FIRST NATIONAL CREDIT Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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26, Report #15426
Feb 28 2002
12:00 AM
First National Credit Card. Thank you
I just wanted to thank whom ever was involved with this website. I am only 20 and when I recieved the approval I was totally stoked. I was wondering where the phone number was so I decided to look on the internet. I'm very glad that I stumbled over your website. And to all the people that that lost their money. I'm sorry Melissa *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read other Rip-off Reports on First National Credit aka FNC Investments aka Bank Plus Credit Services aka CCA Credit Service Division aka CCS Credit Service Division
Entity: Aliso Viejo, California
27, Report #15586
Mar 02 2002
12:00 AM
FIRST NATIONAL CREDIT SCAM
I had sent a check on November 24, 2001 to First National Credit in the amount of $37.00 for a credit card from US Bank. The check was cashed on November 30, 2001 and I have never received the credit card. Natasha Mountville PA *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read other Rip-off Reports on First National Credit aka FNC Investments aka Bank Plus Credit Services aka CCA Credit Service Division aka CCS Credit Service Division
Entity: nationwide
28, Report #15497
Mar 01 2002
12:00 AM
First National Credit aliso viejo california ripoff
Fisrt National Credit sent me a paper saying that I can get a credit card by sending in my processing fee.I sent it in and I waited for a response and never got one so I did some calling of my own and companys were telling me that they never heard of the company. So I looked on the internet and saw the rip-off report and so now I am here. So if you please could help me I would be truely greatfull. Thank you. Patrick, Rounds *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read other Rip-off Reports on First National Credit aka FNC Investments aka Bank Plus Credit Services aka CCA Credit Service Division aka CCS Credit Service Division
Entity: Aliso Viejo, California
29, Report #15681
Mar 03 2002
12:00 AM
First National Credit card scam
My story is the sames as the others I sent a 37 dollar check to First National Credit a month again and still ahven't received my credit card for a 15,000 gold card. Antionette Milwaukee, Wisconsin
Entity: Aliso Viejo, California
30, Report #15707
Mar 03 2002
12:00 AM
first national credit ripped off
I wish i would have looked up first national credit's web site before appling. I would have been leary after reading other stories of being ripped off. If it sounds to good to be true... etc... I don't think I am worried so much about the $37.00 as I am worried that this may show as credit on my credit report. thanks for sharing..I just learned a little to late. I hope others read this and learn from our mistakes!! Nancy *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read other Rip-off Reports on First National Credit aka FNC Investments aka Bank Plus Credit Services aka CCA Credit Service Division aka CCS Credit Service Division
Entity: Aliso Viejo, California
31, Report #19828
Apr 29 2002
03:20 PM
First National Credit ALISO VIEJO California
The company sent me a pre-approved letter for a credit card with $15000.00 credit limit and 0% APR for one year. They asked for a processing fee of $43.00 for rush delivery. I have sent them a check for $ 43.00 on 02/05/2002 which they cashed on 02/08/2002 but I haven't heard from the company/bank to this date. I would at least like to get my money back. Rahil Plano, Texas
Entity: AV, California
32, Report #11094
Jan 09 2002
12:00 AM
First National Credit card Rip-off!!
