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Report: #1081141

Complaint Review: Nissan of Union City - union city Georgia

  • Submitted:
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  • Reported By: Big Boyce — atlanta Georgia
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  • Nissan of Union City 4080 Jonesboro Road union city , Georgia USA

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My wife had taken me to Union City to look at a car for Father's Day. We were approached by a sales person by the name of Demetrius Bush. My wife recognized him as being a former co worker at Stone Mountain Chevrolet. My wife formerly sold New cars and Demetrius worked in the Used car Division.  So my wife brought it to the attention of the salesman that they both formerly worked for Chevrolet. 

We completed the paper work and gave him the attachments/proofs neccessary to support our statements on the form. After picking out a vehicle we proceeded to finance with Chris White.  While waiting for a lender response, we sat by the vending area with the kids.

Demetrius Bush came out and explained that they were having difficulty finding a lender.  Demetrius stated to my wife that the income we presented was too high. (Stupid).

My wife presented additional supporting documents to confirm through credible entities that our income was what we stated.  Demetrius Bush along with others at Stone Mountain Chevrolet were knowned for Aggressive Sales tactics and Fraudulent/Criminial behavior.  Stone Mountain Cheverolet shortly afterwards went out of business/or was forced out of business.

Demetrius Bush leaned over to my wife and told her that he need her to modify the income statements to reflect a certain amount.  My wife told him that's not possible and reconfirmed our income. 

Secondly he told my wife we needed bank statements. He took my wife to a room to try and pull up our bank statements online.  My wife was having a lot of difficulty.  Demetrius asked my wife to give him a check from our bank account and he would pull it up himself. 

We eventually got a hit from a finance company.  My wife got fresh, certified copies of our income and bank statements. She even went and pulled the Corporation articles from the Secretary of State of Georgia.

The funding went through, we got a car that stopped running the next day, they gave us a rental car saying they was waiting on a part to come....in.  We took the rental car and the purchased vehicle both back to the dealer before 30 days and was still told we were liable for the loan. 

In addition to that Demetrius Bush turned in the check as part of the deal to get more commission from that deal.  The signature on the check is Fraudulent. On top of that Demetrius Bush and Nissan Of Union City had the name, dob, driver's license, home address , social security numbers , bank account numbers, check stubs, employment info and other personal identifying information  of other unsuspecting Victims of Nissan of Union City. 

They are still reporting the defaulted auto loan on the 3 major credit bureaus. They have also made attempts to collect on the check. 

We are sooo sooo very sure that one little bitty investigations into the dealers of Nissan Of Union City and Demetrius Bush would bring Federal Indictments and a National Slander. 

They even advertised a fraudulent sale on the gosple radio that you dont have to have been on your job (even though its contrary to the law) that long to get a car. I dont put nothing past this group/Company etc.

This report was posted on Ripoff Report on 09/02/2013 06:32 PM and is a permanent record located here: https://www.ripoffreport.com/reports/nissan-of-union-city/union-city-georgia-30/nissan-of-union-city-used-deceptionfraud-and-forgery-to-sell-an-unrepairable-and-undriva-1081141. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
3Author
2Consumer
0Employee/Owner

#5 Author of original report

Stop "Thunking" with old school knowledge...its "Flunking" people

AUTHOR: Big Boyce - ()

POSTED: Wednesday, September 04, 2013

Good always over throws evil..I called the credit bureau and simply asked for Toni with team 2 fraud department at Equifax.  The reportings were deleted from "Appearing" on my credit reports 3 days after they hit the credit bureaus. They consistantly transmitted the loan info to the bureaus but the bureaus intercepted them based on the "Credit" notices sent to them from my wife.

My wife was a good car sales person.  It had nothing to do with tricks and trades of the business. Her champion sales trophies were obtained legally.  Aside from my wife selling cars she held an Insurance License for the State of Georgia this included a "CREDIT" License. When an Insurance agent writes a credit insurance guarantee for a person with bad credit ,lenders extends the credit since their money is guaranteed.

Just because fraud/evil is presented to you, you dont have to accept.  Instead, I concreted our claim with credible documentation that exceeding the lender's request/expectations.

Just as Jesus did at Lazarus grave..so did we...we prayed and conducted our deal lawfully and by example.  You dont have to hand desperate people over to the devil/police all the time.  We did things this way that the people who was involved in the crime will learn they can do a deal without fraud. We build people and strengthen then.

(OF COURSE we safeguarded ourselves)

 1.My wife came to the dealership with her documentation because she knew aforehand what was needed. (Since She Sold Cars)

2. Demetrius did not ask us to lie on the application. The application was given to us by the receptionist prior to   us meeting up with Demetrius. Demetrius asked us to falsify the income amount. When he saw we were self employed he felt we could control the statements.  All our bank statements and other financials were from credible sources and controlled by them

3. Because my wife is was a good car sales person she knew the reasonning behind Demetrius's request to change the income.  Only certain lenders lend on certain vehicles.  For example...a chevy malibu can only have 23,000 miles on it and the price has to be less than 10,000. So he has to find a lender that will finance a Malibu with 23,857 miles at 16,000.  and the customer's income have to be between 3000-4000 grand a month. He would not get the same commission /benefits/bonus with every lender.

4.Fraudulent transactions have not business on a credit report. The federal trade commission wont allow it.

5.The magistrate courts in that county have notes pertaining to this company and this transaction in perticular...the will refuse any unlawfull application to enforce this company's fraudulent dealings...

6.Because my wife was a successful car sales person..she knew to call the lender and have the lender recall the loan.  ..the dealership had to buy back the loan from the lender or they would cancell all the loans they extended to them and end the business relationship with them.  Then there would be franchise/owner issues.

