AUTO CONNECTIONS FRESH START FINANCING SCAM, FALSE IDENTITY, LIE, FRAUD, PRETENDING TO BE A BANK Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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1, Report #1326750
Sep 07 2016
06:56 AM
Auto Connections Fresh Start Financing Scam, False Identity, Lie, Fraud, Pretending to be a bank/broker, Manassas Virginia
Received a call from a company claiming to be Fresh Start Financing.  Told me I was selected to be part of a new study program where the automotive industry were allowing select individuals to participate and receive a loan solely based off of income; not credit report.  The gentleman that called me, Chris, promised that I would qualify based only on my income as long as it exceeded $1500 per month. Upon discussing that and meeting their requirement, I was transferred to their Finance Manager Tina.  Tina explained the Auto Industry study program, basically reinterating what Chris had already told me. Tina further went on to say based on my income, I was pre-authorized $28,000.00 to purchase any vehicle I choose. Tina also stated that I had the freedom to select my own payment as long as it wasn't a far fetched super low payment.  Chris came back on and explained Fresh Start Financing was a brokerage firm.  They get the funding and send to the dealership.  The dealership has 5 banks they work with, and they would set me up with one of the banks. Chris also stated the only dealership they work with in the MD/VA/DC area was Auto Connection in Manassas, VA. Chris stated if the dealership doesn't have the vehicle I want, I simply tell them what I do want and they will go get it. The only catch to this program was, that I had to set up an appointment and keep that appointment or I would lose the promise of zero money down offer. I set up an appointment and kept receiving calls from Fresh Start to ensure I was going to make that appointment. I had already told Chris that I would not be able to keep the first appointment and he stated to call him back the next day to reschedule.  I also told him I did some on-line research of Auto Connections and noticed they did not have anything in their inventory I was interested in.  I was not going to drive 2.5 hours to sit and wait for a vehicle, could they pre-order the vehicle and have it waiting.  Chris stated just go to Auto Traders.com and type in 20111 in the zip code box.  Look for what I want, write down the info and give to the dealership and they would go get it same day. Day of appointment arrives, I pack the family, including my special needs child, into our van and start heading south on a 2.5 hour drive. We even received a call from Fresh Start to ensure we were keeping this appointment.  We finally arrived and immediately note there were maybe a dozen vehicles period on the lot.  None of which had dealership signs posted on the windows telling you about it. We were specifically instructed to sign in and contact, Tony, Jay, or Chris.  A dealer quickly approached us.  I told him we had an appointment and needed to see one of three men named above.  He stated, I'll get you signed in and your application started.  He stated they were the Managers, and would not talk to me until I completed the application process. As we are completing the application, he hands me a form to sign for them to run a credit check.  I explained I was told I was pre-approved, the money was already set aside by this Brokerage called Fresh Start Financing, gave him my approval number, etc... He stated he wasn't sure why they stated no credit check, because no bank will touch you without one. I reluctantly sign the form. He runs the paperwork back to the Manager.  I try to call Fresh Start and inquire about the credit check. The Manager's are busy, will call me back.  The dealership Manager comes out and asks what I want.  I tell him the type of vehicle and he kind of laughed and told me it wouldn't happen. I explained the Fresh Start Brokerage, and he acted like he had never heard of them.  Then he saw my van and wanted me to trade it in.  We quickly packed up and left pretty pissed off. Did an address search on-line while driving home for Fresh Start Financing.  Turns out they were in the Auto Connections Building!!  They were the same people!!  They made it seem like they were two separate organizations when it was just one. Huge scam!!!!  Stay away from these people!
