Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #448822

Complaint Review: Perfection Skin, Perfection Perfection - Arizona

  • Submitted:
  • Updated:
  • Reported By: St George Utah
  • Author Confirmed What's this?
  • Why?
  • Perfection Skin, Perfection Perfection Arizona U.S.A.

Perfection Skin, Perfection Perfection This company took money out of my bank account without my knowledge or permission how they got my debit card numbers is a mystery Arizona *EDitor's Suggestions on how to get your money back into your bank account that someone wrongfully takes it from you!

*Author of original report: South West Community Federal Credit Union In St George, Utah.84770 wont give me my money back

*Author of original report: South West Community Federal Credit Union In St George, Utah.84770 wont give me my money back

*Author of original report: Perfection skin ripped me off AGAIN

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

when I went to the bank today to cash my SSI check I was informed I was overdrawn. I was stuned as I am on a fixed income and have to count my pennies each and every mounth just to get by. I keep good track of my money so that wont happen.

The teller was nice to me and helped me with a history report of my account. as we went over it there were sevral unnamed EFT I could not explaine. and two instances of named EFT's. The service manager then took over helping me and got the two phone numbers that I have perfection skin 1- 480- 214 -1083 in az and Perfection Perfection as 1-800-931-8777 no state or address giving.

The first Instance was on 04/16/2009 for 8.95 $ to Perfection skin, now I had never heard of that name until today. Then again on 04/29/2009 my account was again debited this time for 118.85$ to Perfection Perfection again I have never heard of or had any dealings with this company. I have not recived any prodcut from either company.

I tried calling Perfection Skin as I was told to do so and ask for my money back by my bank . But all I got was a computer that said to call back later then hung up. I then called the 1-800 number of Perfection Perfection and got voice mail saying no one was avilabel to take my call please leave a message {which I did} and as I hung up I relized I have just been ripped off.

It seems the first was a tril run with a small amount to see if I noticed it. Then they took out a bigger amount later that mounth . It may not seem like much ,but it caused me to go negitive in my bank account.And it gets worse as as I wrote several checks for small amounts under 20.00$. but my bank bounced thoses checks charging me 25.00 $ each time as well as the charges that I will recive from thoes who I wrote the small checks too.

So as of now I am at a loss of 486.90 $ with what I am sure is to be more before this is all over. I do not know about you but I now am facing the fact that my power is going to be shut off, and I do not know how I am going to pay for food this mounth for me or my cats!

Some one please help me to stop this.
signed going to be hungry and in the dark soon

Ronniesgirl
St George, Utah
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder
RipoffReport.com
Author of www.ripoffrevenge.com

Rip-off Report
PO Box 310, Tempe, Arizona 85280

This report was posted on Ripoff Report on 05/05/2009 12:40 AM and is a permanent record located here: https://www.ripoffreport.com/reports/perfection-skin-perfection-perfection/arizona/perfection-skin-perfection-perfection-this-company-took-money-out-of-my-bank-account-with-448822. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
3Consumer
0Employee/Owner

#3 Author of original report

South West Community Federal Credit Union In St George, Utah.84770 wont give me my money back

AUTHOR: Ronniesgirl - (U.S.A.)

POSTED: Friday, May 15, 2009

I did just what the Editor said, now my bank is refusing to give me back my money. I do not know what to do. I am going back today and ask again, and am going to make a "A littel noise this time" I am going to ask for the manager and inform them that i am turning them in to the Banking Commishion of Utah. And then going to call the media. And see where that gets me .

Respond to this report!
What's this?

#2 Author of original report

South West Community Federal Credit Union In St George, Utah.84770 wont give me my money back

AUTHOR: Ronniesgirl - (U.S.A.)

POSTED: Friday, May 15, 2009

I did just what the Editor said, now my bank is refusing to give me back my money. I do not know what to do. I am going back today and ask again, and am going to make a "A littel noise this time" I am going to ask for the manager and inform them that i am turning them in to the Banking Commishion of Utah. And then going to call the media. And see where that gets me .

Respond to this report!
What's this?

#1 Author of original report

Perfection skin ripped me off AGAIN

AUTHOR: Ronniesgirl - (U.S.A.)

POSTED: Wednesday, May 06, 2009

I just got my bank statement and what did I see? Perfection Skin has once again debited my account for 60.00$ this time on the 16th . what I want to know is will this ever stop? Why cant my bank stop this?

Now I am on SSI because I was born with a congenitel birth defect. So I may be a littel slow to understand things, but I am not dumb I usaly get it it just takes me a littel longer them most. This should not be happening. And it seems my bank is draging their feet on this issuse.

I am at a loss for words as my money seems to fly out of my account . I can not afford an attorney. And the news has bigger fish to fry it seems us littel guys just have to take it!!

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now