Report: #933643

Complaint Review: Portfolio Recovery Associates, LLC

  • Submitted: Tue, August 28, 2012
  • Updated: Tue, September 18, 2012
  • Reported By: — Houston Texas United States of America
  • Portfolio Recovery Associates, LLC
    PO Box 12914
    Norfolk, Virginia
    United States of America

Portfolio Recovery Associates, LLC Sears National Bank Harassing Phone Calls Norfolk, Virginia

*Consumer Comment: Don't back down from these illegal collectors

*General Comment: PORTFOLIORECOVERY.COM - Steve Fredrickson - Bottom Feeder

Show customers why they should trust your business over your competitors...

Portfolio Recovery Associates, llc, has continually harassed me about a debt of $1,782.12 allegedly owed to the Sears National Bank. The debt was incurred through identity theft, in Waco, Texas, sometime in 2001. I have give all 3 credit reporting agencies and Portfolio Recovery proof that I was nowhere near Waco Texas in 2001 and that I owned no photo ID or bank account at that time, thus SEARS failed to make the normal credit check and verification of ID prior to giving credit to whom ever stole my Identity.

Portfolio Recovery states they will continue to contact me about this debt until it is paid, despite the fact the were given documentation which showed I could not have been responsible for the debt and the fact the debt is over 11 years old (4 years past the 7 year collection ceiling).
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This report was posted on Ripoff Report on 08/28/2012 09:12 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Don't back down from these illegal collectors

AUTHOR: Tagurit - (USA)

To the OP - I would reach out to Shawn.  In the meantime do not deal with these guys over the phone.  Do everything in writing return receipt certified.   Write them and remind them you have proven the debt is not yours and that any further contact or any attempt to report it to the credit bureaus will result in a lawsuit which you will win.  Sometimes putting the name of a lawyer on the CC line of the letter will help them take it seriously.

Don't back down from these guys they are breaking the law - make them pay for it if they don't back off.

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#2 General Comment

PORTFOLIORECOVERY.COM - Steve Fredrickson - Bottom Feeder

AUTHOR: Shawn - (USA)

Junk debt is what they call it ...

Regardless of the statute of limitations on an old debt, Steve Fredrickson - and bottom feeders like him, try and purchase the debt for pennies on the dollar, and attempt to illegally collect on it.

They know they are breaking the law, but simply don't care. believes the public is uneducated in collection law, and abuses the process based upon that assumption.

Here is my pending cause of action against Steve Fredrickson - DBA - - and I would delighted to provide victims with assistance, and recommend Attorneys that don't take s**+- from bottom feeders like Steve Fredrickson.


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