PHH Mortgage Services PHH MORTGAGE, PHH MORTGAGE SERVICER, HSBC, MERRILL LYNCH, NEW CENTURY MORTGAGE, MORTGAGE SERVICES, SEQUOIA PHH MORTGAGE SERVICER CHANGED THE BANK NAME ON MY LOAN MODIFICATION CONTRACT AFTER I SIGNED IT AND BEFORE THEY RECORDED IT! Fair Haven, Michigan

Are you beginning to understand that the United States of America is a country whose foundation is solidly built on lies, deception, fraud, manipulation, greed, trickery, deep corruption, and the constant pursuit to financially injure the innocent people living here and all over the world? Please give me your thoughts when you get a chance. Thanks.

WELCOME TO AMERICA- ONE MASSIVE LIE THAT IS BEING CONTROLLED BY A CARTEL OF CORRUPT, GREEDY, AND INEPT BANKERS AND THE WORTHLESS POLITICIANS WHO SERVE AND PROTECT THEM

You can stay at this site and type in- HOMEOWNERS GO HOMELESS, and read Sheryl's Ripoff Report for important information. It's Ripoff Report #837982.

Have a great day!

Please contact me fair haven of michigan!!!! asap!!!! i'm St.Clair, michigan 15 min. away from you and i can help. My complaints are with Ocwen Servicing under Freddie Mac. I have a Port Huron Atty. I can have you contact.  Please don't hesitate to read my complaints under ocwen. look up paula rush she sued on her own and won. she has valuable info. on what you need to do. Eschenberg out of saint clair michigan we are in phone book john and we are on fb with an anti-ocwen page look it up and read.You will need lots of time and patients eight one zero plus three six seven little dwarfs =seven zero three three feel free any time of day. 

Leah E. ( were not gonna take it in michigan, st. clair (ocwen)......

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

***POLITICIAN ALERT: Feel free to type in the following at this site and read the Ripoff Reports from people all over America for important information-

OBAMA
BUSH
CHENEY
CLINTON
REAGAN
COMMITTEE CHAIRMAN
PRESIDENTIAL CANDIDATE
POLITICIAN
US GOVERNMENT

if you have a mortgage in the USA.

Then stay at this site and type in the following and read the Ripoff Reports from people all over America for additional information if you have a mortgage-

INDYMAC
GMAC
COUNTRYWIDE
BANK OF AMERICA
JP MORGAN CHASE
WELLS FARGO
HAMP
LITTON LOAN
CITIBANK
ONE WEST BANK
CHASE
MORGAN STANLEY
GOLDMAN SACHS
LEHMAN
DEUTSCHE BANK
MODIFICATION
MORTGAGE

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Happy Holidays

***NATIONWIDE ALERT FOR ALL BANK EMPLOYEES: Please type in 411913 at this site and read Ripoff Report #411913 about the 'secret life insurance policies' that many of the banks have taken out on their current and former employees, and spread it throughout the entire banking system in America.

OCCUPY!
(Please sing to the tune of "Let It Be")

Anyone can 'Google' this- FREE MIDI THE BEATLES MIDI FILES, and click on 'Let It Be' and sing the following lyrics to that tune, right?

Here we go- 1, 2, 3, 4....

Since the government is run by mobsters
Making many people cry
Folks now join together, 
Occupy!
The Wall Street goons are very greedy
We must make them go bye-bye
People Power's growing,
Occupy!

Occupy, Occupy, Occupy, Occupy
Government is broken
One big lie!

The Fed controls all politicians
A lobbyist is just a spy
Expose fraud and corruption
Occupy!
For dinner I'll have turkey sandwich
For dessert, some pumpkin pie
Then I'll sing a new song,
Occupy!

Occupy! Occupy! Occupy! Occupy!
We must band together,
Occupy!
Occupy! Occupy! Occupy! Occupy!
Change the world forever,
Occupy!

(Keep Singing)

Thank You

POWER TO THE PEOPLE

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

BLANKENSTEIN'S A GOON
(Please sing to the tune of- "Good King Wenceslas")

Anyone can 'Google' this- SING A LONG CHRISTMAS CAROLS, and click on song #9 and sing the following lyrics to that tune, right?

Here we go- 1, 2, 3, 4....

Blankenstein is one big goon
He controls O'Bomb-a
Big collapse is coming soon
Better tell your momma.

Wall Street is a big fat lie
Nothing but a Ponzi
Oil prices going high
Please call Ralph and text Fonzie!

(Keep Repeating)

***OIL ALERT: The price of a barrel of oil is up 3.44% at 12:09 PM EST on October 27, 2011. The Dow Jones is also up 2.57%, which is 305 points, at 12:09 PM EST on October 27, 2011.