Entity: Manassas, Virginia
2, Report #589297
Apr 03 2010
06:03 PM
Ralph Basinger False Identity. Pretending to be a Publisher. Scamming Freelance Writers. Internet
Here's the deal. This guy is posing as a person in need of insurance articles. He prowls the freelance websites on the internet looking for writers to bid on his project that he posts. He pretends to be someone that he's not. Typically, he'll choose an actual company (truly exists) and then state that he's the 'Publisher' for the company.  In term of intellect, this moron is dense - seriously, dense, as in a piece of teak wood. He lacks the ability to communicate well and exhibits an elementary-level education that is overly apparent in his correspondence. Most recently, this person has been posing as a guy named RALPH BASINGER and he's claiming (once again) to be a publisher of some poor agency that has no idea that this jerk has associated himself with them. Every writer that has come into contact with RALPH BASINGER or JAMES CLEMMONS, or whomever he's pretending to be at the moment, has not been compensated for their efforts.  Furthermore, contacting the company that he pretends to be associated with typically reveals that they have no one tied to them by any of his given names, nor are they aware of any such individual. If you're a freelance writer - be very careful. Do your homework and investigate all 'Publishers' and 'Editors' that claim to be outsourcing article writing projects. It would be a shame for anyone else to fall prey to this idiot.  The good news is that enough buzz is being generated within the freelance writing community and also among some of the agencies who have been misrepresented and several are taking legal action.  Again, beware of anyone posing as someone in need of writing and who goes by those names. Granted, this person has more than likely changed their name again because of the notoriety. This individual may ask you to sign a contract outside the scope of the freelance website or indicate that their 'boss' or 'company' has a particular payment model set-up that prohibits payment from being made through said freelance website. Those are pretty much the clues you need. Encounter any of those and you'll know that you're dealing with a total dimwit who's fishing for free writing from freelancers because too much of a tard to produce anything himself. Good luck to all freelancers and hope this is helpful.
Entity: , Internet
3, Report #16516
Mar 11 2002
12:00 AM
FRESH START BE WARE! LIED TO US AND EVEN THEIR OWN BANK! deceptive company Ft. Worth Texas
My husband and I needed a car badly. We saw and add in the paper for Fresh Start Motors and called them...we spoke with a man named Ben. He asked us a few questions and called us back to say that we were approved for a car. So, he said to bring a couple of bills in our name and a couple of paycheck stubs. When we got there, they said that there might be a problem with my husbands paycheck stubs because they were hand written by his boss...they eventually were able to work around that (or so we thought). So, we got the car home and about a week later we get a call from Fresh Start telling us that their bank wants the car returned to the lot...we were shocked and we did not know what was going on! So, we called their bank and they told us that Fresh Start had forged my husband's paycheck stubs and because of that they wanted the car returned...However, the bank still wanted our business, but not with that company! By the way, the people who work there are extremely rude. To them you are only an extra buck...not a person. Please do not do business with them...if they are willing to be dishonest with their own bank, then they aren't worth a damn! Kris Arlington, Texas
Entity: Ft. Worth, Texas
4, Report #502327
Apr 05 2010
06:07 PM
AMANDA SEMINOFF FRESH START ENTERPRISES, PREMIER CAPITAL, US AUTO MANAGEMENT, JASON DENMAN, LAURENE DAVIS, BRYAN STANFILL AUTO SUBLEASING SCAM USING CRAIGSLIST TO ADVERTISE DANA POINT, California
There is a massive auto scam being run throughout California with owners Jason Denman and Amanda Seminoff using the company names Fresh Start Enterprises, Premier Capital, US Auto Management, and we are sure others.  Other known people involved are Laurene Davis, Bryan Stanfill, Corday Handy, and Mike Johnson.  This is how their scam works: The Con-Artist find people who need/want to get rid of their car loan and claim they will find someone to take possession of the owner's car and assume the monthly payments.  Once the Con-Artist have possession of a car, they fail to live up to their guarantees!! They intercept the payment by having the Permissive User send the money to a Bank of America account, where Jason and Amanda keep the money and no payment is made to the auto loan.  Eventually, the desperate owner wants their car returned, but they refuse, and ultimately the car is reported stolen, only to have the owners of the car now with ruined credit and the unsuspecting Permissive User now driving a stolen car.  These people have contracts and know the scam very well.  They act very charming and make you feel comfortable.  This is all part of their CON!! Through investigations, Jason Denman and Amanda Seminoff have embezzled thousands and thousands of dollars from innocent people.  Also, Amanda Seminoff has been doing this con for a loooong time.  She was married to a Michael Horsley which together ran US Auto Management, which have been sued and is no longer in business for running the same scam.  ABC NEWS HAS THE FOLLOW REPORT http://abclocal.go.com/kfsn/story?section=news/local&id=7014668 CBS HAS THE FOLLOWING REPORT http://cbs5.com/video/?id=55079@kpix.dayport.com The DMV is investigating these companies as well as the police and the necessary authorities.  Beware of these people and companies!!  They still advertise regularly on craigslist. 
