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Report: #298002

Complaint Review: Portfolio Recovery Associates - Norfolk Virginia

  • Submitted:
  • Updated:
  • Reported By: Virginia Beach Virginia
  • Author Confirmed What's this?
  • Why?
  • Portfolio Recovery Associates Riverside Commerce Center, 120 Corporate Blvd, Suite 100 Norfolk, Virginia U.S.A.

Portfolio Recovery Associates False Credit Bureau Reporting Norfolk Virginia

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I'm yet another of the series of disgruntled consumers. Yes, I went thru a separation and where I could, made reparation for my debts. They are all resolved now except a Sear's Card I opened in 1994. I closed it in 2000 and Sear's charged it off that same fall. Portfolio bought it in 2005 and changed the date of last activity on my credit report from 7/2000 to 9/2001 to get it back on my credit report.

They began the harassing phone calls...good news is all my kids have cells and I used VOIP so for a $10 charge, I changed my home number immediately. I filed a claim with equifax, but PRA continues to say it's true. I just filed a complaint with the FTC (it's easy to do online). Like mentioned by others earlier, when I refinanced my house, my mortgage company said DON'T make a payment, it falls off in Sept this year anyway...but it should have fallen off last year.

I'm looking for a next step? I need to go to storage where I have some old credit reports from when Sear's itself was on my report and they reported the CORRECT date of last activity and send that, where? Any help appreciated. I'm certainly not afraid of a little leg work and a lot of letters. Thanks ripoffreport.com.

Another disgruntled consumer
Virginia Beach, Virginia
U.S.A.

This report was posted on Ripoff Report on 01/08/2008 06:06 AM and is a permanent record located here: https://www.ripoffreport.com/reports/portfolio-recovery-associates/norfolk-virginia-23502/portfolio-recovery-associates-false-credit-bureau-reporting-norfolk-virginia-298002. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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