AMERICAN CREDIT SOLUTIONS Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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26, Report #40784
Jan 09 2003
11:57 AM
American credit solutions ripoff Tampa Florida
I was Told that I would recieve a book to order from and they did send everything BUT they forgot to inform me that if you're in current bankruptcy they can't help you. I called them alot and got the run around about having to listen to the recorded tape and of course that took another 5-7 business days. Then they said I do not qualify for a refund because I can wait until my bankruptcy is discharged. Then I also read the fine print and found they want you to send in a percentage of the amount you're ordering, so I thought I had them then Wrong! I told them the lady did not say anything about having to pay ahead of time. They had to review the tape again. Another 5-7 days. I still have not heard anything. So I'm out $199.99 that might not be alot to some but it is when your husband is receiving unemployment. We have 4 children to support and I feel they did tret me very wrong. So if any one reads this do not order from American Credit Solutions they will rip you off. No matter how hard you try to get your refund you will never see it. Julie Mayville, MichiganU.S.A.
Entity: Tampa, Florida
27, Report #39306
Dec 27 2002
03:05 PM
American Credit Solutions rip-off Tampa Florida
Hi my name is Robert Dimock. I have been recently ripped off by American Credit Solutions. I got a card in the mail stating that i have an opportunity to get a credit card with a limit up to $4000. I have bad credit so I called them since this was a good opportunity for someone with bad credit to get a card. I called them and they sounded very shady over the phone so i asked every question that I could including the refund policy. Well i received my card with a $4000 limit and it was for a catalog. I then called them and asked them about my Visa and they told me that I had to make payments on the catalog card before I will qualify for the Visa. I then called them back to request a refund. They were not willing to refund my money until they had a chance to review the tape of our first conversation. They requested that I call back on 12/13/02 to further go my refund. I called them back and they were still not willing to refund my money. I then talked to a supervisor and she told me that i had to return my package and fax a receipt from the post office showing that i mailed it back. I did this on the 13th of december and they told me that as long as I got the fax to them by 5 that night or by 5 on the following monday that i would receive the refund to my checking account that following friday. Well it is now 12/27/02 and I have yet to see my money. They stated on the phone that I would see my money by 12/20/02 at the very latest. Not happening..DO NOT accept these terms from this company...they are a scam.. Robert Lynnwood, WashingtonU.S.A.
Entity: Tampa, Florida
28, Report #37955
Dec 11 2002
04:46 PM
American Credit Solutions ripoff tampa Florida
I was sent a letter in the mail that I was approved for a $4'000.00 platinum card. All I needed to do was give them $200.00. Then they would send it in the mail, along with a camera and 100 free rolls of film. They took my money and never sent anything. Michelle Alamogordo, New MexicoU.S.A.
Entity: tampa, Florida
29, Report #41255
Jan 13 2003
01:28 PM
American Credit Solutions ripoff Tampa Florida
I am very upset that they did this to me. i feel very mislead i am a college student who really needed the money to help me with me school fees. i know that two hundred dollars might not seem alot to people but as student that money would be greatly appreciated for my books. i eally hope and pray that they get what they deserve and thaat all of the other people that were hurt in this scam get some type of compensation. i am a very god feaaring person and i believe that everyone involved in this if not judged by us will be have to anwser to god. Shelley houston, TexasU.S.A.
Entity: Tampa, Florida
30, Report #40670
Jan 08 2003
05:45 PM
AMERICAN CREDIT SOLUTIONS ripoff Tampa Florida
THEY TAKE US199 DOLARS FOR A UNSECURE PLATINUM CARD USING MY CHECKING ACC. AND SEND A CATALOG WIT ITEMS I HAVE TO BUY AND A CREDIT CARD FOR 4000 DOLARS; I SELETC 3 ITEMS AND SEND $57.41 DEC. 14 AND I STILL WATING, (today is jan. 8). I CALL AT THE CUSTOMER SERVICE NUMBER THEY GIVE ME AND THE ANSWER IS A VOICE SAYING TO SEND A LETTER TO A ADRESSE, ALSO THE TOLL FREE # 1-800 564 2517 IS DISCONET AND THE OTHER # 1-866 411 1092 IS ONLY A AUTOMATIC ANSWER MACHINE; I SUPOSSE TO BUY SOMETHING FOR $100 DOLLARS AND MAKE 3 PAYMENTS FOR 3 CONSECUTIVE MONTS AND THEY SEND ANOTHER CREDIT CARD FOR $7500 DOLLARS, AND ALL I HAVE IS NOTHING AND LOOSE $256.41 DOLLARS. CANT YOU HELP. CARLOS HARRISONBURG, VirginiaU.S.A.
