Ocwen Federal Bank Ocwen accelerated foreberance outrageous inflated charges West Palm Beach Florida

Ocwen is once again trying to foreclose on my house. Due to an illness in may I fell behind on my payments. I sent in a payment in June for May, and was sending in another payment in June for June. I also would make July's payment in July. They didn't cash my check and returned it to me. Saying I owed alot more money.

They filed papers in my local sheriff's office on July 13th to sheriff me before they even talked to me and work out an agreement. I have had nothing but problems since day 1 with these people. They deposited a postdated check and it bounced then they want to charge me fees. They didn't escrow my hazard insurance and taxes, tried to make me pay thousands of dollars for their ignorance. They tried to force me to but their hazard insurance at twice what I was already paying.

They have foreclosure listed on my credit report since the first day they took over my account. I can't get anyone to refinance because of this. I have suddenly gone to 8 months in arrears. How I don't know. I now have a mortgage that went from $47,000 to all but $92,000. That is about $30.000 more than what the house is worth. I need help dealing with this company. I have to get away from them or they are going to own my house.

What makes me very angry is that I had all the money they wanted but they won't take it. They wouldn't give me any kind of break knowing I was sick and didn't have the money at the time. They also refused to give a payoff amount when I did try to get refinanced and the company I was dealing with couldn't do anything without the information from them. When I ask for copies of things from them they tell me it will cost me and they don't give these things out for nothing. I can't even get a breakdown of how my payments have been applied to my account since they took over.

anonymous
Lebanon, Pennsylvania
U.S.A.