Sent my $43.00 for my 10,000 dollar credit card. Has been almost 2 months and guess what...NO CARD!!! Click here to read other Rip-off Reports on First National Credit
Entity: Nationwide
33, Report #10898
Jan 07 2002
12:00 AM
FIRST NATIONAL CREDIT I WANT MY MONEY BACK
HERE IS HOW I WILL START. WELL I WAS LOOKING FOR FIRST NATIONAL CREDIT WEB SITE ON YAHOO AND I SAW THIS RIP OFF REPORT HEADLINE FOR THIS COMPANY AND I READ IT AND I HAVE ALREADY GIVE THEM ABOUT 2,000 DOLLARS FOR A CREDIT LINE OF 8,500 DOLLARS AND I HAVEN'T GOTTEN ANYTHING FOR THEM OR HEARD FROM THEM AND I WANT MY MONEY BACK. IRA FULTZ In the Navy Click here to read other Rip-off Reports on First National Credit
Entity: LAS VEGAS, Nevada
34, Report #10839
Jan 07 2002
12:00 AM
RIPPED OFF BY FIRST NATIONAL CREDIT
I RECEIVED THIS SCAM AS WELL. 15K PRE APPROVED GOLD CARD DOESNT STTE WHAT TYPE NO PHONE NUMBER OR ANYTHING BUT VAGUE INFO. i WENT TO INTERNET YELLOW PAGES AND LOCATED THE BSINESS SAME ADDR AND COMPANY NAME GAVE THIS PHONE # 949-448-8822. WHEN YOU CALL THIS LONG DISTANCE NUMBER, IT ADVISES YOU THAT YOU CAN ONLY BE PERSONALLY ASSISTED IF YOU ARE A CARD MEMBER OR A CARD HOLDER. THEN INSTRUCTS YOU IF YOU HAVE RECEIVED AN APPROVAL LETTER AND HAVE QUESTIONS PRESS 1 OR 2 IN ANY EVENT WHEN YOU PRESS 1 OR 2 YOU ARE DISCONNECTED AT THIS TIME. PLEASE DO NOT SEND THEM MONEY THESE PEOPLE ARE NOT OK BUSINESS. I'M GLAD TO HAVE HAD ACCESS TO A COMPUTER TO LOOK THEM UP BEFORE I SENT MONEY Click here to read other Rip-off Reports on First National Credit
Entity: nationwide
35, Report #10609
Jan 04 2002
12:00 AM
First National Credit Card FRAUD!
I had sent $35 for rush processing, to get a credit card. The company cashed the check and never sent my card. The 800 numbers I got for the company were runarrounds. Phone number is different areas. One number will not let you speak to a person and the other number never always says to call back during business hours. Laguna Niguel 1-800-799-1003 & Eldorado Hills 916-605-1106 are the two phone numbers and locations. I dont care about the money but they have my SS# and Banking Information.
Entity: nationwide
36, Report #10610
Jan 04 2002
12:00 AM
First national credit. Christmas rip-off
Hello..! i'm very angry and want something done about First national credit. The rip me off for $37.00. I received a letter in the mail saying that i was preapproved for a credit card for $15000 dollars at 0% interest for the first year. I thought it was a good deal so i applied and sent them a $37.00 check around December 10 2001. They deducted the money out of my account December 18th 2001. I never heard anything back from them and i never got my credit card. I'm angry!!!! Are you contacting the authorties about this? If not what can i do and who do i need to get in contact with? I'm gonna presue this matter. Please get back with me soon! Thank You, James Alston charlotte, nc
Entity: California
37, Report #10716
Jan 05 2002
12:00 AM
first national credit is a scam!
First National Credit is a scam. They sent me a letter in the mail for a pre-approved credit card for 15,000 dollars if I sent them 43.00 for rush delivery I did that on December 18,2001 it is January 5,2002 and not a word yet!!!!DON'T SEND THEM MONEY IT IS A SCAM!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! IF ANYONE OUT THERE READS THIS AND THEY GOT A CARD FROM THIS COMPANY PLEASE E-MAIL ME!!!! Click here to read other Rip-off Reports on First National Credit
Entity: ALISO VIEJO, California
38, Report #12633
Jan 28 2002
12:00 AM
FIRST NATIONAL CREDIT RIP-OFF
The company First National Credit sent me a certificate that stated that I could get $15,000 gold card. Upon reciept of the CARD AND CATALOG I decided to return them because I had to buy merchandise from them to get my credit restored (not what was stated). I called and got a consistant recording stating that you could only talk to them if you had the first 3 digits of your card #. I had my card # and after calling for days I realized this is another scam and hope no one else sends these people money. Click here to read other Rip-off Reports on First National Credit
Entity: ALISO VIEJO, California
39, Report #12314
Jan 23 2002
12:00 AM
FIRST NATIONAL CREDIT SCAM
I too have recieved one of these bogus letters!!Good thing that I am to lazy to write a check. So I looked for their web address....and there wasn't one. I thought that was pretty weird. So I looked on the web...and nothing but people talking about how they got scamed. Has anyone written to the BBB. I am definatly. I am also going to get a lawyer involved and whoever else I need. I am really tired of this stuff and their needs to be something done about it.
