PEOPLES CREDIT FIRST Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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1, Report #26046
Aug 03 2002
11:06 PM
Peoples Credit First ripoff TAMPA Florida
I recieved a guaranteed approval from this company and does not say what type of card this is . approval for 5,000.00,to goo to true,So i look them up on the internet . and im glad i did because i was one second away from sending them money.these people should not be aloud to operate a business like this. a lot of people won't check like did. thank you who ever are for exposing these ripoff artist. Nellie Riverdale, California
Entity: TAMPA, Florida
2, Report #26839
Aug 13 2002
02:46 PM
Peoples Credit First ripoff Tampa Florida
This is to inform the public consumers that i have not been riped off one,two but three times by these types of scam companies, the first time was a company that gurrantees that you will be approved by visa or master card on a secured credit line of 12,000, 5,000 or 2,500 Gurrantee greatly emphasized and the word secured, by sending in 149.00 processing fee, when sending in your money you recieve within two weeks a list of credit card companies that are in no way affilliated with this company Premier,Cross Country,Orchard,ect and some credit card companies and programs that no longer exist. The second incident is Great Start Card that charges you a 99.00 set up fee and gurrantees by you paying 45.00 a month for three consecutive months that a positive rating will be reported to credit buearus equifax,experian, trans union,also you have a 10,000 credit line that is being reported.After paying the fees and 45.00 on time with billing statement for 90 days , this credit history never showed on the credit report,when calling and leaving several messages due to the fact or of high volume calls and busy representatives to this day i've never recieved a call back,nothing on credit history,and no more billing statemants,and a late Credit Card that if you used in a store would be invalid , after further investigation on the company, i found out that there credit card is to be used for merchandise only from their overpriced product line, which was never told to me by there representative. The third time was a Peoples Credit First, where is you are guarranteed a 5,000 credit line that was recieved via letter in the mail,where is you pay 45.00 processing fee, now this was more believeable seeing that i actually have purchased a vehical threw People first Credit, so after sending in a payment assuming it must have came because of my great payment history on my vehical for the past five months, so i sent in a payment with the approval letter, well after 19 days no credit card, so i contacted the company, well they advised me that they recieved several calls in reguards to this matter but their companies name is People First Credit which is a legitamate company ,but i realized after looking at a reciept that this company of fraud had a simular name Peoples Credit First,the representative said Mrs.Burton i'm sorry i believe you have been scamed may i take your name and number for future referances. Tracey Arlington, Texas
Entity: Tampa, Florida
3, Report #28854
Sep 03 2002
12:28 PM
Peoples Credit First ripoff Tampa Florida
tehy sent me a letter stating that i would get a credit card for $45 to $49. when it was sent it was a card for a merchandise cotalog rebecca sacramento, California
Entity: Tampa, Florida
4, Report #77794
Jan 22 2004
12:50 PM
Peoples Credit First ripoff Tampa Florida
I was told that i could recieve a $5,000. credit card if i sent in a $50 to $75 processing fee. cant remember the exact amount. well when i got the card it was to only purchase merchandise from a cataolog that they sent me with the card. Well that is not what i was told. So i felt like it was False Advertisement. So i called them and wanted my money back. Well they basically told me to F OFF. But i did save the catalog and all the information that went along with it. This christmas i decided to get my sisters presents from that catalog. I thought since i have it i mine as well use it. Right? Well i went to there website and could not open up the order page. So i tried to call them the phone number would ring but no one would ever answer. My wife told me it was probably a scam. I wasnt sure. But today i was like i will try to open there site up again. Well I ended up here. My wife was right. they wanted atleast %25 down payment for the merchandise before recieving the merchandise. So if we would of ordered sooner we would of not got anything in the first place. SO sad to have to rip off honest people like that. I dont know how they sleep at night. i am sure there are others. so if they have done this to u report it also. Jamey delphos, OhioU.S.A.
