I want justice done. i have had my loan as a single woman with option one since 2000 my interest rate is almost 12%. I have been harrassed since the beginning. if my payment was not there one the 1st day of the month they would start calling! Even if i pd late I always pd late fees but they claim not! They have contuned to add on late fees ans insurance and tax, when I have always paid that seperate. I have had to send proof often to the fact of insurance pd and taxes.
I have been harrased day and night at home, work and on my cell phone by them threating to forclose on me!
Last year they also had me listed on my credit report as having 2 loans, payment amts different on the one and only property that i have mortgaged with them! i had to fight to get it removed and it has hurt my credit score!
I have just sold my house today for barley payoff and I want all the late fees removed when I pay them off! I hated to have to sell it for so little but I am glad to never have to hear from Option one again!
In 2000 I borrowed $62,000 on my house and 7 years later it is a shame that I pd $644 a month and still have only according to them $2000 toward the principal. And I had to deal with all the stress and harrassement from them!
I was out of work in 2002 and asked could I pay just the interest one month and the guy was so rude (as any of them always were) and told me why did i not go to work at Mcdonalds ( which no problem with that, except i was so depressed from my job being shut down with no warning)
Thanks for your help!
i would love to see them put out of business