CAPITAL CHOICE CONSUMER CREDIT Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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1, Report #11425
Jan 13 2002
12:00 AM
CAPITAL CHOICE RIP OFF!!!
Well i usually throw credit card approvals out as soon as i get them , ive recieved so many over the past year, but never with this kind of limit. I applied for the card once i recieved the papaer in the mail that says: your guranteed 5,000 dollars!!! no if ands or buts about. well there is a real big but........where the heck is my card. i tried to find the company online i sent them email, they said they do not apply to the question. PLESE HELP ME.$43 dolllars was taken out of my checking account.i wouldnt have minded as long as they follwed through with there deal. CAN YOU TELL ME WHAT I SHOULD DO NEXT? sincerly, ripped off #???? Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: miami, florida
2, Report #12074
Jan 21 2002
12:00 AM
Capital Choice Consumer Credit a ripoff history
This company sent me an invitation to gurantee approval of 5000 dollar if I provide 39.00 dollar as one time processing fee. I searched in google.com and found out all the rip off history. So if any body want know about the genuinity of any company go to google.com and type the name of the company and enter. This site is very powerfull . They have everything and billions of links.
Entity: Nationwide
3, Report #12154
Jan 22 2002
12:00 AM
Capital Choice Consumer Credit
I, too, received the approved application in the mail today. I did a search on Google and found this site. My paper shredder is very grateful to those who reported this scam, as it had a tasty meal in the form of the Capital Choice Consumer Credit application and envelope. Yum! Leah New Hamphsire Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Florida
4, Report #13213
Feb 04 2002
12:00 AM
Capital Choice Consumer Credit caught!
I recently received the mailing offering me a new credit card from this company. I receive mailings all the time and noticed suspicious things about this one. The appearance itself bothered me. I had never heard of this company before and did not know many prestigious banks based out of Miami. There was nothing to say what type of credit card it was. Ex: Visa, Mastercard, etc. My main problem was you should NEVER have to pay for a credit card. They make their money off the interest charged when you use their card. After this, I decided to look them up on the internet. This website with many listings, is what I found. I'm sorry for the ones that paid these people money. Luckily, I noticed their mistakes in the letter.
Entity: Miami, Florida
5, Report #13194
Feb 03 2002
12:00 AM
CAPITAL CHOICE CONSUMER CREDIT -CAREFUL GUYS!!!!!!
Hi my name is rohan and i received letter from CAPITAL CHOICE CONSUMER CREDIT today(2nd FEB-2202). I would like to thank this site for not lettimg me get into there trap. They do not write thier telephone # on form report so it is obvious that something is wrong. Well I go by reports above and once again thank all of them who wrote thses reports. 3 cheers for this site. Rohan Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: MIAMI', Florida
6, Report #15521
Mar 01 2002
12:00 AM
Capital Choice Consumer Credit ripoffs!
We received a captal choice card in the mail this morning...and they were stupid enough to send us the address and Phone. Capital Choice Consumer Credit 9590 NW 25th street Miami, FL 33172 Customer Service Phone # 1-800-874-9164 Hope this helps you guys in your search....mean while, we will see what we can do on our side.
Entity: Miami, Florida
7, Report #13060
Feb 01 2002
12:00 AM
Capital Choice Consumer Credit SUCKS!!!!
Dont fall for this phony credit scam. Im in the process now of filing a claim with my bank and they are very helpfull. If you just sent in a check hurry and stop payement on it. Believe me it is well worth it. Dont fsll for there lies!! Alan Union, New Jersey
Entity: Nationwide
8, Report #13149
Feb 02 2002
12:00 AM
capital choice consumer credit ripoff
I just got scamed like all the others except I didn't learn it was a scam until after I mailed the $43 dollars, I am very upset and want my money back!!! Jamie Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Nationwide
9, Report #13012
Jan 31 2002
12:00 AM
Capital Choice Consumer Credit
I think These People are rip offs. When I applied They said it was a creit card,when i recieved it It came a Merchandise card the took me for 43.00 Now they are no where to be found. Please Help. Cheryl Tonasket Washington Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Nationwide
10, Report #14639
Feb 20 2002
12:00 AM
Capital Choice Consumer Credit Ripoff
Capital Choice Consumer Credit ripped me off also. I sent in my $43 for a rush delivery. Well, I read all about it and read what you can do. They debited my account instead of cashing the check, so I called the bank to tell them that I did not authorize that debit, and which I didn't. Debiting an account is illegal if you do not have that persons' approval. So, they told me in a couple of days, my money WILL be back in my account. I called a number I got off this site for CCCC, 1-800-874-9164, and the name of that company was National Credit Service. The guy that I spoke with said that they ARE the same company as CCCC, but CCCC sends out there own letters out. National Credit Service also told me that they are a real credit card company and that they do not know what CCCC had sent. But, he did give me a number for CCCC and it's 1-800-874-9164 but the hours to call are from 9am - 5pm ET. I'm in California so I guess those hours are 6am - 2pm PST. If you can, close your account and open up a new one, OR, if you have a real good bank, just have them stop them from debiting your account PERIOD.... Hope this helps everyone or someone out. JUST MEEH IN CALIFORNIA *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions http://www.badbusinessbureau.com/results.asp?submit22=Search+All+The+Latest+Rip-Off+Reports+Now%21&q1=ALL&q2=&q3=&q4=&q5=hms&q6=&q7=