Entity: tampa, Florida
31, Report #40613
Jan 08 2003
12:37 PM
American Credit Solutions rip-off Tampa California
American Credit Solutions took all my vital information promised me a 4000 credit card with 0% debited my bank account for $200 and never got back to me. The recording says they haven't recieved my money and you can get ahold of anyone phisically. Paul Stockton, CaliforniaU.S.A.
Entity: Tampa, California
32, Report #31898
Oct 06 2002
06:50 AM
American Credit Solutions ripoff Lakeland Florida
I tried to cancel my entry with American Credit Solutions and the told me that my information would be cancelled. However, it wasn't until money was taken out of my bank account that I noticed they did not cancel my account. I kept calling the company over and over and all I got was a different number for customer service and no one would give me their name. Now, I'm out of $200. Kequa Arlington, Massachusetts
Entity: Lakeland, Florida
33, Report #26157
Aug 05 2002
04:54 PM
American Credit Solutions ripoff Tampa Florida
I, to, similar to a person from Sacramento, Ca. received a yellow post card in the mail from American Credit Solutions @ 4618 N. Hale Ave, Ste 102 in Tampa, Fl. about a final notification regarding a credit card activation in the amount of $4,000.00. Not having received a credit card in the mail to be activated, I called the 800 number. However, it was busy, therefore, I decided to try my search engine on the internet... lo and behold, I found all of the many reports about the fraudulant activities available on the riboffreport.com website about American Credit Solutions. Thanks guys... Additionally, has anyone reported them to the Federal Trade Commission, or the state regulatory commission within your state?.. Being a Virginian; my regulatory commission is the State Corporation Commission, I know that California has a Public Service Commission, however, some other states have Public Utilities Commission or a Public Trade Commission. The states and their respective regulatory entities are the only ones allowed to authorize American Credit Solutions or any other businesses to do business in your respective states. In the event, they are authorized interstate business, the FTC is your only recourse. Granted, the Federal Trade Commission has jurisdiction over all of the interstate businesses who try to conduct business in the entire country. Sam Norfolk, Virginia
Entity: Tampa, Florida
34, Report #30920
Sep 24 2002
07:33 AM
AMERICAN CREDIT SOLUTIONS ripoff TAMPA Florida
I MYSELF HAVE BEEN SCAMMED FROM CREDIT SOLUTION AMERICA ON SEPT 21,2002. I CALLED THEM AND THEY SAID I WOULD RECIEVE A CREDIT LINE UP TO $4000.00 AND I HAD TO PAY $199.95 AND HAVE 0% APR UP UNTIL 2003. AFTER THAT IT WOULD GO UP TO 6%APR FIXED RATE. ALSO I WOULD RECIEVE COUPONS FOR GROCERY'S AND A FREE CAMERA WHICH WOULD MAKE UP THE 199.95 I SPENT.. I TOLD THE REPRESENTIVE OF THIS COMPANY DEASHLY MCINTOSH THAT I WANTED TO SPEAK TO MY FIANCE BEFORE I COULD MAKE THIS RASH DECISION AND SHE TOLD ME THAT THE NEXR PERSON THAT CALLED WOULD GET MY OFFER AND IF I CALLED BACK LATER MY OFFER NO LONGER EXISTED AND I WOULD HAVE TO PAY A HIGHER APR..SO ME NOT THINKING I SAID GO AHEAD AND TAKE THE MONEY FROM MY CHECKING.. WELL ON SEPTEMBER 24, 2002 I GOT TO THINKING AND I THOUGHT I WOULD PULL THE COMPANY UP ON COMPUTER TO ONLY FIND OUT OTHER PEOPLE ARE BEING SCAMMED AND SO WAS I.. I CALLED MY BANK AND HAD A STOP PAYMENT ON THE CHECK.. AND TO ONLY FIND OUT THEY DID INDEED TAKE MY CHECKING ACCOUNT # BUT THEY WERE TAKING IT OUT AS AN ACH AUTOMATED DEBIT SO THEREFOR IF I HADNT FOUND THAT OUT THEY WOULD OF RECIVED THERE $199.95 BUT TO MY PREVAIL I HAD IT STOPPED BEFORE THEY COULD GET THERE MONEY THANK GOD...THESE PEOPLE REALLY NEED TO BE STOPPED FOR ONCE AND THEY ALL CAN GO TO HELL! SINCERELY TARA TROY, Michigan
Entity: TAMPA,, Florida
35, Report #31477
Sep 30 2002
12:46 PM
American Credit Solutions ripoff tampa Florida
I was on yahoo & saw your rip-off report about this company and wanted to let you know that i recived an identical flyer in the mail -i live in MA i was not taken advantage of due in part to your fabulous website that kept me from getting ripped off. i recieved a flyer in the mail for for a credit card that just happens to be the same one your complaint is about. I live in Masschusetts and belive that fraud over state lines is a federal offense and just wanted to pass along this information and let you know this company is still getting away with murder Stephen walpole, Massachusetts
