I will start by saying I had been a Rent a Center customer for roughly 10 years before any of this heppened. And had paid off many things. I had to start traveling for work so I thought I would furnish my travel trailer with a Computer, TV, And PS3. I asked them if it was ok if I was to do that. They said it was fine (because I was a long time customer). For about a year everything was going fine until while working a 20hr shift my trailer was broken into. A police report was filed, and plent of pictures were taken. I informed them of the problem, and they told me I had to just keep paying. I asked them if the insurance (i was paying extra for) would cover it. They said no. My trailer insurance would not cover it either. So for 6 more months I kept paying for the items until I lost my job and simply could not afford to pay them. So I start getting the usual harrassment. Then one day I get a knock on my door and it is our local RAC employee saying that if I could pay 1100.00 we could settle this issue. I told him it is unlikely but I will try my best. It did not happen and a month later I get a summons, and they are suing me for 5000 dollars!! I could not make the court date due to me getting a new job and having to be out of state. When they start garnishing my check I fill paperwork to get it lowered. On that court date the freaking scumbag tells the judge that I stole from them and that it should not be lowered. Then he tells the judge that I pawned the TV 150 miles from where I was. I asked the employee if they checked with the pawn shop and got a name. He said no. I ASKED him if I could get the info and he said NO. So I cannot even go after the poeple that probably broke into my trailer. I told the judge he is charging me with a whole new agreement and that I only had six months left. But he said it was my fault for not making the original court date. And I did agree. My last garnishment came out today. I paid 10000 dollars for something that should have cost me 5000 dollars for 24 months worth of payments. I have all the proof and the original contracts and I plan on getting half my money back.
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