• Report: #63492
Complaint Review:

Providian National Bank - Aka Getsmart Visa Card

  • Submitted: Sat, July 12, 2003
  • Updated: Sat, July 12, 2003

  • Reported By:28311 North Carolina
Providian National Bank - Aka Getsmart Visa Card
www.providian.com Atlanta, Georgia U.S.A.

Providian National Bank - Aka Getsmart Visa Card closing or selling off accout for no reason to company with high APR 29.99% (was 18.99%) Atlanta Georgia

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I opened a Providian aka Get Smart account in 2000. I used it more for my very small personal business and kept the account current. The Apr was 18.99%. I wished it was lower, but it was the best that I could find.

In 2002, I got a letter and a bill, about the same time, informing me that my account was being sold to Emerge and would be a Mastercard. I feel stupid, but my husband was in ICU at the time and was there for a month and nearly died, so I paid hardly any attention to the Apr going up until a couple of months later when tons of bills fell in my lap.

Jumping up to 29.99% does make a difference.

28311, North Carolina

This report was posted on Ripoff Report on 07/12/2003 04:51 PM and is a permanent record located here: http://www.ripoffreport.com/reports/providian-national-bank-aka-getsmart-visa-card/atlanta-georgia-30348-5667/providian-national-bank-aka-getsmart-visa-card-closing-or-selling-off-accout-for-no-reas-63492. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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