pch.com - standard trust inc. I have financial problems..they called me, I wrote checks to payments, now I have NSF's and no money to pay for these, I am totally devestated Las Vegas, Nevada

I arrived home from work on 9/21/09.  I stopped and picked my mail up from my mailbox. There was a letter that was addressed to me, had my previous address on it, it was marked 9/16/09, on the Notify to Sender of New Addess.  There is a label that had my name and address printed on it that was attached to the envelope.  I did notice there was no return address, and the stamp is marked Canada 98.  The envelope is a peel off instead of one you have to moisten.  I opened the envelope and there is a letter and a check made out to me for $4,980.00, as I read the letter, my heart is racing, I'm thinking I have been hoping and praying for some help.

I must tell you that for I have had to handle all my financial situations all by myself.  I have never ask anyone for any help.  I have raised 4 children and trying to put the youngest through colleg, which she is the only one that has gone to college.  As, I;m reading the letter again, I'm thinking OK, I did buy a lottery ticket, and had the machine pick my numbers, but did fail to check and see if I had ever won anything.  I have not played the lottery enough times to put on one hand.

I'm so excited, my heart is racing, and I thank the good lord for this awesome happening.  I decide to not tell my kids until everything has been verified.

The letter tells me that when I receive this letter, that I need to call the Accounts Manager before depositing the check.  So, I make the call but no one answers, I could not leave a message.  So I make the call the next day from my cell phone on my way home from work.

On that day, I can hardly keep focused on my job, at this point I had not told anyone about this.  One reason, I was so in shock that this was happening to me that I just had to let it soak in.  All day I'm trying to decide how I would present the percentage from the monies that I won to my church, because I told God that I would give the church the amount that I promised God. Our youth building is not finished so I would give that money to the youth building.  Then I wanted to help a couple of families that needed help.  Then I wanted to help each of my kids, since they have not ask for any help since they have left home.

As I'm on my way home on, I make that call, a gentleman answered and told me his name, which he was foreign, he had an accent.  I tell him that I received this letter and he asks me for the number off of the check, I give it to him.  He informs me to go ahead and deposit the check, and then when it clears the bank, he will mail me the remaining amount, which would be, $195,000.00. He told me I should get that check in the mail within 1-2 days.

I ask this gentleman how I should know that this was all ligitable, he said I have left voice mails on your phone in regard to this.  After he told me I did remember exactly voice mails on my phone from this gentleman with the very same name, and I remembered the accent.

I prepared a deposit slip for $4920.00 and took it to my bank that evening.  I sit down and wrote a couple of checks to pay some bills and again thanked God for what was happening.  I sit there and cried, could not believe what had happened.

On, Wednesday I arrived home and picked up my mail, in the mail was a letter from my bank, the letter stating that they could not verify that there was such a bank, could not a phone number for it at all.  My heart sank, and I began crying.  Then I realized I had wrote some checks and they would not be covered.  I'm thinking now what am I going to do.

If this person or persons has never had financial hardship, or worked their entire life and always been a good person, and always took care of their responsibilites, then why would they do this to someone.

I am still stunned at this whole thing, I have not shared this with any of my family or anyone.  I am totally hurt, and really down about this.  This person or persons should have to face people like me, so I could show them what my face looked like when I found out this was just a scam.  My heart aches inside, just knowing what a change this would have made for some people.

I would like to have a response back in regards to my letter. 

Maybe, my prayers will be answered some day, until then I will continue to do the best I can and remember those that caused this heartache in my prayers.

I Thank You for giving me the opportunity to tell you about this and how I feel and how it has had an impact on my life.

Thank You So Much,