I went to the bank today to apply for a small personal loan, and was denied due to a $297.00 overdue Verizon bill, showing Palisades Collection as the one filing. I ordered up my credit report immediately because I have not had an account with Verizon in YEARS and am not over due on any bills and there it was showing 120 days delinquent. I am furious right now, I have spent the last five years trying to rebuild my credit after some bad choices in college (credit cards at 17= bad idea) and now here is this BS company trying to get me to write off this expense. I'm glad I saw the posts on this website, who knows I might have paid just to fix my credit score. Now I have filed a dispute with all three credit bureaus, and am sending letters to Palsades and all three bureaus. I am also going to the legal office (I am in the military, so here is one resource I can utilize). Hopefully they can give me some good advice. I will continue to update my post as things develop. Good luck to all of you who are battling this crooked agency. I would love to get a hold of these b$st$rds and give them a piece of my mind. I'm surprised they are still getting away with it!!!
Update: I called Palisades (I know you are not supposed to, but I didn't give them any new info) and they said this account has been transferred to "Allied". The thug on the phone would not give me any additional information, so I called the number he gave me and asked where they were located (since the word Allied brought up a dozen companies on BBB) and found out they were in West Palm Beach FL (while on the line the woman tried to get my SSN, no way!). The companies full name is Allied Industrial Inc. I am cutting them off at the pass and sending them a letter too. Hopefully before they can further ruin my credit score.