Entity: Aliso Viejo, California
40, Report #12484
Jan 25 2002
12:00 AM
First National Credit SCAM
I received an offer for a credit card with a $15K credit limit and 0% intro rate. For a $43.00 you can have rush processing. It was Christmas time and I was in need of some cash or credit and I fell for it. The rush process took about 5 weeks after they cashed my check. I'd called a direct # that was in directory assistance but only got a recording saying you would receive your card within 14 business days for rush processing. Since Christmas had come and gone I figured I'd just wait on it. I just received my Gold Card along with a catalog and order forms. This is not a CREDIT CARD as you are led to believe in the form mailed to you. You can only use this card to purchase from the said catalog. I am in the process of returning the card and packet.I am also going to ask for a refund of my $43.00 since they exceeded the 14 business days and since it is not a credit card. No matter how bad your situation is - Do not fall for this scam like I did! Nora Click here to read other Rip-off Reports on First National Credit
Entity: Aliso Viejo, California
41, Report #12290
Jan 23 2002
12:00 AM
First National Credit=TOTAL FRAUD
My name is Lorna and I have received a mail from the First National Credit yesterday 01/22/02 stating: DEAR LORNA: CONGRATULATIONS, YOU ARE GUARANTEED APPROVAL FOR A FIRST NATIONAL CREDIT GOLD CARD WITH A CREDIT LINE OF $15,000. THIS IS NOT A MAYBE. WE HAVE ALREADY RESERVED A CARD IN YOUR NAME. TO RECEIVE YOUR GOLD CARD PLEASE SIGN AND MAIL THIS GUARANTEED ACCEPTANCE CERTIFICATE AND INCLUDE YOUR ONE-TIME ONLY $37.00 MEMBERSHIP FEE. ONCE WE RECEIVE THIS CERTIFICATE WITH YOUR MEMBERSHIP FEE, YOUR GOLD CARD WILL BE SENT TO YOU. FURTHER DETAILS OF YOUR MEMBERSHIP WILL BE INCLUDED WITH YOUR GOLD CARD. YOU MAY USE YOUR GOLD CARD IMMEDIATELY UPON RECEIPT FOR ALL PURCHASES FROM CREDIT PROVIDER. FIRST NATIONAL CREDIT PROVIDES A 30-DAY MONEY BACK GUARANTEE FOR MEMBERSHIP FEE. IF YOU ARE NOT SATISFIED FOR WHATEVER REASON, JUST RETURN THE GOLD CARD AN MEMERSHIP PACKAGE WITHIN 30-DAYS FOR A FULL REFUND OF MEMBERSHIP FEE-NO QUESTIONS ASKED. This is very unbelievable. I can't believe they actually have scams like these. Everything in this statement is a scam. When I first got it, I showed to my husband and asked him what he thought of it. He thought it was too good to be true. He asked me to look them up on the net and I did. I came across to this website. I hope everyone else the best to not get scammed by this company. This site is such a good informative site for the consumers. What will we do without the internet? Keep up the good work!! Lorna Havelock, NC
Entity: Aliso Viejo, California
42, Report #6437
Aug 31 2001
12:00 AM
First National Credit ripoff
I was told to send fourty three dollars to First National credit Pacific park plaza 27101 aliso creek rd unit 126 aliso CA 92656.I later read on your site that they only give you a card for their catologue. I would like to get my money back.
