One Way Funding Hicksville NY Ryan Louis, One Way Funding, Hicksville NY, One Way Funding SCAM Hicksville New York

This report is in regards to Ryan Louis at One Way Funding, located in Hicksville Ny on Broadway...It needs to be known that this company and this person are TOTAL SCAM ARTISTS, and cannot be trusted in any capacity.  I am absolutely astounded at the level of deception this man Ryan, and his SHAM company operat,  at and how let myself and my company be ripped off by them.  Let the business loan shopper BEWARE, these people are CROOKS!! 

I work for a mortgage loan origination corporation, as the operations manager and I was given the authorization to contact business loan lenders, as my company was going through dire slow times; and we needed a loan to get through the slow times.  I contacted One Way Funding, and spoke to Ryan Louis at this company (after first giving an application to one of Ryan's telemarketer lackey's initially)..After giving my initial application Ryan called me back to give me more information and "discuss" a business loan for my company.  I sent in the documents and application they asked, only to wait first off for the "big shot" Ryan to get back to me 5 days later with some kind of repsonse on my compaies "approva"l, etc..

Ryan was very smooth and convincing on the phone, and told me he could probably get us as my bank a 100k loan we were requesting at a 1.13  rate, with a daily payment over 18 months of $28 a day.  It sounded too good to be true compared to the other offers I had gotten with these types of financing companies, but it sounded so good I told him to proceed and get back to me with a definite offer.  He was polite, charming, and talked a great game..So I wound up trusting him to go ahead...BIG MISTAKE!!

One Way Funding and Ryan came back with the offer Ryan had promised, but everything turned out to be a LIE!!  He called me back about 3 days later at "his convenience" (and this was after about 50 phone calls to him, his cell, everything to get him back on the line - all of which he ignored)..To tell me that he got our loan done, at the promised terms - 100,000 loan amount on an 18 month term, at a total payback of $113,000.   The daily payback would be as initially promised at $28 dollars a day over 18 months, Ryan had come through!! (so I thought!!)...

He pressured me immediately to have my bosses sign contracts he would send, and we were good to go...I loved the so called deal he was offering so much I WAS BLINDED BY THE LIES!!....Once I asked Ryan for the contracts he promised in minutes??  

It became a total crazy ordeal with him thereafter to get him on the phone, get my contracts, get my deal done, everyday his lackey employees would give me another excuse - "Hes out of the office" "He'll call you back in 5 minutes", "He's on vacation since yesterday, sorry", every excuse for 3 WEEKS until I was finally emailed a "contract" by one of his scumbag employees with the name 'Ondeck Funding" on top of it....

This so called 'Contract" looked fishy to me from the onset, but at this point we were so desperate to get the funding we needed on Ryan's promises, that we glanced through it, the terms everything (which read as he told me initially)..that we signed it and rushed it back to get our loan funded....

Never could I IMAGNE what happened next!!...3 days later after sending Ryan's lackey peon's all the requested "funding documents" (drivers lic's, cancelled checks, landlord info, 2013 full tax returns, having a guy come out to do a "site inspection", a P&L for 2014 etc..)...we finally got our 100k funds 3 days later deposited into our account...

The next business day we were expecting to see a daily payment taken out of $28.00 according to the contract we signed...INSTEAD OUR FIRST DAILY DEDUCTION WAS $1134 PER DAY!!!  

I COMPLETELY LOST IT, AS THIS WAS GONG TO PUT US OUT OF BUSINESS!! AND CALLED Ryan directly, but was met with OF COURSE THE SAME RUN AROUND!! "DOG ATE HIS HOMEWORK"  "Cant come to the phone" "On vacation" type responses from his "office" personel as I had met before...this went on for 7 DAYS AS WE MADE THIS OUTRAGEOUS PAYMENT DAILY, NEARLY BANKRUPTING US AS A MORTGAGE CORP!!!

Finally, we contacted the lender he had brokered this out to to find out WHAT WAS GOING ON!!...It turned out that they were ASTOUNDED BY WHAT WE HAD BEEN TOLD, AND SIGNED..Because the contract THEY ISSUED TO ONE WAY FUNDING?  WAS AT A 143,000 PAYBACK OVER 6 MONTHS!!! I sent them the contract One Way Funding had sent me, and they claimed it was FORGED AND FRAUD!!!

So RYAN had taken THEIR contract, forged the numbers on PHOTOSHOP (apparently) and GIVEN US A FAKE CONTRACT TO GET US TO SIGN - AND THEN SUPERIMPOSED OUR SIGNATURES ON THE REAL CONTRACT, ON A DEAL WE NEVER WOULD HAVE ACCEPTED EVER!!!!!  TOTAL FRAUD!!!!

We now have the DA, Attorney general, EVERYONE LOOKING INTO THIS, BUT IT MIGHT BE TOO LATE FOR US BECAUSE WE TRUSTED ONE WAY FUNDING!!! 

Im not sure how this will turn out, because Ryan is a very crafty, very skilled, very diabolica LIAR..BUT ALL I CAN TELL YOU IS THIS:

DONT TRUST ONE WAY FUNDING OR RYAN LOUIS!!! HE MAY HAVE DESTROYED OUR BUSINESS!!

DONT BE NEXT!!