Anyone can type in 271454 at this site and read what is stated in 'Consumer Comment #19' at Ripoff Report #271454. That consumer comment was submitted on Christmas Day, December 25, 2010.

Make sure to 'Google' this- DID SPECULATION FUEL OIL PRICE SWINGS, and watch that 60 Minutes segment on the web for important information about oil prices.

Thank You

WELCOME TO THE USA & EUROPE- THE ONES WHO ARE IN CONTROL ARE OBVIOUSLY MANIPULATING THE PRICE OF OIL, AGAIN, IN ORDER TO PREVENT A COLLAPSE OF THE BANKING SYSTEM IN EUROPE AND IN AMERICA, AND THEY'RE HOPING THAT NO ONE WILL CATCH ON TO WHAT THEY'RE DOING

about all of the fraud and corruption that has taken place, correct?

WHY?

Possible answer: The politicians in the USA work for, and serve, the mob.

Thank You

***MOB ALERT: Don't forget to type in 646259 at this site to see if "MOB SONG 9" is available in the consumer comments section at Ripoff Report #646259.

for valuable information if you have a mortgage in the USA.

Thank You

this Ripoff Report for valuable information if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

***BANK CD ALERT: Don't forget to type in 453956 at this site and read Jim's Ripoff Report for valuable information if you have money invested in a CD at any of the publicly held banks in the USA, like Wells Fargo.

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

***BANK ALERT: Don't forget to type in all of the following at this site and read the Ripoff Reports for valuable information if you have a bank account-

BANK OF AMERICA
WELLS FARGO
CITIBANK
JP MORGAN CHASE
US BANK
WACHOVIA
MORGAN STANLEY
GOLDMAN SACHS
BLACKSTONE GROUP
ONE WEST BANK
INDYMAC
FEDERAL RESERVE

and spread it all over the web at sites like Twitter & Facebook!

Thank You

and spread it all over the web at sites like Twitter & Facebook!

Thank You

***BANK ALERT: Make sure to stay at this site and type in the following and read the Ripoff Reports for valuable information if you have a bank account in the USA-

BANK OF AMERICA
WELLS FARGO
CHASE
CITIBANK
WACHOVIA
GOLDMAN SACHS
MORGAN STANLEY
GM CREDIT CARD SERVICES

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

***BANK ALERT: Make sure to stay at this site and type in the following and read the Ripoff Reports for valuable information if you have a bank account in the USA-

BANK OF AMERICA
WELLS FARGO
CITIBANK
CITIGROUP
CHASE
WACHOVIA
GOLDMAN SACHS
MORGAN STANLEY


Welcome to the Publicly Held Banks in America- ONE BIG LIE

for valuable information if you have a mortgage in the USA, and spread it all over the web at sites like Twitter & Facebook!

Thank You

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

MORTGAGE VIDEO ALERT: Make sure to 'Google' all of the following videos and watch them on the web-

1) THE NEXT HOUSING SHOCK
2) COUNTRYWIDE WHISTLEBLOWER REPORTS LIAR LOANS
3) INDYMAC BOYS GET SWEETHEART DEAL
4) BIG BANKS RESUME FORECLOSURE PAPERWORK PBS
5) FRONTLINE: INSIDE THE MELTDOWN
6) ELIZABETH WARREN GRILLS GEITHNER, CRITICIZES TREASURY'S FORECLOSURE PLAN

"Knowledge is power."

POWER TO THE PEOPLE

Contrary to some of the disturbing reports that I have read of PHH Mortgage, my experience has NOT been a horrid one with PHH Mortgage.  In fact, it has been indelibly pleasant.  After some imprudent real estate deals and a litany of personal woes, I fell behind on my mortgage payments.  PHH agreed to work with me on a modification.   Lamentably, the hold time to speak with a representative is not always the best, but towards the end, the hold time got much better.  The staff is most courteous and professional, especially one lady in particular named Ms. Ortiz.  The representatives take good notes carry on a cogent conversation with the customer without belittling you or placing you in awkward position.  In the end my home did not go into foreclosure, and the final modification was approved.

Whilst, it is unfortunate to read some of these indelicate remarks about PHH, I beg to add my POSITIVE two cents worth to the forum.  Finally, if anyone feels as though they have not been given a fair shake by PHH Mortgage, they should take it up with corporate.  The President and CEO of the company is Jerome J. Selitto, a gentleman with a distinguished career and who commands the respect and confidence of the public.  Milton S. Prime, Smriti Laxman Popenoe, and others are behemoths of the company who enjoy public trust and are known to be "people persons".  

