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Report: #1260860

Complaint Review: Quickenloans - detroit

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  • Reported By: Eddie — springfield Illinois USA
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  • Quickenloans 1050 woodward detroit, USA

Quickenloans lie, cheat, use, waste of time, improper loan procedures Detroit michigan

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I started with quickenloans at the end of may when they approved me. I told Bob van Acker I was taking a vacation to find a house and ill have june off. I found a house within the first week of vacation he said iI was approved for it then about 2 weeks later he said his number where wrong and my dept to ratio is $20 short a month and I cant get that house. So I started looking for another house I found one on June 27th. HE said I was approved for that. I asked him to expedite the loan becasue I have to be back to work after July 4th. I paid for the appraisal and asked if I can take a extended vacation to get the closing done, I asked my boss and he said it was ok. Asking awhile about the closing date and appraisal date I never got an answer. Then he told me because I was on vacation they cant do the loan.. Then I started talking to Justin and January they said they should be able to get the loan done if I had a letter from my boss saying I was on vacation. I went back to work in August soonest as my boss could schedule me and told them I will send over my 30 days of paystubs when I work the rest of the 30 days and did. I got appraisal and was told the roof had to be replaced and a sheet of drywall. The seller of the house replaced both. Then the week of my closing this said I now need a co signer and 25% down besides the 3.5% that we agreed to for the fha loan.. I got the co-signer and now they wont work with me on the 25% even when they made us replace the roof and took extra time off for them... I want to used them for making us replace the roof before the paystubs be summited to underwriting. I have proof of him saying underwriting was skiped. also I wasnt back pay for what I missed on work and wasteing my tiem. very stressful... They did inproper loan procedure and did not follow mortgage or fha guidelines.

This report was posted on Ripoff Report on 10/12/2015 03:31 PM and is a permanent record located here: https://www.ripoffreport.com/reports/quickenloans/detroit-48226/quickenloans-lie-cheat-use-waste-of-time-improper-loan-procedures-detroit-michigan-1260860. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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