northern leasing systems, inc charged me extra for service fees my agreement was 31.98 I pay 36.93 per month New York, , New York

I was put into Norther Leasing from Transfirst credit card services...We had problems from the start..I am being charged an extra $4.96 per month for taxes and loss & damage waiver fee's I was also charged $25.00 in July of 2010 $5.00 was 2011 property taxes and $20.00 for processing fees..and in January of 2011 I was again charged a property tax of $27.00 $7.00 was for property tax..$20.00 was service fee...I cut them out of my automatic withdrawls ince then and have sent them $36.93 per month by check certifyed mail to make sure that thy have received it..I now get daily harassment phone calls from them wanting an extra $31.00 for processing my checks..I want out...