Again, to those who have been wronged by PHH Mortgage, I extend my sincere apologies.  Thanks for affording me the opportunity to tell my story. God bless us all!  

for valuable information if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

and spread it all over the web at sites like Twitter & Facebook!

Thank You

***Some new poems and a song were submitted in the consumer comments section at three different Ripoff Reports today. Just type in the following numbers and that will take you to them-

646259
724176
702887

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

for valuable information if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

***********************************  POEM ALERT  **********************************
A new poem was posted at this site on May 1, 2011.
Anyone can type in 724174 and go to the consumer comments section at Ripoff Report #724174 and read- "WHITE HOUSE POEM".

for valuable information if you have a mortgage in the USA.

Then 'Google' the following videos for PROOF that massive mortgage fraud has taken place in the USA-

THE NEXT HOUSING SHOCK
COUNTRYWIDE WHISTLEBLOWER REPORTS LIAR LOANS

Thank You

WELCOME TO AMERICA- ONE BIG LIE

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

if you have a mortgage in the USA.

Then 'Google' this- THE NEXT HOUSING SHOCK, and watch that 60 Minutes segment that's available on the web.

Finally, 'Google' this- COUNTRYWIDE WHISTLEBLOWER REPORTS LIAR LOANS, and watch the related videos on the web.

Thank You

if you have a mortgage in the USA for valuable information.

Then stay at this site and type in the following numbers and read the poems and sing the songs available in the consumer comments section to those Ripoff Reports for information regarding the price of oil-

646259
685999
558085
668678
92641

Thank You

Make sure to 'Google' this- THE NEXT HOUSING SHOCK, and watch that 60 Minutes segment on the web if you are facing foreclosure, or if you were already foreclosed upon by the bank.

Then stay at this site and type in 646259 to read- "SHOCK POEM", which appears in the consumer comments section at Ripoff Report #646259.

Don't forget to read this Ripoff Report too!

Thank You

the 60 Minutes segment on the web if you were foreclosed on by the bank, or if you are currently facing foreclosure.

Don't forget to read this Ripoff Report too, and spread it all over the web at sites like Twitter & Facebook.

Thank You 

"Knowledge is power."

POWER TO THE PEOPLE

that St. Clair posted? 

If not, make sure to read it and spread it all over the web at sites like Twitter & Facebook!

Thank You

that St. Clair posted?

If not, please read it and spread it all over the worldwide web at sites like Twitter & Facebook.

Thank You

**********************************   BANK ALERT   **********************************
*Make sure to type in the following at this site and read the Ripoff Reports for valuable information if you have a bank account in the USA-

BANK OF AMERICA
WELLS FARGO
US BANK
JP MORGAN CHASE
CITIGROUP

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

in the consumer comments section at Ripoff Report #646259.

*Just stay at this site and type in 646259 to see if it is posted later today or tomorrow.

P.S. Make sure to read this Ripoff Report if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

POWER TO THE PEOPLE

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

"Knowledge is power."

POWER TO THE PEOPLE

if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!

Thank You

POWER TO THE PEOPLE

for valuable information and spread it all over the web at sites like Twitter & Facebook!

Thank You

POWER TO THE PEOPLE

if you have a mortgage in the USA, and spread it all over the web at sites like Twitter & Facebook!

Thank You

POWER TO THE PEOPLE

***********************************  SONG ALERT  **********************************
*A new song was posted at this site! Just type in 665528 at this site and it appears as 'Consumer Comment #26' at Ripoff Report #665528.

and the governments of Europe are manipulating the price of oil in order to save their companies and the governments that they control, wouldn't everyone agree?

It's a fact that the demand for oil isn't the reason for the current price increases, right? Anyone can 'Google' this- DID SPECULATION FUEL OIL PRICE SWINGS, and watch that 60 Minutes segment on the web and hear how oil demand actually fell in 2008 when the price of oil surged to $147 a barrel, correct?

Anyone with a functioning brain could figure out that the ones in control were manipulating the price of oil back in 2008 in order to generate profits to stave-off a collapse of their companies and the governments that they control, right?

Many of us know that Goldman Sachs, Morgan Stanley, JP Morgan Chase, Barclays, and other corporations are the ones who control much of the U.S. government and the governments of Europe, right? Since Lehman Brothers is gone, the companies above are obviously in control of most of the economy and the governments of the USA and Europe, correct?

If you 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts, it's quite simple to see that the Federal Reserve is the "BIG" boss, right? We all know that the Fed controls most of the politicians in Washington D.C. and they also control much of Wall Street, correct? Just take a look at all of the companies that appear in the 5 charts.