Entity: Miami, Florida
11, Report #14883
Feb 22 2002
12:00 AM
Capital Choice Consumer Credit ripoff - THANKS
I wanted to respond briefly to the poster who noted that people with poor credit are somehow losers. As a resident of NYC, I can assure you there are a number of us with less than stellar credit thanks to a substantial loss of income post 9-11 and for many of us, we do not qualify for any type of assistance. If the choice is feeding myself or paying a credit bill, I opt for the former. I got a letter from Capital Choice Consumer Credit this week and for a moment I contemplated sending it in, as I could use some extra credit in case the economic situation fails to pick up in Spring 2002 but THANKS so much for tipping me off here. FYI- I find it tasteless beyond belief that they are now targeting New Yorkers, who are facing a credit crunch due to 9-11. That goes so far into the gutter that I hope these people can sleep at night. BG *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions Click here to see Rip-off Reports filed where consumers said thank you to Rip-offReport.com & badbusinessbureau.com, that we saved them money. This does not include the thousands of thank you e-mails we get every week
Entity: Miami, Florida
12, Report #16841
Mar 15 2002
12:00 AM
Capital Choice Consumer Credit ripoff Miami Florida
I am fortunate to have checked this out on the internet first. I am thankful for all of the comments here. I am adding the following link to information from the Better Buisness Bureau specifically about this company. I hope to help someone else avoid this rip off. Copy and paste this into your browser address field. http://www.bbbsoutheastflorida.org/nis/newsearch2.asp?ID=1&strBCode=06330000&ComID=0633000005002183 Christy n, Georgia
Entity: Miami, Florida
13, Report #8167
Nov 26 2001
12:00 AM
Capital Choice Consumer Credit ripoff
I received something in the mail for a pre-approved credit card from Capital Choice. Now I realize that I've been ripped off.
Entity: Miami, Florida
14, Report #8428
Nov 30 2001
12:00 AM
Capital Choice Consumer Credit rip-off
I am also a victim of the Capital Choice Consumer Credit card rip off. I sent them a check for $43 for a credit card with a $5000 limit as well. Please help me with recovering my money. I am not sure if I gave them my social security number either. I am now fearful that maybe I did and they will use my number for other things that could be much worse than losing $43. PLEASE HELP!!!!
Entity: Miami, Florida
15, Report #11915
Jan 18 2002
12:00 AM
Capital Choice Consumer Credit Rip off!
These sons a bitches got me for $250.00. I will be in Florida soon. I WILL track these asshole down!! Pay me Back Or pay with your ass! Your Choice! Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Florida
16, Report #13950
Feb 12 2002
12:00 AM
Capital Choice Consumer Credit Ripoff
I had the understanding that I would receive a Visa Card at 0% interest for one year with a credit limit of $5000.00, with a one time fee of $39.00. Shortly after sending in the money, I received a free 30 day free long distance trial, then after the 30 days they would apply it to my credit card. I became very upset because the customer service number they provided was alway busy until after closing hours (of course). I finally received a package with a card and some books, when I opened this package I was sick. To find out that what I purchased was a MERCHANDISE credit card, so I made several attempts throughout the entire day to contact this company, and the number I called was busy until 5:00pm, then the phone rang and a recording come on stating they were closed. Earlier in the day I called the bank and found out that this company withdrew from my account through an ACH. And, my check has not cleared with the bank. So, the bank refunded my account and they are going after this company for the money. I have placed a block on that check so they are not able to cash this as well. The only thing they got from me is there package back into their laps where it belongs. I pray this company folds quickly before someone else becomes another victom. I am going to be out of money because of the stopped check, but they will not have the opportunity to see that money. Debra *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Florida
17, Report #14079
Feb 14 2002
12:00 AM
Capital Choice Consumer Credit Scam
Thank God!!!! I am a freshman student in college, and I thought that a credit card for emergency would be helpful. So when Capital Choice sent me a mail, saying that I am guaranteed to a $5,00 credit limit and no 0% A.P.R. I thought that this was an awesome deal. So I wrote my check and filled out the form. I was ready to send it the next day; I even already put it in the mailbox. But it didn't state what kind of credit card it was going to be, either Visa or Mastercard. So I turned to the net to maybe find their site, and find out. When I typed their name on the search engine, I stumbled upon these reports. I am so happy that I did, I immediately took the letter from the mailbox and ripped it. I am just sorry for those who didn't find out sooner and got ripped off. I hope that whoever is behind this consumer scam, is going to be repremanded; also, they should make them all of the money that they scammed from people.
