Report: #579583

Complaint Review: REAL TIME RESOLUTIONS INC - Dallas Texas

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Ripoff Report is Xcentric Ventures

Submitted: Wed, March 10, 2010
Updated: Thu, May 06, 2010
Reported By: Michele — Mount Morris Michigan United States of America

Author Not Confirmed

Why?

REAL TIME RESOLUTIONS INC 1750 Regal Row Dallas, Texas United States of America

Phone: 214-599-6363
Web:
Category: Real Estate Services

REAL TIME RESOLUTIONS INC Trying to make me pay for a home that was foreclosed on 3 yrs. ago ! Dallas, Texas

*General Comment: not necessarily the case...

*Consumer Comment: Not how it works.

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Real Time Resolutions is trying to make me pay for my home that was foreclosed on 3 years ago due to loss of employment! The home is still vacant! How can they do this? I never signed anything saying I would pay if I was foreclosed upon. I haven't lived in the home for 3 years! I turned keys in to the bank!

This report was posted on Ripoff Report on 03/10/2010 02:34 PM and is a permanent record located here: https://www.ripoffreport.com/reports/real-time-resolutions-inc/dallas-texas-75235/real-time-resolutions-inc-trying-to-make-me-pay-for-a-home-that-was-foreclosed-on-3-yrs-579583. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:

0Author

2Consumer

0Employee/Owner

#2 General Comment

not necessarily the case...

AUTHOR: cellguy - (United States of America)

SUBMITTED: Thursday, May 06, 2010

POSTED: Thursday, May 06, 2010

Flynrider

this may not be the case, depends on the state.

I had a home foreclosed on and sold for about 2/3 of the balance of the loan. in my state the creditor must accept the sale at auction as paid in full and discharge the balance of the debt.

I have a second home that RTR has gotten its hands on the loan and i am wondering now why they have not foreclosed yet, its been 18 months.

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#1 Consumer Comment

Not how it works.

AUTHOR: Flynrider - (USA)

SUBMITTED: Wednesday, March 10, 2010

POSTED: Wednesday, March 10, 2010

When you signed for the mortgage, you agreed to pay back what you borrowed. I seriously doubt they included some clause that said you could just hand back the keys and go on your merry way.

Forclosure does not erase a debt. If the home is forclosed and only brings 1/2 the loan value when sold, the borrower is still on the hook for the other half.

I think a lot of people who have the idea that they can just walk away and leave the lender holding the bag are going to be getting rude surprises in the coming years.

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