N.M.E National Magazine Exchange This company called and told me that I had won a trip and the only way I would be entitled to this trip if I accepted this magazine offer. Luckily I put it on my paypal Visa otherwise they would have Clearwater, Florida

This company is a ripoff they call and state you have won a free trip and the only way to get this trip is if you accept a magazine offer when you agree then they want a credit card number to charge shipping and handling of the magazines. Having been a victim of identity fraud im do not give my information out via telephone anymore. I use my pay pal account for things such as this and luckily I did because I was receiving an email alert every other day that this company was attempting to deduct money from my account. Now this company has put the account in collections. I believe in paying my bills so I called Tate and Kirlin associates to find out what this was on my credit report and they informed me that it was Magazine Exchange I told them absolutely not that I would not pay this and that I would usually make arrangements if it was legit but this company is a ripoff and that I would not be paying them. I asked them how would I be able to dispute it to get this off my credit report. HELL NO MAGAZINE EXCHANGE I AM NOT PAYING YOU AND THIS IS NOT OVER. Transunion told me to dispute in writing and make a complaint with BBB.