• Report: #132115
Complaint Review:


  • Submitted: Sun, February 20, 2005
  • Updated: Sun, February 20, 2005

  • Reported By:Siloam Springs Arkansas
P.O. Box 105655 Atlanta, Georgia U.S.A.

Providian - emerge ripoff Atlanta Georgia

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I would just like to say the emerge credit card is a total rip off. I have been with them for over 3 years starting out at 19% interest and am now paying 29.99%.

I have never been late on a payment or ever missed a payment. I owe $3,591.52 and am paying a finance charge of $89.14 cents per month.

I called them to ask for a reduction in the interest rate but was told that I would be notified when that was possable. That notifaction has never happend.

At this rate it will take about 60 years to pay this balance off. I guess that will never happen because I will be dead of old age within 30 years I am guessing.

I advise anyone to avoid this credit card and would be interested if anyone had info on a way to get them to lower their intrest rates.

Siloam Springs, Arkansas

This report was posted on Ripoff Report on 02/20/2005 06:38 PM and is a permanent record located here: http://www.ripoffreport.com/reports/providian-emerge/atlanta-georgia-30348-5655/providian-emerge-ripoff-atlanta-georgia-132115. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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