*Make sure to 'Google' all of the following videos and watch them on the web for PROOF that the Federal Reserve controls most of the U.S. government, Wall Street, and the governments of Europe-

FRONTLINE: THE WARNING
FRONTLINE: INSIDE THE MELTDOWN
AMERICA: FREEDOM TO FASCISM
THE OBAMA DECEPTION
YOUTUBE FALL OF THE REPUBLIC
BIG BANKS RESUME FORECLOSURE PAPERWORK PBS
ELIZABETH WARREN GRILLS GEITHNER, CRITICIZES TREASURY'S FORECLOSURE PLAN PBS
ELIZABETH WARREN ON THE ECONOMY NOW ON PBS
FRONTLINE: BREAKING THE BANK
FRONTLINE: THE CARD GAME

***It can no longer be denied! The bankers were able to manipulate and lure the American people and the people of Europe into home loans that were designed to fail, right? Millions upon millions of people took the bait, and millions upon millions more re-financed their current homes because they were led to believe that home values would not go down.

By manipulating the price of oil for profit, the bankers are now hoping that they can keep things together, right? The USA alone consumes about 20 Million barrels of oil each day. Add that to what the rest of the world consumes. It's too bad that the politicians all over the world work for the Central Bankers, huh? 

Many of the problems all over the world, like the millions of lost jobs, foreclosures, not being able to afford food, etc., can be traced back to the "MORTGAGE/FORECLOSURE MESS" in America!

WELCOME TO AMERICA- ONE MASSIVE LIE

***********************************   ALERT   ***********************************
*Just stay at this site and type in 608350 and go to 'Consumer Comment #21' at Ripoff Report #608350 to read- "ONE BIG LIE POEM".

*Then type in 271454 and go to 'Consumer Comment #49' at Ripoff Report #271454 to sing- "BRENT CRUDE SONG".

Thank You

deception, fraud, manipulation, greed, trickery, deep corruption, and the constant pursuit to financially injure the innocent people living here and all over the world, it makes sense that we'll experience another "Collapse" in the near future, wouldn't everyone agree?

*If you stay at this website and type in 269041 and go to 'Consumer Comment #3', entitled- "Blame it on a Lawyer" and read what is stated in that comment from August 21, 2007, you can plainly see that it all came true, correct?

The USA hasn't changed much from that day, right? So, common sense would dictate that another "Collapse" is imminent, correct?

Thank You

P.S. Make sure to read this Ripoff Report for further proof that the USA is a country whose foundation is solidly built on lies, deception, fraud..........................

if you have a mortgage in the USA.

Thank You

for valuable information, and spread it all over the web at sites like Twitter & Facebook!

Thank You

in the United States of America, and spread it all over the web at sites like Twitter & Facebook!

Thank You

*********************************   SONG ALERT   *********************************

*Just type in 668678 at this site to sing the newest song that's available in the consumer comments section at Ripoff Report #668678. The song is entitled- "RUN ON THE BANKS SONG".

in order to understand how the United States of America is truly a country whose foundation is solidly built on lies, deception, fraud, manipulation, greed, trickery, deep corruption, & the constant pursuit to financially injure the innocent people in the USA and all over the world.

Thank You

*************************** BABYGIRL ALERT ***************************

*Don't forget to type in 689392 at this site and read Babygirl's Ripoff Report and all of the consumer comments that appear at that Report.

Then type in 124402 at this site and read Ripoff Report #124402 and all of the consumer comments.

if you have a mortgage in the USA, and spread it all over the web at sites like Twitter & Facebook!

Thank You

********************************* ALERT *********************************

*Don't forget to type in the following at this site and read all of the Ripoff Reports for important information-

BUSH

OBAMA

From the Dow Jones...To the NASDAQ...To the Treasury...And the FED...Fraud Bless America...It's what I said.

End of 'Verse 1'.

Thank You

*Anyone can stay at this site and type in 529757 and go to 'Consumer Comment #41' at Ripoff Report #529757 and sing 'Verse 2', correct?

WELCOME TO AMERICA- IN FRAUD WE TRUST

for important information, and spread it all over the web at sites like Twitter & Facebook!

Thank You.

if you have a mortgage in the USA, and spread it all over the web at sites like Twitter & Facebook!

Thank You

****************************** ALERT *******************************

*Don't forget to stay at this site and type in the following and read the Ripoff Reports for valuable information-

BANK OF AMERICA

GMAC

OBAMA

BUSH

BILL CLINTON

d**k CHENEY

US BANK

WELLS FARGO

MORGAN STANLEY

LEHMAN

GOLDMAN SACHS

US GOVERNMENT

TOYOTA

NISSAN

FORD

INDYMAC

CHASE

FEDERAL RESERVE

NBC

GM CREDIT CARD SERVICES

*Thank You

and spread it all over the web at sites like Twitter & Facebook.

