Complaint Review: Norristown Bell CU - Norristown Pennsylvania
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- Author Confirmed
- Norristown Bell CU nbcu.org Norristown, Pennsylvania U.S.A.
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- Category: Banks
Norristown Bell CU ,or Any Bank Now, Really ILLEGAL excessive withdrawal fees- LEGAL ROBBERY? Norristown Pennsylvania
*Consumer Comment: Excessive withdrawals....
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I logged into my account a few weeks ago and saw a new FEE called an "Excessive Withdrawal " Fee. What new form of borderline legal ripoff is this? Now I'm getting charged anywhere from 1.00 to 5.00 each and every time I take my own money out over and above one or two times a month?
It's NOT their business how much or how often I take my money out- I'm doing a lot of work on my home that needs to be done since my husband died- and we were with this credit union (any bank, really- since this is happening to everyone) more then 30 years. We are US citizens- born and raised here and we pay taxes and get no other government benefits like some of the terrorists here that the government can't seem to CATCH until they DO something to us- and now ALL of us are getting to pay for what THEY do?
This is our money- we earned it. I think every money depositing American citizen should demand to be PAID BACK all of these "RIPOFF" fees immediately.
It's nothing more then "almost legal Robbery" and I did not consent to this. In fact - we were never told anything about this- they just started taking it.
Can you say "Class Action Law suit?" People (More then just me) are really getting PISSED!
Sharon
Sellersville, Pennsylvania
U.S.A.
This report was posted on Ripoff Report on 06/16/2009 06:01 AM and is a permanent record located here: https://www.ripoffreport.com/reports/norristown-bell-cu/norristown-pennsylvania-19402/norristown-bell-cu-or-any-bank-now-really-illegal-excessive-withdrawal-fees-legal-robb-461998. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Excessive withdrawals....
AUTHOR: Striderq - (U.S.A.)
SUBMITTED: Tuesday, June 16, 2009
One of two things is happening. If you have a savings account, federal Regulation D mandates an excessive transaction fee for each and every pre-authorized transaction over six each statement cycle. In addition if you exceed the six transactions in any three statement cycles in a 12 month period, beginning with the first statement you exceeded the six, then Fed Reg D mandates that the bank/credit union close your account. Or you have an account with the credit union that has a set number of withdrawals that can be made free each statement cycle. Any over that will be charged a fee.
Yes it is your money however either Federal Regulations or the type of account you have can limit your ability to access your money in certain ways. I would suggest you talk to the credit union to find out if this is a Federal Regulation based fee or a credit union account based fee. If Fed Reg, I suggest you close the savings account and open a checking account. If account based, I suggest you talk to the credit union and find an account that will allow the type/number of withdrawals you want to make.
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