PROFESSIONAL COLLECTIONS CINGULAR WIRELESS RIPOFFS UNLAWFUL COLLECTIONS ACTS SUED LOS ANGELES, California

I had a similar experience with Professional Collection Consultants (PCC) however the judgment was filed, the debt was paid directly to creditor after finding out from ATT formerly Cingular confirmed that they never assigned or sold my debt to PCC.  My advise...go to your court date...DO NOT IGNORE or you WILL need an attorney.  As I understand it...this practice is "criminal" but legal...if you don't stop them, they can garnish your wages and get the amt plus their random interest and late fees by default. 

ATT/Cingular was very helpful however could do nothing but provide the proof that the account is paid...proof that PCC ignored.  The credit bureaus would not assist either until I sent a letter three times stating to validate debt with original creditor (ATT/Cingular) and PCC is fraudulently claiming to collect on Cingular's  behalf...along with the canceled check before they placed a fraud alert on my credit profile.  Don't do what I did...I dismissed the unprofessional, poor quality, misaligned court judgment notice sent to me as a scam...boy was it and I fell right into the trap. 

I received a garnishment notice yesterday and I have 7-10 days to retain attorney that may not be able to stop it or counter sue because it IS a legal practice.  I may end up paying the debt amt again (already pd directly to Cingular) to PCC because of a legal process where a predator collection agency can bank on a lack of response/action (by consumer) and get the amt by default regardless if you owe it or not.  A collection agency just targets old debt, whether assigned to them or not and files a judgment hoping you don't respond/appear or can't research in time to stop the process so they can collect the amount by default.  I was advised that the agency may have just done a mass mailing to consumers with similar accounts (former Cingular) and use the law of large number...waits to see which of them sticks and pushes through the garnishment like clockwork...no doubt lucrative for the collection agency. The further complexity is that a collection agency may be attempting to collect old debt beyond the statute of limitations..that IS illegal, so beware...you may want to get legal opinion about your scenario.

In my humble opinion, part of the scam is that most consumers blame and give ATT formerly Cingular a hard time but the focus and research should be directed solely toward PCC but by the time most consumers realized it...its too late.

PCC's representing attorney's:   Scott D. Wu, 117 East Colorado Boulevard, Ste 465; Pasadena, CA 911005...this may still be a PO Box and the phone numbers I collected are 310-553-8621, 626-799-1858 and fax (626) 799-1859.  Personally, I think they are one in the same. 

I hope info is helpful and assists you in avoiding this very real legal trap. Lots of articles out there about PCC and this predator practice.  Good luck!