Entity: Tampa, Florida
5, Report #27855
Aug 24 2002
09:49 AM
Peoples Credit First ripoff Tampa Florida
Well I was in a finical strugle and then this applucation came i the mail bam my way out of trouble. So i sent away for it just to find out it was a complete scam. Just remember that a things thats ore good not come in the united states mail. They said that i had a 5,000.00 credit limit that would be sent to me and then I would be out of det so I thought well that is what i needed for the time being to help my self get out of trouble right know so they took me. Earnest Toledo, Ohio
Entity: Tampa, Florida
6, Report #28203
Aug 27 2002
02:22 PM
PEOPLES CREDIT FIRST ripoff TAMPA Florida
I NEVER SENT IN MONEY JUST NOW WENT ON LINE AND I'M GRATEFUL THAT I DID. CAN'T TRUST ANYTHING OR ANYONE ANYMORE.THEY SHOULD PUT THESE PEOPLE IN JAIL!!!!!!!!!!!!!! THANKS AGAIN JOANNE MARTINO JOANNE HEWITT, New Jersey
Entity: TAMPA, Florida
7, Report #28204
Aug 27 2002
02:22 PM
PEOPLES CREDIT FIRST ripoff TAMPA Florida
I NEVER SENT IN MONEY JUST NOW WENT ON LINE AND I'M GRATEFUL THAT I DID. CAN'T TRUST ANYTHING OR ANYONE ANYMORE.THEY SHOULD PUT THESE PEOPLE IN JAIL!!!!!!!!!!!!!! THANKS AGAIN JOANNE MARTINO JOANNE HEWITT, New Jersey
Entity: TAMPA, Florida
8, Report #29453
Sep 09 2002
08:40 AM
Peoples Credit First ripoff Tampa Florida
I want to thank all those who wrote of this topic I to recieved a letter from peoples credit first and thought it sounded suspicious so I decided to check on my computer I was right. I allmost sent these people the money Iam glad I chose not to I really think something needs to be done about this people like this should not be aloud to pray on us. It makes me very angry that they are still at it. Thank you again for making this web site Tracy whitefield, New Hampshire
Entity: Tampa, Florida
9, Report #29456
Sep 09 2002
09:22 AM
Peoples Credit First ripoff Tampa Florida
I normally don't write stuff on the internet but I had no choice after reading some of the remarks about stay at home moms. I am one due to the fact that my husband works out of town in the construction business. I am trying to start my own business out of my home something my children can be involved in. As far as the work involved in keeping up my home it is work. In most relationships where both parents work outside the home the work load is shared. But with stay at home moms they take care of everything dealing with the home and the children. I use to be in a management position but can no longer do that. Do you people think it is easy trying to get credit when you don't work. No it's not. I called a furniture store trying to get a washer and dryer and they actually told me that because I don't work I can't get credit, that my husband would have to fill out all the paperwork. Guess what he doesn't get off until after they close. To me that is a form of discrimnation, I did receive the Peoples Credit First form in the mail but decided to look it up on the internet. I was very close to sending it in. I do want my own credit. To those of you who put down stay at home moms you need to shut up until you've been there. Most of us have been in the work field but most of you haven't been in our shoes. I don't tell my children they are work cause they are not. But keeping up the house and yard is work. You can't call in sick because you don't feel good you still have to do the work. Or if you want a day off how do you take a vacation day---- you don't! Evelyn Franklin, Georgia
Entity: Tampa, Florida
10, Report #27012
Aug 15 2002
01:44 PM
Peoples Credit First ripoff Tampa Florida
As those I've read allready I too was sucked in by the promise of A 5000 dollar unsecured credit card . I wish I had checked it out better before just sending them 49 dollars. If a class action suite is started I am interrested in being involved. Robert Chillicothe, Ohio
Entity: Tampa, Florida
11, Report #28319
Aug 28 2002
04:19 PM
PEOPLES CREDIT FIRST ripoff Tampa Florida
Peoples Credit First STOLED $49.00 from me. I never got a normal credit card, just a catalog with a bunch of stuff in it I would never use. I want my money back. Johnnie shasta Lake, California
Entity: Tampa, Florida
12, Report #28503
Aug 30 2002
09:08 AM
Peoples Credit First ripoff Tampa Florida