Entity: DANA POINT, California
5, Report #30748
Sep 22 2002
08:59 AM
Fresh Start Motors consumer rip-off fraud Sanford North Carolina
They took my 1,500.00 and 2 weeks later took back the broken car ..... Dear Sir or Madam, In December of 1997, my husband and I applied for a loan to purchase a 1995 Hyundai Elantra. The salesman at Fresh Start Motors on Horner Boulevard in Sanford, North Carolina, told us that the car ran perfectly and had never had any problems. By the end of December after putting a $1500 deposit on the car we were finally approved. Less than thirty days after the purchase of the vehicle the cylinder head on the Elantra blew while driving down highway 87 south in Sanford, North Carolina. The salesman from Fresh Start Motors told us that they would pick up the car and repair it, however, after it broke down, with such a serious problem, my husband and I no longer wanted the car. We told the salesman this and he said that it would be fine and we would have a remaining balance of $0 once the car was picked up. These statements were also made by the representative from the National Auto Credit Company, who said the loan would be cancelled. When we returned to Fresh Start Motors some two or three weeks later, after not hearing from them, they were gone, physically gone, out of business. When we called National Auto Credit we were told that they had nothing to do with the return of our deposit. We had no way or finances to track down the owners of Fresh Start Motors, so essentially, we paid $50 a day to own a car for three weeks, but felt that was better than owning a lemon, besides we could find no recourse. Two years later in 1999, we received a phone call from the Robeson County Sheriffs Department informing us that someone had parked the car in an officer's driveway. The vehicle was apparently still registered in our name and all of the original paperwork was still in the car. The officer had no idea how the car came to be parked in his driveway and he was confused as to why it would still be registered in our name two full years after the car had been in our possession. I have personally spoken to the officer who found the car and with Division of Motor Vehicle in Raleigh, North Carolina (who said the car was no longer in my name). At no time did I receive any of the paperwork, which should have accompanied this car. It is obvious to me that someone connected to Fresh Start Motors, or National Auto Credit was in possession of this car for two years. At no time during that period did they attempt to contact me or collect money from me for this loan, which we had believed to have been cancelled. Currently we are trying to purchase our first home. We are unable to do so because this car is listed twice on our credit report as a bad debt. We have attempted to contact National Auto Credit, who we got the original loan from, with no luck. After finally contacting Asset Acceptance Corp, the company which bought the supposed debt, we requested help in resolving this matter and they have stated that there is nothing they can do to help clear these fraudulent debts from our credit report. Once again, we seem to have no recourse or defense against this fraud. We appreciate any assistance you can give us in resolving this issue. Respectively Yours, Brian Boisvert & Jamie Boisvert National Auto Credit 30000 Aurora Road Solon, OH 44139 Account Number - 3248036 No Phone Number Provided --------------------------------------- Asset Acceptance Corp / National Auto Credit P.O. Box 2036 Warren, MI 48090 Account Number - 1722942 (586)939-9600 Jamie Goldston, North Carolina
Entity: Sanford, North Carolina
6, Report #787664
May 13 2012
02:45 PM
usconnection identy fraud san diego, California
WARNING! Dale Leier Has engaged in Identity Theft, Property Theft and Fraud from U.S. Connections in California. www.usconnection.info Dale Leier has also refused to return the web-domain USCONNECTIONAUTOS.COM Dale Leier has engaged in purchasing and selling motor vehicles without the authorization of U.S. Connections in California Dale Leier has also slandered and made defamatory statements to U.S. Connections in California without any supporting documentation. Other websites and businesss that Dale Leier has are: dplconsulting.com internetautobroker.ca usconnectionautos.com cavi.caDale Leiers current known address: #6, 407 William Street, Victoria, BC V9A 3Y8 Tel: 250-920-9955 U.S. Connections has not been able to verify that Dale Leier has any registered companies within the province of British Columbia, Canada. In Dale Leiers previous dealings, he has never displayed a registered business or a legitimate bank account. Dale Leier is not a Registered Motor Vehicle dealer or a Licensed Salesman in the province of British Columbia. Dale Leier engaged in purchasing vehicles illegally using US Connections identity. Dale Leier acknowledges that he has issues with Revenue Canada. U.S. Connections recommends that you verify and authenticate any transactions, that you wish to do with Dale Leier. Otherwise you will potentially have the same headaches as U.S. Connections. Below are PDF links to support U.S. Connections claims. If you wish to see more documents, please email a request. Click on the Blue Links below Admitting to Tax issues Dale admitting to attempting to overcharge Dale admitting to Identity Theft 1 Dale admitting to Identity Theft 2 Dale admitting to Identity Theft 3 Dale admitting to Identity Theft 4 Dale admitting to Identity Theft 5 Dale Slander 1 Dale Slander 2 Dale Slander 3 Dale Slander 4 Dale Slander 5 Dale Slander 6 Dale Slander 7 Dale Slander 8 Dale Slander 9 Dale Slander 10 Dale Slander 11 DPL Consulting Letter on domain transfer Cavi.ca dplconsulting.com internetautobroker.ca usconnectionautos.com For victims of Dale Leier, please email to DaleFraud@gmail.com If you wish to contact us by Tel, please email a request and telephone # will be provided.
