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Ripoff Report | Portifolio Recovery Review - Norfolk, Virginia
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Report: #429594

Complaint Review: Portifolio Recovery Associates - Norfolk Virginia

  • Submitted:
  • Updated:
  • Reported By: WAYNE New Jersey
  • Author Confirmed What's this?
  • Why?
  • Portifolio Recovery Associates 120 Corporate Boulevard Suite 100 Norfolk, Virginia U.S.A.

Portifolio Recovery Associates 20 years latter I get a call saying I owe a credit card bill I never heard of. Norfolk Virginia

*Consumer Suggestion: Statue o limitation on credit card

*Consumer Comment: Don't pay them - but don't ignore it either

*Consumer Comment: If you do not owe any money do not pay

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A few months ago I received the first of what has become many phone calls saying that I owe $3153.32 in credit card debt dating back to 1986. I have tried to be polite but the calls are non stop and I am sick of it.

The phone number they are calling is not even under my name but my wifes and I have no idea where this came from let alone where they came up with my social number or address but it has to come to an end as it is starting to affect my personal life.

I have even gone as far of thinking to make them an offer of $500 just to have my life back but I have decided to fight to the bitter end and hope this will resolve the problem.

David
WAYNE, New Jersey
U.S.A.

This report was posted on Ripoff Report on 03/01/2009 07:29 AM and is a permanent record located here: https://www.ripoffreport.com/reports/portifolio-recovery-associates/norfolk-virginia-23502/portifolio-recovery-associates-20-years-latter-i-get-a-call-saying-i-owe-a-credit-card-bil-429594. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Consumer Suggestion

Statue o limitation on credit card

AUTHOR: Dwight - (U.S.A.)

POSTED: Monday, March 02, 2009

These bottom-feeders can't do anything to you. A 20 year od debt like thet falls under the statue of limitation to collect such a debt. Tell them to go to blazes. Send cease and desist letter. And say bye bye to them.

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#2 Consumer Comment

Don't pay them - but don't ignore it either

AUTHOR: Laurie - (U.S.A.)

POSTED: Monday, March 02, 2009

They cannot just call and demand that you pay them money. Even if it was your debt - Its legally uncollectible... Out of statute of limitations.

They have to first provide proof that the debt is yours. THEY CANNOT DO THIS

SEND THEM A DEBT VALIDATION LETTER AND CEASE COMMUNICATIONS LETTER.
Certified Mail - Return Receipt

This company is a KNOWN FDCPA Violator and if they cannot collect from you, they will file a 1099 IRS income document against you (illegally of course)

read all about them
http://www.budhibbs.com/collectorpages/portfolio_recovery_associates.htm

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#1 Consumer Comment

If you do not owe any money do not pay

AUTHOR: Steph - (U.S.A.)

POSTED: Sunday, March 01, 2009

If You do not owe any money then do not send them a dime . The next time they call do not answer the phone. You might want to put a block on all thier phone #s

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