Entity: Tampa, Florida
36, Report #31656
Oct 02 2002
09:17 AM
AMERICAN CREDIT SOLUTIONS ripoff TAMPA Florida
I RECIEVED A POST CARD IN THE MAIL STATING THAT I WAS APPROVED FOR A CREDIT CARD, A PLATINUM VISA UNSECURED CARD WITH THE CREDIT LIMIT OF $4000.00. I WAS ALSO GIVEN A CONFIRMATION NUMBER,WHICH I CALLED A GAVE. AMERICAN CREDIT SOLUTIONS TOOK MY CHECKING ACCOUNT INFORMATION AND MY ACCOUNT WAS DEBITED FOR $200.00. I DID NOT RECIEVE A CARD OR ANY PACKAGE IN THE MAIL YET, AND THERE IS NO WAY THAT MY FINANCIAL INSTITUTION CAN REVERSE THIS DEBIT FROM MY ACCOUNT. I TRULY HOPE THAT THIS COMPANY WILL FALL ON THEIR ASS FOR RIPPING INNOCENT PEOPLE OFF. I TRULY HOPE THAT THIS COMPANY WILL BE PROSECUTED FOR FRAUD. WANEA BROOKLYN, New York
Entity: TAMPA, Florida
37, Report #31766
Oct 03 2002
03:36 PM
AMERICAN CREDIT SOLUTIONS ripoff Tampa Florida
CALL AND PROMISSED CREDIT APPROVAL OF 4000.00 DOLLARS SENT IN CHECK ELECTRONICLLY TO THEM OF JUST LESS TAN 200.00. THEY SAID IT WOULD TAKE 10 WORKING DAYS TO GET HERE AND IS NOT HERE YET .IT HAS BEEN SINCE SEPT 19 TH DON LOOKEBA, Oklahoma
Entity: Tampa, Florida
38, Report #32318
Oct 11 2002
10:43 AM
American Credit Solutions ripoff Tampa Florida
we got a card threw american credit solution i can not use the card any where uless i give send them 400.00 desposit. i do not understand why i half to send them any more money. i heard they where ripping people off. so can you please help me wih this situation. my wife called about the card and they got rude with her and they hang uped the phone... charles golden bartley, West Virginia
Entity: Tampa, Florida
39, Report #29932
Sep 13 2002
01:39 PM
American Credit Solutions ripoff Tampa Florida
I aloso recieved a post card with the toll free #1-888-817-4795.Same address 4618 Hale ave,Ste 102 Tampa Fl. 33614 This is a scam donot give them money or even respond to there card offer. Thad Jonesboro, Arkansas
Entity: Tampa, Florida
40, Report #30140
Sep 16 2002
12:43 PM
American Credit Solutions ripoff Tampa Florida
American Credit Solutions lured people hoping to build their credit with an opportunity to obtain a Visa Credit Card. The quick sell is to talk really fast to get you to buy into their gimmick. Now I'm out of 199.95. How do I get it back? Please help. Phyllis Marietta, Georgia
Entity: Tampa, Florida
41, Report #30186
Sep 16 2002
06:12 PM
American Credit Solutions Ripoff tampa Florida
I received a yellow card in the mail saying I am approved for 4,000 credit limit platinum unsecured card confirm within 72 hours well i called and stupidly gave them my personal info then she started talking about the card that it was a merchandise card not a credit card luckily she said that before i gave her my account information and i hung up on her but they have my address, address & phone & name of bank, address, phone number, etc i hope they can't get into my account with out the account number and i hope they dont use my personal information and this turns into idenity theft!! beware! heather alameda, California
Entity: tampa, Florida
42, Report #26308
Aug 07 2002
11:01 AM
American Credit Solutions ripoff Tampa Florida
American credit solutions is a scam. They tricked me into giving them $200 for a gueranteed visa/ mastercard. They sent me a catalogue card instead, and said i have to spend $153 first, and make 3 monthly payments in orded for them to send me a unsecured visa card. i called every day for a month, and they gave me the run around, with no response from the company til now. American credit solution is a rip-off company, and should be put out of business under false advertisement. rachelle salinas, California
Entity: Tampa, Florida
43, Report #50872
Mar 28 2003
01:45 PM
American Credit Solutions rip-off Tampa Florida
I received my platinum card after paying them $200.00. I ordered items from their catalog. Received a few items but did not get complete order. Cannot contact them. All numbers are false. Only was able to talk to a live person twice in two months time. Now I can't get anyone and all numbers I have do not work. Madeline Lyndhurst, New JerseyU.S.A.
