FIRST NATIONAL CREDIT Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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76, Report #10609
Jan 04 2002
12:00 AM
First National Credit Card FRAUD!
I had sent $35 for rush processing, to get a credit card. The company cashed the check and never sent my card. The 800 numbers I got for the company were runarrounds. Phone number is different areas. One number will not let you speak to a person and the other number never always says to call back during business hours. Laguna Niguel 1-800-799-1003 & Eldorado Hills 916-605-1106 are the two phone numbers and locations. I dont care about the money but they have my SS# and Banking Information.
Entity: nationwide
77, Report #10610
Jan 04 2002
12:00 AM
First national credit. Christmas rip-off
Hello..! i'm very angry and want something done about First national credit. The rip me off for $37.00. I received a letter in the mail saying that i was preapproved for a credit card for $15000 dollars at 0% interest for the first year. I thought it was a good deal so i applied and sent them a $37.00 check around December 10 2001. They deducted the money out of my account December 18th 2001. I never heard anything back from them and i never got my credit card. I'm angry!!!! Are you contacting the authorties about this? If not what can i do and who do i need to get in contact with? I'm gonna presue this matter. Please get back with me soon! Thank You, James Alston charlotte, nc
Entity: California
78, Report #10716
Jan 05 2002
12:00 AM
first national credit is a scam!
First National Credit is a scam. They sent me a letter in the mail for a pre-approved credit card for 15,000 dollars if I sent them 43.00 for rush delivery I did that on December 18,2001 it is January 5,2002 and not a word yet!!!!DON'T SEND THEM MONEY IT IS A SCAM!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! IF ANYONE OUT THERE READS THIS AND THEY GOT A CARD FROM THIS COMPANY PLEASE E-MAIL ME!!!! Click here to read other Rip-off Reports on First National Credit
Entity: ALISO VIEJO, California
79, Report #8202
Nov 27 2001
12:00 AM
First National Credit Kicking Myself
I recieved the wonderful mailer from Frist National Credit and with Christmas coming I thought it would really help me out. I am on Social Security and I thought if I used at least 1,000 on the card I would do alright. I sent in my $43.00 for the Rush processing and even got excited when my bank by phone said that they cashed my check. The more and more I thought about after the check was cashed I thought I should look and see if they had a web site only site I found was this one and I am sure kicking myself for not checking here first. Has anyone gotten any of their money back? Or has anyone actually gotten a card from them. If someone knows how to get my money back for me please feel free to email me at deathsdoor1965@webtv.net. Thank you and have a good holiday everyone.
Entity: aliso Viejo, California
80, Report #8253
Nov 27 2001
12:00 AM
FIRST NATIONAL CREDIT BIG SCAM
I SENT A MONEY ORDER OF 43.00 DOLLARS THEY SAID I WAS APPROVED FOR 15000 SO I MAILED IT CERTIFIED I HAVE NO RESPONSE YET HOPE SOON I HEAR SOMETHING BUT THEN SINCE I SAW THIS SCAM I THINK THAT I MIGHT BE ONE OF THESE PEOPLE ...........
Entity: ALISO, VIEJO
81, Report #8308
Nov 28 2001
12:00 AM
First National Credit comes up short
I too had received a certificate in the mail. I was skeptical but went ahead and sent it in. I decided a few days later to follow up and check out the company on the internet. I was a fool for not checking first. I am going to write to them requesting my money back but not sure if I will get it. The address I have for them is First National Credit, Pacific Park Plaza, 27101 Aliso Creek Road, Unit 126, Aliso Viejo, CA 92656. I made a copy of the certificate before I sent it off. I was pre-approved for $15,000 with 0% interest for the first year and approximately 11.99 % interest after that.
Entity: Aliso Viejo, California
82, Report #8424
Nov 30 2001
12:00 AM
first national credit attention everybody,
thanks a lot for the people who started this website who saved me from a this first national credit( pacific plaza)who are ripping of people all around the united states...so if anybody received an application for a credit card company that does not have a phone number...just throw it in the garbage and don't hesitate..thank you and good luck Hayyan Dearborn MI Click here to read other Rip-off Reports on First National Credit
Entity: aliso viego, california
83, Report #10166
Dec 28 2001
12:00 AM
First National Credit Rip-Offs
I was under the impression that I was pre-approved for a credit card. This company sent me this information in the mail and I fell for it. I sent them $43.00 in a money order thinking I was going to be receiving a credit card from them. I started to get worried when two weeks passed by and there was no sign of the card or a response from the alleged company. Also, after I started to get worried I looked back at the information that I had received and I saw that they did not have a toll free number to call for inquiries. That is what made me start to think that this company was a fraud. All I want now is to get my money back and have who ever doing this arrested and stopped.
Entity: Nationwide
84, Report #10181
Dec 29 2001
12:00 AM
First National Credit Scam
I received a credit card offer for a 15k line of credit with 0% interest for a year. ( I should have followed the to good to be true rule) I sent my $43.00 for rush processing over a month ago and haven't received my card as of yet. I jumped online to get contact information and found this site. I will be contacting USPS mail fraud.