I did like the others, I sent my money thinking i would get a real credit card not a catalog of their own. I wanted to be able to shop anywhere using the credit card not just their catalog or website. They need to be dealt with like in the old days vs. the mafia. kimberly sardis, Alabama
Entity: Tampa, Florida
13, Report #31188
Sep 26 2002
12:28 PM
Peoples Credit First ripoff Tampa Florida
I am so glad I checked online and found this site with the info I was looking for. I received a letter from Peoples Credit First and they make it sound like you are receiving a visa/mastercard type of credit. I read this phrase that struck me as pecular, You may use your platinum card immeditaely upon receipt for all purchases from credit provider....HellOOOO they are the credit provider so that means you may only use the credit for the items they sell! BEWARE! Robert Grand Rapids, Michigan
Entity: Tampa, Florida
14, Report #31172
Sep 26 2002
11:01 AM
Peoples Credit First ripoff Tampa Florida
I to got ripoff and have requested my money bk and have never recieved any thing. ronda pauls valley, Oklahoma
Entity: Tampa, Florida
15, Report #20194
May 04 2002
12:19 PM
Peoples Credit First ripoff Tampa, Florida
Im so glad that I checked the consumer report. I received a Platinum Card approval from Peoples credit first from Tampa Fl. they wanted 49.00 dollers I live in Ballinger Tx. Long way from Fl. Jeri Ballinger, Texas
Entity: Tampa, Florida
16, Report #21648
May 28 2002
12:48 PM
Peoples Credit First ripoff Tampa Florida
This is a scam and these people need to pay. Ive like many others have been had and would like to somehow make these people pay, for taking advantage of harmless people's past credit mistakes. Jessica Plymouth, Massachusetts
Entity: Tampa, Florida
17, Report #18346
Apr 07 2002
10:53 AM
Peoples Credit First ripoff Tampa Florida
Recieved bogus letter stating preapproved for platinum credit low APR, too good to be true. No phone number or web address. I did research and discovered a web address which I included for your records. It is so secured only those with card number and passcodes can enter. Red Alert, all legimate companies have FDIC, phone numbers and Valid Web sites for general browers. Hope this helps to stop the fraud. I contacted local news and better business bureau already. Gail carneys point, New Jersey
Entity: Tampa, Florida
18, Report #15288
Feb 27 2002
12:00 AM
Peoples credit first ripped me off
I sent in my $49 dollars that it requested for rush delivery(priority mail) and have yet to recieve anything. It has been over a week and with reading that other people have had the same problems I thought I would check into it. You get nothing from their web site at all. I am afraid that my money is long gone. Although it day say money back if not satisfied. Jennifer Burnsville, Minnesota
Entity: Tampa, Florida
19, Report #20614
May 10 2002
12:21 PM
Peoples Credit First ripoff Tampa, Florida
I recieved a statment saying that I was guaranteed a platinum credit card with 5,000 limit.. After reading the whole letter I noticed it never said what type of credit card it was . either a visa or mastercard so I never sent anything in to them.. I just want to warn people that this is most likely a scam and to be carefull of this company to not get ripped off Anthony Norcross, Georgia
Entity: Tampa, Florida
20, Report #22305
Jun 07 2002
12:18 PM
Peoples Credit First ripoff Tampa Florida
I received the offer in the mail from peoples credit first saying I was guaranteed a credit card with a 5000.oo credit limit.They said to send 49.00 for faster service so I did. I have bad credit so I thought this would be a great way to get a new start, well I was wrong. I sent off my check to them on May 13, 2002 and I have not heard anything from them.So I went on the internet and found that I was not the only one who has had this problem. If it wasn't for reading one of the other rip-off reports I would have never found the address.I still have not found a phone number in order to contact them regarding this.If any one knows how to go about getting my money back please let me know. Dawn Houston, Missouri
Entity: Tampa, Florida
21, Report #22031
Jun 03 2002
01:05 PM
PEOPLES CREDIT FIRST ripoff Tampa Florida