Entity: Nationwide
44, Report #28719
Sep 01 2002
11:42 PM
American Credit Solutions ripoff Tampa Florida
I was solicited by this company by postcard. They promised a visa card. Their was no mention of merchandise credit but this was a regular credit for cash or credit. The representative was rapid on reading script. When asking for a refund we have a long list of people. Sarah Jane Hudson Falls, New York
Entity: Tampa, Florida
45, Report #23954
Jul 03 2002
02:56 PM
American Credit Solutions ripoff Tampa Florida
Before I checked online, I was taken for the long draw out process. This company has taken me for grated, and now I want revenge. Please help me in this matter. David Oceanside, California Click here to read other Rip Off Reports on American Credit Solutions
Entity: Tampa, Florida
46, Report #33455
Oct 25 2002
06:28 PM
American Credit Solutions ripoff Tampa Florida
I ordered the credit card on a Thursday, I continually tried to open the web site but it wouldn't, I figured at that point something was wrong. I then saw other reports that matched exactly what I was promised. I immediately called them to cancel my credit card on Friday. I spoke with a supervisor who told me I couldn't I had to call back and speak with customer service. Luckily for me a postdated a check so I had enough time to realize the mistake I had made. I have 2 young children and I am barely making ends meet now, I figured with this deal I could actually get out of the hole. Please anybody that gets a yellow postcard that says just waiting on you to activate your $4000 credit card do not give them any personal info about yourself. They don't care that they steal your money. Tracy Brockton, Massachusetts
Entity: Tampa, Florida
47, Report #36379
Nov 26 2002
05:35 PM
AMERICAN CREDIT SOLUTIONS ripoff fraud scam TAMPA FLORDIA
FRAUDULENT & DISHONEST; CAN'T CONTACT FOR MONEY RETURN consumer fraud ripoff ..... We were contacted by these people that we would recieve a $4000.00 credit card to spend any where in the world and was told this was not a company credit card for ordering merchandise from them (a lie) we have continued to call them constantly not contacting anyone or no one contacting us before 30 days are up to get our $199.00 back in our bank i have already sent the bbb a letter my next thing if not getting my money is to go futher even an attorney if need to be. thank you for helping.... WILLIAM TALLADEGA, Alabama
Entity: Nationwide
48, Report #30993
Sep 24 2002
06:10 PM
American Credit Solutions RIPOFF PREVENTED Tampa Florida
Thanks to all that have complained, American Credit Solutions did not get my money. I too received the yellow postcard stating that I was approved a credit limit of $4,000. I thought this was too good to be true so I checked the Internet. Thank God for the Internet and this web site. I hope some one can stop these people so it will be their FINAL NOTICE so no one else gets caught up in their dirty work. Thanks again. Dorothy Republic, Washington
Entity: Tampa, Florida
49, Report #30539
Sep 19 2002
06:12 PM
american credit solutions ripoff tampa Florida
I own an internet company i called this company and they went thru there speach and when they got to the fact you have to pay 200.00 to get a card a red flag went up. I asked them for there web address and the one they gave me went no were. I did a search for them and found this web site. I called them back and they told me they are not rip off artists and i told them that i reported them to the local news channels so they can rip off no more people in texas. If any one needs my help you can e-mail me at; ((REMOVED Email address MSP-ROR = Contact via rebuttal)) I also told them about this web site and they told me that if i askk all of you that i will see that you did get your redit cards haha. I just thought everyone would like to know dont mess with Texas. Josanna San Antonio, Texas
Entity: tampa, Florida
50, Report #30415
Sep 18 2002
03:12 PM
American Credit Solutions ripoff corruption Tampa Florida
I first received a card stating that I could receive a credit card. I can't remember the exact details of the card, so I called and spoke to a representative and was explained about the program. I have to admit it sounded good, but I was hesitant so she convinced me to reserve my card for one month and they would automatically deduct the $199.95 from my account in 30 days. They deducted my account, which was my fault for not keeping better tabs of the days. I called a few days after they deducted my account and stated that I did not want to participate in the program but was told that they would only refund my money if I was misinformed, which I was not. I became furious and demanded to speak to the manager, which I did and she even sound as scripted as the representative. She stated that if I was misinformed only then would I get my money back. I stated that I had not even received my package and wanted my money back. I went as far to say that it is my money and I can demand my money back if I choose and also if I had not used the product. It was just 20 minutes worth of arguing that was futile. It was Memorial Day weekend so I was told to call back then after my account debit had been cleared to determine what they could do. Still the same argument. I just became frustrated and decided that I was stuck with the product. When I received it, some of the information was informative but in order to get the card you have to buy from this catalog which has nothing but a bunch of junk in it. My inital application was processed 5/16/02 and it is now 9/17/02 and I have still have the packet sitting on my table untouched. I have tried several times to call to still get a refund but for some reason it is always after hours. I am so upset...I want my $199.95 back!!! Angela Houston, Texas
Entity: Tampa, Florida

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