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Report: #1357696

Complaint Review: real time resolutions - dallas Texas

  • Submitted:
  • Updated:
  • Reported By: imjmc — sioux city Iowa USA
  • Author Not Confirmed What's this?
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  • real time resolutions P.O. Box 36655 dallas, Texas USA

real time resolutions charging me for mortgage payments when the property is owned by a bank sioux city iowa

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On January 3rd, 2011, I was notified of the final forclosure on my home which i had financed through Household Finance Industial Loan Company of Iowa.

Yesterday (February 22, 2017) i got a copy of my credit report because my son and i are trying to buy a home together for our mutual benefit.  on it was a debt to Real Time Resolutions for the previous balance of $14,439, and a current past due balance of $4,221 due (for missed payments from 10/01/14) at $201/month.  the house was sold on a tax sale for $28,672, and the new owner paid $34,000 for the house.  i don't understand all these numbers.  i would just think that if i no longer own the house and it was taken over by a lender, sold at tax sale, and re-purchased, i wouldn't owe any money??!  

this is the first time I've known anything about this debt, which of course is completely messing up my credit report and score.  so now my credit score of course has dropped into the toilet and i will not be able to move and buy a home with my son.

And i am puzzeled, in addition to not receiving prior notice in 2014, nor any monthly statements, why the payments didn't begin until 2014 when the house was foreclosed in 2011, and re-sold by the bank in 2012.

could someone please explain how this works to me?

This report was posted on Ripoff Report on 02/22/2017 02:40 PM and is a permanent record located here: https://www.ripoffreport.com/reports/real-time-resolutions/dallas-texas-75235-1655/real-time-resolutions-charging-me-for-mortgage-payments-when-the-property-is-owned-by-a-b-1357696. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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