Was out of work for 6 month's due to surgery. I became late on May 2007 & June 2007 mortgage payment's. In July I sent them money to cover May, June, July and August's mortgage plus late fee's. It had been two week's and they hadn't cashed the check so I called to ask why. (I had tried to pay online and it wouldn't let me anymore, like before kept getting an error code saying "We can no longer accept your online payment." So I mailed a check in the middle of July) I call and find out they foreclosed on our home. We were only late not only 2 and a half month's and I tried to pay but when I called yesterday, August 2nd they said they sent my payment back to me on July 25, 2007. This is not right!
They said to stop the foreclosure I would need to pay them $8400. Hello, we are talking about 2 week's ago, supposedly they filed a foreclosure and I have to pay $8400? I said to the guy, "Why won't you take my money? I sent you money for all the money owed and you won't take my money! WHY?" He said, (In a major india accent, hard to understand) "We don't take partial payment's." I said, "I paid in full including August's mortgage, how's that partial?" When my husband got home last night he wanted to call and find out what was going on, why wouldn't they cash our payment? He calls, and gets a woman who has, again a very strong india accent. My husband says, "I cannot understand you, can I get someone who doesn't have such a heavy accent to talk with?" She told him that everyone there has the accent because we were calling India. All the call's are directed to India.
After finding online all the complaints on this company, I see this company is not kosher. I would like to file a complaint and take them to court. I would like to have them be forced to sell my loan to another lender that doesn't practice "cherry picking" finding people and setting them up for foreclosure. Would someone please tell me what kind of lawyer to contact or is there a class action suit against this company? Someone help before we lose our home! We did nothing wrong, we paid and they won't take our money. They want $8400 on top of everything else to stop the foreclosure! Help!