Entity: Miami, Florida
18, Report #14054
Feb 13 2002
12:00 AM
Capital choice consumer credit
I also sent 43.00 for rush delivery and have not recieved anything but a calling card, which I'm not to sure if it works cause i have not tried it, I am not going to either, to afraid. I need to know if there is any way to cancel any further, stuff, from these C.C.C.C. for this card. I know that iI have lost my 43.00, but I do not want them to be billing me for anything else, like this calling card ect..... If you have any info please call. Anthony Denver, Colorado
Entity: Miami, Florida
19, Report #11627
Jan 15 2002
12:00 AM
CAPITAL CHOICE CONSUMER CREDIT
I, UNFORTUNATELY DO NOT HAVE AN OUTSTANDING CREDIT HISTORY, BUT I WAS OFFERED A CARD FOR A $5,000 LIMIT AT O% APR FOR A YEAR! TOO GOOD TO BE TRUE, I THOUGHT, AND OF COURSE, IT IS JUST THAT. THIS IS NOT A VISA, A MC, AN AMER. EX., THIS IS A CARD TO BE USED TO PURCHASE ONLY THE THINGS THAT CAP. CHOICE OFFERS! I DETEST THESE INTERNET SCHEMES THAT DON'T SHOOT STRAIGHT, PLAY FAIR, AND GOODNESS KNOWS THERE ARE PLENTY OF THEM. THIS KIND OF THING MAKES ME HOPE THAT KARMA EXISTS AND IS A QUICK AND VENGEFUL ACTOR. THANKS, CATHY Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: MIAMI, Florida
20, Report #13674
Feb 09 2002
12:00 AM
Ripped off by Capital Choice Consumer Credit
I received a phone call saying that I applied for a credit card within the past 12 months and was I still interested in the card. Well to be exact it was January 22, 2002 that I submitted my application. I told him that I was and he then proceeded to ask me questions about my income and also other things. It was almost like he did not know anything about me Before I could get out that I already did these things and why he was calling me, he hung up on me. No return call what so ever. So, I then tried looking at the approval notice to try to give them a call back. Unfortunately there wasn't one. So I called Information to get he number for them and they told me that they were not listed. So I then looked the information up on the net to see what was going on and this is what I received. A RIP-Off report. Even though I only sent them $39 I am still mad at the fact that I was cheated out of $39. This company is absolutely making a killing off of people who fell to look at all of the information on the approval notice. I do not know what we can do to take this company down, but they can not keep doing this to people. Shayla *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Florida
21, Report #13432
Feb 06 2002
12:00 AM
Capital Choice Consumer Credit Ripoff
This company is the biggest ripoff of all time. I found all these numbers that were affiliated with them and called all of them and talked to a couple customer service people. They all hang up when you get angry with them. I am out $43 dollars. Also don't let them sign you up for the Hartford Auto Club or the 1000 minute Mega saver. They call you up after and give you a free trial that you have to cancel before the first month is up. It is the same type of scam none of the numbers work. Just watch out. I report later because i am going to get these guys if its the last thing I do. *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Florida
22, Report #13645
Feb 08 2002
12:00 AM
Fraud from capital choice consumer credit
Yes i to have fallen victim to these terrible people, and my credit is actually pretty good,i already have a platnium card but i thought what the hey 0 interest for a year sounds good, i guess i didn't read it to clearly because i thought it was capital one,i went to my bank and found out they did an automatic withdraw,so the bank had me fill out the form that said i did not approve that and stoped payment on any check that might come through from that company,it just absolutly amazes me that crooks can continue to do this!!! I am going to the post office tomarrow to report this also with the city attorney, i tell you if i lived in florida this company would be sorry! *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: miami, florida
23, Report #12719
Jan 29 2002
12:00 AM
Capital Choice Consumer Credit Ripoff
I received a offer from this company in Dec/2001 however I did not respond. They sent me a second notification by mail claiming that I was approved for a $5000.00 credit merchandise card. I became suspicious whenever I couldn't find they're location/phone no. on the internet. I had just mailed them a check today, but once I looked them up on this website and read the reports. I was able to put a stop payment on my check at my bank and then I called the Post Office to have the letter returned to my home (before it left the mail box) and I reported this company as a fraud to the Post Office. I want to thank everyone for the reports on this company. Hopefully things will turn around for all of us that has been ripped off!!! Patrice Pittsburgh Pennslyvania Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Florida
24, Report #15018
Feb 25 2002
12:00 AM
CAPITAL CHOICE CONSUMER CREDIT - THANX!
It struck me as funny when i got a pre-approved letter for $5,000. I'm only 19 and i already have bad credit, so why would someone give me this kind of money. I was going to send it in today, i had it stamped and everything, but something made me come online to check it out first. I suggest everyone who has been scammed go to the better business bureau online right now and complain. Put these people out of business today.
Entity: FL, Nationwide
25, Report #15309
Feb 27 2002
12:00 AM
Capital Choice Consumer Credit Ripoff!
Well! I guess I am a dunce because I fell for the ripoff, they got my 43.00 dollars as well. Someone needs to put them out of business and in prison! Here is a Phone number I recieved for them 1-800-639-9185 Sincerely, Caleb *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Florida

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