Thank You

*************************** PRESIDENTIAL ALERT **************************

*Anyone can stay at this site and type in 92641 and read the 'Presidential Alerts'.

for valuable information if you have a mortgage, and spread it all over the web at sites like Twitter & Facebook.

Thank You

for valuable information if you have a mortgage, and spread it all over the worldwide web at sites like Twitter & Facebook!

HAPPY NEW YEAR

for valuable information if you have a mortgage in the USA.

Thank You

******************************* LIE ALERT *******************************

*Anyone can stay at this website and type in 608350 and go to 'Consumer Comment #21' for an important lie alert.

HAPPY NEW YEAR

and spread it all over the web at sites like Twitter & Facebook.

Thank You

HAPPY NEW YEAR

******************************* LIE ALERT *******************************

*Don't forget to type in 411913 and read about the "Worldwide Lie Alert" in the consumer comments section at Ripoff Report #411913.

is only available at this website!

*Just type in 670790 and it appears as 'Consumer Comment #10' at Ripoff Report #670790.

Thank You

HAPPY NEW YEAR

****************************** LETTER ALERT *****************************

*Anyone in the world can read the 'open letter' to WikiLeaks, which appears at this website! Just type in 271454 and it appears in 'Consumer Comment #20' at Ripoff Report #271454.

when it was around $780 an ounce.

Anyone can stay at this site and type in 402261 and read "PONZI POEM", which is posted in 'Consumer Comment #2' at Ripoff Report #402261.

***Take a look at what is stated in the 5th quatrain of that poem.

Quote:

"Where is Dasher, where's Dancer

Where's Comet, where's Cupid

They invested in GOLD

Even reindeer aren't stupid!"

*That poem was posted on December 18th, 2008, over two years ago when GOLD was around $780 an ounce. Gold is now at $1,380 an ounce, and it recently went over $1,400 an ounce.

My reindeer are now telling Santa that the price of OIL will go over $100 a barrel soon.

h*o, h*o, h*o!!!

I have the smartest reindeer in the world.

h*o, h*o, h*o!!!

It's time for me to go!

MERRY CHRISTMAS!

and you can sing "STEAK DINNER SONG".

Thank You

MERRY CHRISTMAS!!!

it appears in the consumer comments section at Ripoff Report #502469.

h*o, h*o, h*o! Time for me to go!

MERRY CHRISTMAS!

a new song was recently posted at Ripoff Report #411913 in the consumer comments section on December 15th, 2010.

it has over 8 Million views!

which is now available in the consumer comments section at Ripoff Report #529757, okay?

and then go to the BANK OF AMERICA page of this site and sing "BANK SONG 3", which is at Report #411913 in the consumer comments section, okey-dokey?

for valuable information if you live in the USA

in the consumer comments section at Ripoff Report #529757.

*Make sure to read this Ripoff Report if you have a mortgage and alert everyone you know to read it too.

'Google' this- STEAK DINNER POEM, and that should take you to where it is posted. Or you can simply go to the BANK OF AMERICA page of this site and it appears as an Update to a Ripoff Report.

*Anyone can 'Google' this- BROCK O'BOMB-A POEM, and that should take you to where "COME CLEAN POEM" is posted, correct?

*Make sure to 'Google' this- DOUGLAS REED- THE CONTROVERSY OF ZION- INDEX- SITE BY KNUD ERIKSEN, and read- 'Chapter 15' & 'Chapter 17'. (If you have the time, read the entire book.)

read all of the Ripoff Reports now!

'STEAK DINNER POEM' & 'MR. REUBEN POEM' & all the others, okay?

on the web, correct?

'Google' this- RIP OFF REPORT WELLS FARGO BANK CLAIMS THEY HAVE LOST RECORD OF MY GRANDCHILDREN'S 100,000 CD, and read Jim's Ripoff Report. Make sure to read all of his Updates too! Pay close attention to what he stated in his most recent Update. I believe it was posted on September 4th, 2009.

                i am glad to see there is someone else as passionate about these problems as myself this is the new front on americas freedom the feds need to put the smackdown on these people now and get our money back theyll have to let some pot heads out of jail to make room for these crooks lol good job

the PBS station.

how the term for her loan was lengthened without her knowledge! She has photos available at her Ripoff Report for anyone to see.

that was caught at a Car dealership.

ALSO CONTACT THE BANK THAT HAS YOUR LOAN FOR YOUR CAR, TRUCK, SUV, & MINI-VAN TOO!