Entity: Aliso Viejo, California
85, Report #24158
Jul 08 2002
08:19 AM
First National Credit ripoff lago vista Internet
I was planning to go to school in the fall. So I thought that this amazing credit card would help with books supplies or anything else I needed. But now thanks to this company I can not go to school but I need that money I did send them and I can not even get in touch with them. mohr45@hotmail.com chad austin, Texas
Entity: Internet
86, Report #15898
Mar 05 2002
12:00 AM
First National Credit consumer fraud
I received a guaranteed pre-approved first national credit card acceptance certificate. Which I signed and returned with a check for $43.00 to first national credit. I did some investigation on the internet and realized that first national credit is a bogus,fraud filled, illegal company and must be stopped in their tracks. Please help me to get my $43.00 processing fee back. Joann Brooklyn New York *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read other Rip-off Reports on First National Credit aka FNC Investments aka Bank Plus Credit Services aka CCA Credit Service Division aka CCS Credit Service Division
Entity: nationwide
87, Report #15924
Mar 05 2002
12:00 AM
First National Credit wrong one ripoff
I too received a letter from this company. Had they researched their victims, they would have known that I am a criminal research specialist for the state. I immediately turned this over to the group of attorneys that I work for and it was passed on to the State Attorney General's office in Raleigh,NC. We have strict guidelines for soliciting funds on the basis to cheat or deceive the consumer. This is fraud and will not be tolerated in this state. I only wish I could help the other states also. Thank you for your site. Lisa *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read other Rip-off Reports on First National Credit aka FNC Investments aka Bank Plus Credit Services aka CCA Credit Service Division aka CCS Credit Service Division
Entity: Aliso Viejo, California
88, Report #16172
Mar 07 2002
12:00 AM
First National Credit Rip-off
I too recieved a pre-approval certificate for a gold card with a $15,000 credit limit. I sent off the check and have heard nothing since. I decided to check them out on the web to see if I could contact them, something I should have done first. There web page is useless. It offers only the address where I sent the check. I still have not received the card and from the looks of it never will. Looks like i've been scammed. Nancy Bremerton, Washington
Entity: Aliso, California
89, Report #15819
Mar 04 2002
12:00 AM
First national credit scam
I received a letter in the mail like the rest of of the other people, a certificate stating that my husband had been approved for a 15,000 credit line. I thought that it was great so I went ahead and sent a check out for 37.00 dollars. They cashed it on March 2, 2001. and I have not heard or recieved anything. On the letter it gives you a verification number and everything to make it look legit. I would have never thought that it was a scam but like everyone else I found it odd that there was no phone number on the letter, that right there should have alarmed me. But I was naive enough to be trusting. Now I get on the internet to see if I could learn some more about the company and I find this! How disgraceful some bastard is getting rich off of peoples hard earned money. And beleive me he will get caught sooner or later. I have a copy of the letter and will make sure that it gets on the news so other people dont get scammed also. Dee winter park florida *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read other Rip-off Reports on First National Credit aka FNC Investments aka Bank Plus Credit Services aka CCA Credit Service Division aka CCS Credit Service Division
Entity: Aliso Viejo, california
90, Report #24394
Jul 11 2002
06:59 AM
first national credit ripoff omaha Nebraska
First National Credit sent me a acceptance certificate stating that I was already approved for a gold card with a credit line of $15,000. I was going to use the card to consolidate my debit. However I received a booklet, with merchandise to purchase. I also paid them a one time membership fee of 37.00. Needless to say I sent the money and received this booklet with merchandise that could get me further into debit. I now understand this is a complete ripoff. I don't have money to give away, especially to a lazy indivdual that doesn't want to work for an income as I have. I'm very disappointed. I hope they don't have access to my checking account due to the check number at the bottom. rita omaha, Nebraska
Entity: omaha, Nebraska
91, Report #23333
Jun 24 2002
11:07 AM
first national credit ripoff ripoff ripoff California
i sent off for the credit and they never sent nothing back ronald myers, Illinois
Entity: California
92, Report #6437
Aug 31 2001
12:00 AM
First National Credit ripoff
I was told to send fourty three dollars to First National credit Pacific park plaza 27101 aliso creek rd unit 126 aliso CA 92656.I later read on your site that they only give you a card for their catologue. I would like to get my money back.
