premium savings group called me on 7/20/04at 12:00 noon talked to evan marianihe. told me that a one time payment of 299.50 would get me a visa card with a 6.9% and no fees ever ever.
with a limit of 2500.00 cash advance of 500.00 per day and i asked him if this was a real card not one of these bank account ones and he gave me his word that it was.
he then switched me to michael nightat 12:20 to record everything and i also asked him about the card and he sweared that it was on the up and up and that they would be sending me the card.
they took the money out of my account on 8/3/04 on 9/17/04 i called the cust serv # and talked to chris kennedy and said thati was thinking about getting my money back.
because i hadnt got it yet he told me it was on the way and asked me to wait that they have helped out so many people and that i would just love it and so i agreeded.
and he also told me that he would put on his computer that if i still wanted my money back after getting the package that i would also get back the shipping and handling.
i got the package on 8/24/04 and when i opened it up looking for my card wich wasnt there i called again and was told that the card would be coming in a couple of days in a white envelope.
when that showed up all it was,wasa application for a card that was one of them that needed a bank account because you had to send them money from your account and that was your limit.
and this is exactly what i asked about at first and was promised and sweared to thatit was not one of those cards plus there was so many fees that they said there would not be.
so since then when i call all i get is a answering machine saying to leave a message cause all of the people were on the phone with other customers and so i leave a message.
day after day after day and they even promised they would return all calls in a timely matter. its 10/23/04 now and still no aanswer i'll keep calling but who knows.