7. Return things you dont legally pay for .....

8.There was no lawful aggreement because fraud took place.

9.Slander=Fraud/Forgery/False    "National Fraud" since it matters sooo much to you Judge.

10.The police are only called by us if its sum tin we couldnt handle...took care of it...and the banks have signature cards on file for us. The problem is no one know I dont sign my entire name....It would not have been honored...they would have caught it and they did.

11.I have a million dollar in identity fraud protection and monitoring nothing goes on my credit report until it is screened and I am called. ...Old school knowledge doesnt go far.. Now I am called upon by that same dealership to write credit guarantees....We all win....

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#4 Author of original report

a man with no Brain

AUTHOR: Big Boyce - ()

POSTED: Wednesday, September 04, 2013

People are soo fooled a lot of times because they are using old school doctrine and laws.  Jesus freed us....from now on people in a "box"...think out side of it...I dare fraud to be placed upon my credit report.....that would me instant warfare...you are the one with no feet....you saw this fraud...but still bent over to the 7 years credit file....crap....it's not that cut and dry....even if someone owes a debt and are responsible for it...it doesnt mean it has a right to be published on a report....this could have been easily settled in other fashions.....but its a person or family's right to handle situations differently....alway have the  reporting person remember they will pay you more than what they feel you owe.....I promise you they will not report it....especially when technicallities on their part is carefully outlined for them.....Volunteer repossession accounts can be bought and sold everyday...the new holder of the loan can easily take it out of default....why do you not know this...do you have no brain...if you do educated..dont say things or publish things without full knowledge...whos' the dummy....

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#3 Author of original report

We appeared to have no feet because Jesus was carrying us.

AUTHOR: Big Boyce - ()

POSTED: Wednesday, September 04, 2013

Good always over throws evil..I called the credit bureau and simply asked for Toni with team 2 fraud department at Equifax.  The reportings were deleted from "Appearing" on my credit reports 3 days after they hit the credit bureaus. They consistantly transmitted the loan info to the bureaus but the bureaus intercepted them based on the "Credit" notices sent to them from my wife.

My wife was a good car sales person.  It had nothing to do with tricks and trades of the business. Her champion sales trophies were obtained legally.  Aside from my wife selling cars she held an Insurance License for the State of Georgia this included a "CREDIT" License. When an Insurance agent writes a credit insurance guarantee for a person with bad credit ,lenders extends the credit since their money is guaranteed.

Just because fraud/evil is presented to you, you dont have to accept.  Instead, I concreted our claim with credible documentation that exceeding the lender's request/expectations.

Just as Jesus did at Lazarus grave..so did we...we prayed and conducted our deal lawfully and by example.  You dont have to hand desperate people over to the devil/police all the time.  We did things this way that the people who was involved in the crime will learn they can do a deal without fraud. We build people and strengthen then.

(OF COURSE we safeguarded ourselves)

 1.My wife came to the dealership with her documentation because she knew aforehand what was needed.

    (Since She Sold Cars)

2. Demetrius did not ask us to lie on the application. The application was given to us by the receptionist prior to   us meeting up with Demetrius. Demetrius asked us to falsify the income amount. When he saw we were self employed he felt we could control the statements.  All our bank statements and other financials were from credible sources and controlled by them

3. Because my wife is was a good car sales person she knew the reasonning behind Demetrius's request to change the income.  Only certain lenders lend on certain vehicles.  For example...a chevy malibu can only have 23,000 miles on it and the price has to be less than 10,000. So he has to find a lender that will finance a Malibu with 23,857 miles at 16,000.  and the customer's income have to be between 3000-4000 grand a month. He would not get the same commission /benefits/bonus with every lender.

4.Fraudulent transactions have not business on a credit report. The federal trade commission wont allow it.

5.The magistrate courts in that county have notes pertaining to this company and this transaction in perticular...the will refuse any unlawfull application to enforce this company's fraudulent dealings...

6.Because my wife was a successful car sales person..she knew to call the lender and have the lender recall the loan.  ..the dealership had to buy back the loan from the lender or they would cancell all the loans they extended to them and end the business relationship with them.  Then there would be franchise/owner issues.

7. Return things you dont legally pay for .....

8.Slander=Fraud/Forgery/False    "National Fraud" since it matters sooo much to you Judge.

Now I am called upon by that same dealership to write credit guarantees....We all win....

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#2 Consumer Comment

Questions for Big Boyce — atlanta Georgia

AUTHOR: coast - ()

POSTED: Monday, September 02, 2013

"We took the rental car and the purchased vehicle both back to the dealer before 30 days and was still told we were liable for the loan."

Of course you were expected to pay the loan. Why would you think differently? Is there a 30-day return clause in the signed agreement?

"In addition to that Demetrius Bush turned in the check as part of the deal to get more commission from that deal.  The signature on the check is Fraudulent."

Did you report check fraud to your bank or local law enforcement agency?

"They are still reporting the defaulted auto loan on the 3 major credit bureaus."

You can expect that to continue for the next seven-years.

"one little bitty investigations into the dealers of Nissan Of Union City and Demetrius Bush would bring Federal Indictments and a National Slander"

I know what slander is, but what is 'a National Slander'? Please define that terminology.

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#1 Consumer Comment

Two Adults Without Feet

AUTHOR: Jim - ()

POSTED: Monday, September 02, 2013

They GAVE you all the information you need to see they were nothing but con-artists when they asked your wife to LIE on the credit application.  Yet, the both of you decided to simply stay there and play doormat when you knew for a fact what you were dealing with.  You then take the car back which is a VOLUNTARY REPO.  You say your wife worked in the car business? 

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