• Report: #1090324
Complaint Review:

payless financial group

  • Submitted: Tue, October 08, 2013
  • Updated: Fri, April 04, 2014

  • Reported By: Dick — anywhere Tennessee
payless financial group
4400 north congress suite 203 west palm beach , Florida USA

payless financial group frank florio is a crook west palm beach Florida

*Author of original report: feel free to contact me

*General Comment: roy cook arrested

*Author of original report: what a POS


*Consumer Comment: d**k,

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 so i keep getting calls from payless financial group and i know they are a ripoff because i've been in the finance business for over 10 years. i'm a little bored so i play there game with a fake name Richard Hertz  (as in who's d**k Hertz?? answer..mine does...hahaha) i give this kunt a fake bank acct number and ss number and they try to get me to  sign some contract on line and i keep making like it won't let me sign in and keep Selena Diaz and Frank Florio on the phone for over an hours. you can hear frank salivating as he thinks he has a real sucker and bank acct on the phone and he keeps getting frustrated because i can't sign the e-contract. he calls back 3 times wanting me to try again and i keep telling him it won't work. what a moron. just read the other reports on payless financial group on this website.

the gist of it is they take your money and send you a form any bank can supply you with for free but they charge for it and make you think they can stop payday loans from tapping your acct or sue you and by the time you figure it out they've got hundreds, maybe thousands of dollars of your money.. [continued below]....


so i tried to track down selena diaz with no success yet but don't worry kunt....i'll find you too. 

for those who want to contact Frank his direct line is 561-666-4294 and his email is ff@paylessfinancialgroup.com. i will post a pix of him on here too. he lives in palm beach gardens florida. if you wish to write to frank and let him know what a slimedog he is i found his address on line at 3930 Flag Drive West Palm Beach Fl. 33410 with a home number of

407-622-9517. below is a pix of the slimedog too.


also Frank used to work for The Mortgage Law Group in Chicago and there are over 60 ripoff reports on them.  whats wrong Frank??? can't get a real job. perhaps you should try a career in the janitorial arts. then you could take a broom handle and screw youself with it instead of screwing people who are in financial distress.


Richard H

This report was posted on Ripoff Report on 10/08/2013 08:18 AM and is a permanent record located here: http://www.ripoffreport.com/reports/payless-financial-group/west-palm-beach-florida-33407/payless-financial-group-frank-florio-is-a-crook-west-palm-beach-florida-1090324. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Author of original report

feel free to contact me

AUTHOR: Roy - ()

 feel free to contact me. this is roy cook and Payless Financial and Frank Florio are slimy theiving b******* just like Andrew Cook that posted this b*******. He is another cheat and unfortuanlty he is my brother. the charge is attempted extortion and will be dismissed later this year.  Andrew is another theif who has experienced some grief for his actions and now tries this feebe attempt at revenge.  if you wish to contact him its




(650) 292-0887 or (866) 700-7704  

his bithday is (((REDACTED))) 1963 and his ssn is (((REDACTED))).  

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#2 General Comment

roy cook arrested

AUTHOR: roy cook arrested - ()

Roy Cook is the one who filed this report.  He was arrested October 23, 2013 for extortion.  Mug shot and arrest report can be found at roanesheriff.org/news/pdf/243.pdf.  If you wish to contact Roy, he works at Tennessee Mortgage Connections.  tennesseemortgageconnections.com/.  

One of the owners of Tennessee Mortgage Connections is Ray Mubarak. He was arrested in April 2012 and charged wtih 4 counts of theft.  wate.com/story/17794465/former-knox-county-trustee-4-others-charged-with-felony-theft


From the Tennessee Mortgage Connections website you can find Roy Cook's cell phone and office phone numbers.

Roy Cook
Mortgage Loan Officer Mortgage Loan Officer
Office (865) 934-5626 Cell (865) 322-0984



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#3 Author of original report

what a POS

AUTHOR: - ()

 wow....what a piece of sh*t... you choose not to respond because you cannot justify your methods and can no longer hide the fact that your company is a sham. just look at the POS (piece of sh*t) you hired with frank florio.  his job history which is on his facebook page shows he worked for another sham company before you guys.  you can choose all day not to respond because as a ripoff artist you have no response.  so ignore away jerk offs.  the word is out on you and your days are numbered.  however most of your ripoff artist employees will end up at other scheister companies like your's.  however frank florio is one a*****e who is now infamous. congrats frankie.. ...btw frank.... how does your girlfriend Jill Martin feel about dating a complete loser like you??? maybe its time she dated a man with a real career.  and that beard dude.>>>whats up with that??? you look ridiculous.

i recommend any one else who gets contacted by these assholes be sure to get full name and locations and if you post them here i will track them down for you and post personal info on them so they can all be exposed. they're all proably like frank florio and have plenty of their personal sh*t posted on line somewhere. 

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#4 UPDATE Employee


AUTHOR: Happy Debt Free - ()

Payless Financial Group, LLC will no longer respond to the substance of any complaint that appears in the Rip-off Report.

The Rip-off Report does not take any meaningful action to verify the allegations in any complaint filed on its site, however frivolous, inaccurate or unfair it may be.  Neither will it remove any posted complaints, even those that have been shown to be the product of a consumer mistake or to have been motivated by spite, greed or other improper purposes. These two features of the Rip-off Report make it the perfect place for impostors, jealous competitors, disgruntled employees and the irrational and unreasonable to bring harm to a targeted company or person.  

Ironically, the high number of invalid complaints and the refusal of the Rip-off Report to police those invalid complaints make the Rip-off Report—which was formed to inform and protect consumers ---a place where consumers are very likely to be misinformed.

Our company is deeply committed to serving its customers with the highest level of service and integrity.  We have been in business for over 3 years, and we have helped thousands of consumers with their payday loans at reasonable cost.  We pride ourselves on being able to resolve those legitimate customer complaints that from time to time arise in any business to the full satisfaction of the consumer. 

If you are considering Payless Financial Group to help you with your payday loans and you would like to know the details of the matter posted above, please call us at 1-888-941-3961 and we will be pleased to discuss them with you, and to provide you with references of real customers who have used our company and will give you an accurate account of how we perform our services.

Thank you for your time!

Payless Financial Group, LLC


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#5 Consumer Comment


AUTHOR: Karl - ()

Did you know that the highest concentration of the wealthiest individuals in the world reside in West Palm Beach, Florida, between the months of November and March according to a Harvard Business Professor? You can stay at this site and type in 269041 and scroll down to the consumer comment entitled "Blame it on a Lawyer" at Ripoff Report #269041 and read it for yourself. You can also read some of the other things that the good professor said to his class of executives in late 2004.

*It certainly appears that the good professor was correct, wouldn't you agree?

Good luck to you, and make sure to expose your Ripoff Report all over the web at sites like Twitter and Facebook!


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