Entity: ALISO, California
93, Report #6463
Sep 01 2001
12:00 AM
FIRST NATIONAL CREDIT, SCAM CARD
WE HAVE ALL HAD A TIME WHEN REBUILDING OUR CREDIT WAS IMPORTANT TO US, AND WE SOMETIMES HAVE TO PAY A PRIMIUM. BUT, MANY COMPANYS PRAY ON US , MANY ADVERTISE THINGS SUCH AS FREE CREDIT CARDS, PRE APPROVED CREDIT CARDS, AND THE LIKES, JUST BEWARE, THE OLD SAYING, IF ITS TO GOOD TO BELIEVE, IT PROBABLY IS,,,NO GOOD, A SCAM. SUCH IS THE CASE WITH FIRST NATIONAL CREDIT, NOT TO BE CONFUSED WITH FIRST NATIONAL CREDIT CARD, OR FIRST NATIONAL BANK. IN FACT FIRST NATIONAL CREDIT IS NO BANK AT ALL, AND THERE MAIL OUT FLYING KINDA SAYS SO, BECAUSE IT JUST SAYS: PRE APPROVED GOLD CARD,,THE ADD DON'T SAY VISA, AMEX, OR ANY OTHER CREDIT CARD, JUST GOLD CARD,,,SO BE CAREFULL,,,AND AS FOR FIRST NATIONAL CREDIT,,,REMEMBER,,WHAT GOES AROUND, COMES AROUND ED FORESTED HOUSTON TX
Entity: ALISO VIEJO, California
94, Report #6787
Sep 25 2001
12:00 AM
First national Credit still at it.
I would just like to express my heartfelt gratitude to Rip Off Report for saving people the pain and aggrivation of applying for products that are bogus and hurtful. First National Credit will be getting a not-so warm letter from me letting them know that their scam didn't work (thanks to your report).
Entity: Aliso Viejo, Ca.
95, Report #7160
Oct 15 2001
12:00 AM
first national credit...scam
2 weeks ago i recieved the certificate of approval for the 15k credit card...i have been trying to get a card for a while now to re-establish my credit. i (stupidly) mailed in my $43 and am still waiting for my gold card. i wish i would have found this site prior to wasting my $, but live and learn i guess. i plan on contacting the better business bureau. seems to me that there has to be a way to stop this company from scamming more people. cheers to this site for allowing people to tell their stories. cheers to first national credit for this lesson at the bargain price of only $43!
Entity: aliso viejo, California
96, Report #6510
Sep 04 2001
12:00 AM
First National Credit rip-off, thank you ripoff report
Thank you Rip-Off for letting us know that First National Credit is a scam. I have my check sealed in the envelope ready to go, and would have sent it tomorrow if I didn't read your reports. Thnak you Rip-off Report! Click here to see many other Rip-off Reports on First National Credit
Entity: California
97, Report #7049
Oct 09 2001
12:00 AM
FIRST NATIONAL CREDIT Rip-off
i sent for the rush delivery 43.00 members fee for a first national gold card with the credit limit of 15,000 dollars and later to find out it was for a card you can't use in a store and had to pay some of the money up front for some cheaply made items at high prices... what can i do about this is there any chance to get the amount they had promised (the 15,000) or do you just get your 43.00 back if all they have to do is pay your money back they aint laerning anything but if we get caught we just give these suckers back what they payed into it and go on to someone else I SAY MAKE THEM PAY THE BUCKS THEY PROMISED!!!!!!! Click here to read over 100 Rip-off Reports on First National Credit
Entity: Aliso Viejo, California
98, Report #13538
Feb 07 2002
12:00 AM
First National Credit Ripoff What a fraud
I had just received a letter in the mail saying i was pre-approved for a platinum card. And I thought it was strange at first. Then I thought I would give it a try, not knowing what the outcome would be, thinking that it would help me regain my credit status. So I had sent in the normal $39, and days later I had received a phone call saying i was approved for the card and it should be coming in the mail really soon and gave me a 1-800 customer service number to reach them at. And it is always busy. Well today on Feb 7, I just received and noticed that they had sent me a letter and everything. But, the trick is you cant use it as a regular credit card. Its only a card that you can use in there catalogs. Now that I found this out, I regret sending in the money, knowing that they are scamming us all around the world.
Entity: Nationwide
99, Report #13567
Feb 07 2002
12:00 AM
FIRST NATIONAL CREDIT RIPOFF
I SENT THIS COMPANY MONEY TO PROCESS MY APPLICATION, I HAVE YET TO HEAR BACK FROM THEM, AND I HAVE NOT BEEN ABLE TO FIND ANY LISTINGS OF THIS COMPANY AT ALL. I WOULD LIKE MY MONEY BACK IF YOU CAN AT ALL HELP WITH THAT. *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read other Rip-off Reports on First National Credit
Entity: ALISO VIEJO, California
100, Report #13640
Feb 08 2002
12:00 AM
First National Credit Rip-Off
Thanks for the warning. I just received an acceptance certificate Saying that I was Guaranteed a Gold Card with a line of credit of $15,000. All I had to do was send $37.00 for standard processing and delivery or $43.00 for rush processing and delivery. After reading the other reports I noticed in the lettar it stated You may use your Gold Card immedietly upon receipt for all purchases from Credit Provider. It also states Further details will be sent after purchase of Gold Card. Their were no details in the letter. WHY ARE THEY CONCEALING DETAILS TILL AFTER THEY GET YOUR MONEY! I appreciate the people who took the time to write in and warn me. Sincerely, Jamie Chicago Illinois *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read other Rip-off Reports on First National Credit
Entity: ALISO VIEJO, California

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