways telling me it was authorized.

i have never received bill from Diagnostic Services. Every time NCO sent me letter I responded advising this is in dispute. Now i find this on my Experian credit reporting. I want it off until this thing is settled.

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This report was posted on Ripoff Report on 10/25/2006 02:27 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

NCO is a DEBT COLLECTOR, not a chiropractor.

AUTHOR: Steve - (U.S.A.)


NCO is a debt collector and that is who you are dealing with at this point, so I am confused as to why you posted in the chiropractor category.

Anyway, When obtaining medical services, ALWAYS wait until you have an authorization from your insurance, or you are legally liable for the services.

You obviously got several notices from NCO that you failed to deal with PROPERLY. Your argument is with the insurance company, and they are under no obligation to fight this battle for you. These are totally separate issues, and just because you dispute it, doesn't make it go away.

You need to go to battle with the insurance company. If you were entitled to payment for this service, you may have to sue them for it.

You need to dispute this in writing to each credit bureau. Do this by certified mail, return reciept requested. Put the certified # on the letter itself and keep a copy for your records. Send the dispute to NCO by the same means.

Now deal with your insurance company. Ignoring something like this does not make it go away. Especially when dealing with NCO.

Here is the info on NCO:

Agency Details:

NCO Financial Systems, Inc. ****
( Also goes by the name of NCO Portfolio Management)
507 Prudential Rd
Horsham, PA 19044-2308
Phone: (215) 441-3000
Fax: (215) 441-3923
Web Address:

150 Crosspoint Pkwy
CrossPoint Business Park
Getzville, NY 14068-1602
Phone: (716) 404-2100
Fax: (716) 404-2120

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