Entity: ALISO, California
43, Report #6510
Sep 04 2001
12:00 AM
First National Credit rip-off, thank you ripoff report
Thank you Rip-Off for letting us know that First National Credit is a scam. I have my check sealed in the envelope ready to go, and would have sent it tomorrow if I didn't read your reports. Thnak you Rip-off Report! Click here to see many other Rip-off Reports on First National Credit
Entity: California
44, Report #6463
Sep 01 2001
12:00 AM
FIRST NATIONAL CREDIT, SCAM CARD
WE HAVE ALL HAD A TIME WHEN REBUILDING OUR CREDIT WAS IMPORTANT TO US, AND WE SOMETIMES HAVE TO PAY A PRIMIUM. BUT, MANY COMPANYS PRAY ON US , MANY ADVERTISE THINGS SUCH AS FREE CREDIT CARDS, PRE APPROVED CREDIT CARDS, AND THE LIKES, JUST BEWARE, THE OLD SAYING, IF ITS TO GOOD TO BELIEVE, IT PROBABLY IS,,,NO GOOD, A SCAM. SUCH IS THE CASE WITH FIRST NATIONAL CREDIT, NOT TO BE CONFUSED WITH FIRST NATIONAL CREDIT CARD, OR FIRST NATIONAL BANK. IN FACT FIRST NATIONAL CREDIT IS NO BANK AT ALL, AND THERE MAIL OUT FLYING KINDA SAYS SO, BECAUSE IT JUST SAYS: PRE APPROVED GOLD CARD,,THE ADD DON'T SAY VISA, AMEX, OR ANY OTHER CREDIT CARD, JUST GOLD CARD,,,SO BE CAREFULL,,,AND AS FOR FIRST NATIONAL CREDIT,,,REMEMBER,,WHAT GOES AROUND, COMES AROUND ED FORESTED HOUSTON TX
Entity: ALISO VIEJO, California
45, Report #10181
Dec 29 2001
12:00 AM
First National Credit Scam
I received a credit card offer for a 15k line of credit with 0% interest for a year. ( I should have followed the to good to be true rule) I sent my $43.00 for rush processing over a month ago and haven't received my card as of yet. I jumped online to get contact information and found this site. I will be contacting USPS mail fraud.
Entity: Aliso Viejo, California
46, Report #9976
Dec 26 2001
12:00 AM
first national credit fraud scam
this company doesn't exist. 27101 aliso creek rd. unit 126 aliso viejo, ca 92656-5311. i sent them a check for a credit card in the amount of $47.00. the check has been cashed. tried to call them and found out that no such company is listed at that address. since then, i've contacted the USPS mail fraud and am working from there.
Entity: aliso viejo, California
47, Report #10301
Dec 31 2001
12:00 AM
First National Credit Ripoff Scam
I received the same offer -- a $15,000.00 line of credit, provided I sent then a one time processing fee. I checked into this, and you are right! THIS IS A SCAM!! Dr. Jack L. Swoveland Waynesville, NC Click here to read other Rip-off Reports on First National Credit
Entity: Aliso Viejo, California
48, Report #10051
Dec 27 2001
12:00 AM
first national credit Rip off thieves
I cut up and mailed my card back in the next day after I received it asking for a refund and have been denied. I was deceived from the beginning. I was totally unaware that I could only buy their products with the card. Now I am told that I have to mail all the pamplets, literature, ect. back before I can get a refund. That stuff was history when I read it. Cutting the card up and requesting a refund should be sufficient to get my $38.00 application back. I am very upset with this! Their nothing but thieves! Click here to read other Rip-off Reports on First National Credit
Entity: Nationwide
49, Report #10166
Dec 28 2001
12:00 AM
First National Credit Rip-Offs
I was under the impression that I was pre-approved for a credit card. This company sent me this information in the mail and I fell for it. I sent them $43.00 in a money order thinking I was going to be receiving a credit card from them. I started to get worried when two weeks passed by and there was no sign of the card or a response from the alleged company. Also, after I started to get worried I looked back at the information that I had received and I saw that they did not have a toll free number to call for inquiries. That is what made me start to think that this company was a fraud. All I want now is to get my money back and have who ever doing this arrested and stopped.
Entity: Nationwide
50, Report #11310
Jan 11 2002
12:00 AM
First National Credit Scam
I see from your website that this issue has already been reported and is all over the search engines. Great Job.. Scott Palestine, TX Click here to read other Rip-off Reports on First National Credit
Entity: Nationwide

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