Well to start with I like the service, but the marketing opp sucks. Virtually none of the little catches were explained to me by the person who signed me up. I've been consistently quoted wrong figures. When I asked all the uplines and her specific questions regarding payment, and all these crazy strings attached, I was either totally berated, responded to in a hostile manner, or no response at all.
You're told to rush out and sign three other people up so your commissions aren't small within 45 days otherwise you have to sell 25 memberships to increase it. Your told "for a hundred dollars you can start your own business, how much woudl you pay for a franchise, how much woudl you, blah blah blah" when then they turn aroudn and can cut you off if your "persistency" aka, membership volume becomes to low for a given period.
When I asked how in the world three other people who have never heard of us before woudl be able to be CFT qualified "Certified field trainer" if they have no idea what the hell they're talking about, and that that was unreasonable, I was just totally shut down. They try to take 99-249 per person for this signup as well. So if you can't find 3 hyper people to just shell this out on false pretenses, then you're financially penalized until you sell 25 memberships. Your first won't even get to you as well if it's less than 20.00 commission. I was told I'd be paid the next day by the woman I signed up with. Not true as well.
When I tried to address the volume of complaints I noticed and inflated rates for addt'l services my brainwashed upline stated "it is because of people trying to short sell the stock Harland Stonecipher addressed this" . That's ridiculous. That's pure manipulative brainwashing and cult tactics. It reminds me of the types of answers you get from Jehovah's witness or Mormons when confronted with facts about their movement that they can handle.
Maybe there is a portion that applies to, but definitely not all. That's just like someone saying at the other end of the pendulum that all the positive reports are from paid employees which is just as ridiculous as well. If you actually believe that you're totally a lost cause and just really willing to believe anything. A portion yes, but not all.
The real money for PPL seems to be in getting hyper people to attend meetings each which costs you money that goes to them, tools(magazines and dvd's, pamphlets) that also cost you money, and fanatically go after all the other "qualifications" to market other plans.
They even say "Ignorance on fire" etc., which is horrific considering the seriousness of a legal plan and the need it is trying to address. If someone can't discuss a plan intelligently, why would you consider getting it.
Every direct question I've asked has gone unanswered and all I get is this arms length smoke and mirrors bullshit of rehearsed company rhetoric regarding it being a NYSE stock exchange company. All that's great, but that still doesn't answer the specific questions I've asked.
There is no accountability for associates who go out and flat out lie. they get you all whipped up trying to talk to someone and then try to refute it by how their very lawyeresque contracts are written when someone misquotes something and states "They are independent" etc. meaning it's all on them, sorry our hands are blah blah. So it's cool to take someone's money... and they're all ears to sign someone up and take their cash, but specific questions don't seem to be things they are good at answering.
Although their payouts are tied to memberships, their structuring is identical to an aggressive MLM where the real money lies squarely on replication of associate statuses who they liken the relationship to of a broker and agent. Really shady marketing "Opportunity"
Persistency.. Meetings.... Uplines....
Just put it all out onthe table before you sign someone else up and don't make it overly simplified. There are significant little catches to this. They emphasize leveraged income but all that income lies on overrides from memberships and associate overrides from peole you sign up. Since 50% of all memberships are canceled within the first year, you are constantly on the run to accomodate matriculation otherwise it just doesn't bring you in anything.
I've never had an experience where I've benefited so much from a service as a member and have nothing but good things to say, but found the business portion of it to be such a total batch of overcomplicated horseshit and disconnected deceptive manipulation. There's a real disconnect on several aspects of it that really need to be brought up to speed and advertised more accurately with a better disclosure of expectations and payouts.
Why is it so hard to just not market this like medical and dental insurance? If misinformation by associates causes such significant damage to the company reputation, why not go with somethign that has much more accountability and credibility with clear cut straight commissions?
This is just my personal experience, opinions, and thoughts. As a consumer I wanted to share this in hopes of getting feedback if this an isolated incident, an inaccurate conclusion, and the product of a hypothesis that is missing components.
I just need other consumer input so I know what to do next.
Whatever..... Good service, horrible "opportunity"
Happy Town, Wyoming
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