Portfolio Recovery, Portfolio Recovery Associates, Inc. Portfolio Recovery Services: Harass & Refuse To Provide Evidence Of Alleged Debt In Written Form Norfork Virginia

I am interested in following up with you on your complaint with PRS.  If there is any way to contact you, let me know.

This company has hounded me since 2002. I did have a very small credit card debt of $300 that I forgot to pay (yes some people are this dumb, and I was at the time). When the card charged off PRA got ahold of it and at the time I knew nothing about collection agencies... I agreed to pay them $50 and did so. A few days later they tried to take $1000 out of my bank account WITHOUT authorization!!!!!! They now claim I owe the $2000 on a $300 debt that is 7 years old.

I refuse to talk to these people any longer.

They have not responded to ANY written requests to prove the debt.

They are rude, threatening and non-compliant.

They need to be sued by everyone who is hounded by them!

Finally action taken TODAY. I too am a victim of this Collection Agency. After receiving MANY phone calls from them I requested to talk to a supervisor, which of course as many know is NOT a supervisor.

Without giving her name on this post, I requested written documentation of the "so called" debt I owed. She insisted I give her my social security number which I refused to do. She also insisted I give her my new address. In turn I advised her that if she knew so much about me it was her obligation and MY LEGAL RIGHT for her to send me the account number of the alleged debt along with the original application I must have signed and all transactions on the debt. Within a week I received a form from her advising me to send her a POLICE REPORT of IDENTIFY THEFT to resolve this issue. THIS WAS NOT WHAT I ASKED FOR AND CERTAINLY NOT MY LEGAL RIGHT TO RECEIVE ALL INFOMATION I WAS ENTITLED TO.

I checked my CREDIT REPORT, which I highly advise all to do, and found out this was a charge card that was CLOSED AND DISCHARGED BY MY BANKRUPTCY many years ago. I have LEGALLY filed a DISPUTE with PORTFOLIO RECOVERY ASSOCIATES, and as of today I have sent them a certified registered letter stating all facts. A copy of my letter has been retained for my records.

Please, I urge EVERYONE to check their credit history immediatly and often. When something shows up on your report and it does not appear correct, file a dispute ASAP, and send a certififed registered letter to the company involved.

Who knew this could happen to ordinary people like ourselves.

I REPEAT, PLEASE BEWARE OF THIS COMPANY AND ANY OTHER COLLECTION AGENGIES AND KNOW YOUR LEGAL RIGHTS WITHIN THE STATE YOU LIVE.

Stacy in Dallas, I would like to correspond with you via email so I can find out who you sued and how you went about it.

Elena, I would like to hear what has happened in your lawsuit as well.

I am in the midst of a lawsuit where PRA III, LLC (Portfollio Recovery Associates) filed a lawsuit against me for a supposed debt that I don't even recognize and which does not even show up on my 3 credit agency reports.

jpc1961

send them a cease communications letter via certified mail with return receipt requested
These idiots are one of the worst bottom feeder collection agencies - I have dealt with them - They tried to collect a so called "debt" from me from the company I work for (My company pays 10% of all bills if were visit one of the company hospitals after insurance pays 90%)
Sent them a certified letter - got back a "sorry you are zeroed out" letter
and yes! If a debt is beyond the statute of limitations it is gone - off your credit
These idiots buy these debts for pennies on the dollar and inflate the cost to their benefit
I sued one of these idiot agencies and WON
Don't get mad - get even

www.budhibbs.com - they are listed as agencies to avoid and what kind of illegal activity you can expect


Get the assistance you need at this site and FIGHT BACK

www.budhibbs.com - they are listed as agencies to avoid and what kind of illegal activity you can expect


Get the assistance you need at this site and FIGHT BACK

www.budhibbs.com - they are listed as agencies to avoid and what kind of illegal activity you can expect


Get the assistance you need at this site and FIGHT BACK

www.budhibbs.com - they are listed as agencies to avoid and what kind of illegal activity you can expect


Get the assistance you need at this site and FIGHT BACK

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

It's between 8 am and 9 pm.


Also, they can hound you on a past SOL debt but you can make them stop by exercising your rights listed at the page above. Stop "telling" them what to do - like you said - make all correspondence in writing, certified mail.....you can tell them whatever you want but you won't be able to prove it in court.....