This company is very clever! They lead you to believe the you have Platinum Visa Card approved and ready. But, if you really read it slowly you realize they never state Visa, and the catch phrase is You may use your platinum card immediately upon receipt for all purchases from credit provider. For all purchases from credit provider???? That was what sounded weird to me. Miriam Quitman, Louisiana
Entity: Tampa, Florida
22, Report #24021
Jul 05 2002
01:18 PM
Peoples Credit First ripoff Tampa Florida
TRYING TO REBUILD CREDIT WITH VERY LITTLE KNOWLEDGE OF THIS TYPE OF THING, I RECIEVED A CREDIT CARD FROM (CAPITAL ONE) 7 OR 8 MONTHS AGO. I THOUGHT THAT WITH GOOD STANDING WITH CURENT CREDIT CARD COMPANY, I WOULD GET A CHANCE TO CONTINUE TO ENHANCE MY CREDIT RATING. UNFORTUNATELY THIS HASN'T BEEN THE CASE WITH THIS SCAM- (PEOPLES CREDIT FIRST CREDIT CARD APPROVAL). I WILL BE EXTREEMLY RELUCTANT TO TRY ANYTHING LIKE THIS AGAIN. UNLESS I AM POSITIVE IT IS A REPUTABLE COMPANY. THANK YOU.!!! MICHAEL CONCORD, California
Entity: Tampa, Florida
23, Report #23973
Jul 03 2002
08:23 PM
peoples credit first ripoff tampa Florida
well i have recived a letter in the mail saying that i was approved for a Platinum CREDIT CARD so i decided to send a $49 dollar money order to Peoples Credit First for their fast delivery, so i did and just the other day i was surffing the web and found out that they are frauds and do scams on people and it was all nothing but fauls advertising. i have sent my money oreder to the address below: Peoples Credit First p.o box 320366 Tampa Florida, 33679 I look around on the web and found the phone number and name and another address conected to Peoples credit first! I want my money back or I want what they said that they would give me a... Platinum credit card. i have also discovered that some people recived there cards and some didnt and some people complained that it was a merchant card not a credit card and i want to press charges if they dont give me what i was suppose to get or my money back! please help me out. i am suppose to recive my card anytime from july 5,2002 trough july 8,2002 so if i dont recive it i want to press charges take them to court what ever i have to do so that this doesnt happen to anyone else! thank you sincerly jessica Jessica Katy, Texas
Entity: tampa, Florida
24, Report #10597
Jan 19 2002
12:00 AM
Peoples Credit First ripped me off
I have had dealings with Peoples Credit First. They have not been pleasant ones. Unfortunately they distribute the same catalog that I do locally. What they do gives legitimate wholesale/retail distributors a bad name. I ignorantly fell for their little scam. I have been trying to get back my $49 from them. Apparently they claim they did not receive back my packet and card in a timely fashion. The main reason I sent it back is because I can buy directly from the supplier. The second reason is I was under the impression I would be receiving a normal credit card, which I was hoping to use to consolidate debt. I have gone through them and our supplier. Our supplier is just that a supplier what individuals do with their business is their business. I need help getting my hard earned money back and keeping the name of my catalog in good standing. I do not wish to be associated with the likes of them. I do not extend credit, or make offers or promises that I cannot keep. At first I couldn't see how they had the financial backing to offer credit. Now I understand completely. They take money that they have received keep it and use it to cover their costs. I hope someone can help me and warn people not to do business with them. Tammy Lamb Click here to read other Rip-off Reports on Peoples Credit First
Entity: Tampa, Florida
25, Report #10795
Jan 19 2002
12:00 AM
Ripped off by peoples credit first
I recieved a letter telling me that I had been approved for a five thousand dollar credit card and that all I had to do was send them $50 to recieve my card. There was no contact phone number or email address but I sent my money order any way. I was just to ecxited about getting a credit card so that I could finally get a car. Monica Watsonville, CA
Entity: Tampa, Florida

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