Prestige Payments Systems - Payment Systems For You.com BUYER BEWARE!!! They are not disclosing all the information!! Vancouver Washington

These guys are like so many companies who are not actually providing any service for you. There are only a hand full of actual credit card processors in the entire industry. First Data, TSYS, Heartland, Chase, Elavon, Moneris, Global Payments, World Pay and Vantiv. Other than those listed every other company HAS TO RE-SELL one of the companies processing services with a mark up in order to turn a profit. They are all middlemen who do not provide any service what so ever. So if you are a merchant dont waste your time working with a re-seller. Go directly to the source with the actual processor and save time, money and the headache and quit basically giving out your money to companies like these who are not doing any actual work for you. 

-Truth

I've been a customer of Prestige Payments Systems for about 9 months now. I am extremly impressed with the service, honesty, and rates that they provide my small business. The rates are industry low, but not as low as Smart consumer was offered. My oppinon is that this is a good, honest company.

Perhapes Smart consumer and Prestige Payments Systems are both victems here of some sort of phishing scam.

There's no way the Boss would sign off on it because he would have to pay the extra percent that was supposedly "discounted" for you. He would in tern be paying more money out of pocket, so it just does not make any sense for him to do so. I apologize for the confusion but I believe this is all a misunderstanding. 

The information presented by Smart Consumer in Omaha, Nebraska about our company was discouraging to read. Somehow very important facts were lost and information was not received correctly. Smart Consumer alleges they had a conversation and asked questions of our sales person. They later felt compelled to share this with a point of view that appears to be distorted.

Smart Consumer does not say if they were a past or present client, so they have an opinion about Prestige based upon a sales encounter. Their comments are based on products and services they have not received. Prestige Payment Systems has a Customer Service Department that provides outstanding customer support and prides itself in its attention to detail.

The program Smart Consumer is attempting to make a comparison to is one that many merchants take advantage of on a regular basis. That program utilizes an interchange pass through plus 40 basis points. It is not understood how that information was interpreted to be a four tenths of one percent as the discount rate. Had the consumer been interested and requested more information they would have been faxed a schedule of all the charges associated with our services.

In the merchant processing industry, there are fees associated with different aspects of processing consumer cards. Some of these fees include transaction fees, batch fees, etc. The cost of these associated fees is reviewed at the time of the sale and is recorded on a Schedule A. The merchant must sign this form indicating they have reviewed and agreed with the information outlined, and accept the offer. An account cannot be activated without this signed form from the prospective customer.

Smart Consumer's interpretation is inaccurate and their comments are inappropriate. If the merchant would identified themselves we would be happy to explain the program to them so they could understand it.

name correction for search