Entity: san diego, California
7, Report #467211
Jul 02 2009
06:26 PM
Fresh Start Opportunities Is a scam Seattle And Mill Valley Washington & California
They sell subscriptions to magazines, door to door. They recruit young inexperienced kids to do the work. they claim they are being helped out of poverty by the program. They have lots of official looking paperwork to prove they are legit. I checked, I even opened the website while she was on my doorstep but I still fell for it. The magazines cost more than they would at full retail rate. But they say you are helping a good cause. Bull.... I was scammed on November 11, 2008. I waited my 120 days (17 weeks) and started calling. That was Feb 20, 2009. I have called 17 times and never was able to reach a person. I left a message every time and was never called back. I called Fine Cooking, the mag I ordered and they would not give me a subscription. They didn't even want to talk to a bout it. Fresh Starts stole 70.00 from me and worse they made me wary of giving to any cause legitimate or not. Rosaparks Mill Valley,, CaliforniaU.S.A.
Entity: Seattle, Washington
8, Report #125631
Jan 04 2005
12:17 AM
Fresh Start Auto ripoff Wyoming Michigan
My first clue should have been on the test drive I ran out of gas, and only went a couple of blocks.but they put gas in the car I like it and bought it. WELL they on my way home the check Engine light came on and when I call to tell them they acted like I was stupid for calling then I took the car in the next day and told them I didn't want the car it was junk. the sales lady told me to bad F*** you. NO joke my husband told her if all people did business that way they would get closed quickly.they would not take the car back but said they would fix it well the sort of fixed it and I ended up having to file bankrupt.I would Never send ANY one there to buy a car unless they like spending WAY to much for JUNK Cindy Wyoming, MichiganU.S.A.
Entity: Wyoming, Michigan
9, Report #134846
Mar 13 2005
06:05 PM
AP9*Connections, Dealpass.com, Billyblanks.com fraud, rip-off, internet scam, Tae Bo, Billy Blanks, Dealpass Nationwide *EDitor's Suggestions on how to get your money back into your bank account!
I rec'd a charge on my bank account for AP9*Connections for $12.95 and I looked up numbers on the Internet and they do not answer. I called my bank and they said there is nothing they can do about it. I am going over tomorrow to ask for a dispute form and making a police report. I work for the Police Department. I am investigating this further and will update you. I did not authorize these charges and from the looks of it, it may have something to do with ordering Tae Bo Boot camp from an infomercial. I did not agree anything. Karen Tampa, FloridaU.S.A. EDitor's Suggestions on how to get your money back! HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO: Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E. According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days. If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges. Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER! Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get. And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state. Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth. If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form. CHARGES TO YOUR CREDIT CARD If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here. Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action. And good luck Let us know how you do! ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com EDitor@RipoffReport.com badbusinessbureau.com www.ripoffreport.com Don't let them get away with it. Make sure they make the Rip-off Report! We are not lawyers. We are not a collection agency. We are Consumer Advocates. ...the victims' advocate WE are Civil and Human Rights Activists We are a Worldwide Consumer Reporting News Agency ...by consumers, for consumers CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Entity: Nationwide
10, Report #826681
Jan 22 2012
11:38 AM
Fresh Start University Dr. Jerry Bobo They want you to give 25.00 a month. Internet
I went to a meeting last year, I do not remember the house we went to, they are telling everyone how to make money beening apart of the university, and recruit others, and they and you will make money off of the money that you gave to get started in the program, and they said, they will send you more information in the mail. They never sent any literature, nor any information on a real school that you will attend. They are only getting people to pay 25.00 and you get money for getting others to join, it is no school it is a house that tell you how to get more people in the program that isn't really a program. I went to cancel out of the program from getting the 25.00 dollars out of my account. I talked with one that introduced us to the program, I had to close my card for them to stop taking the 25.00 out of the account, I opened up another checkcard and they tried to get the money out of the account still, I called them with the bank and talked to Dr. Jerry Bobo and that was in September of last year and still to this day they are still tring to get this money out of my account everyday, for a company that really isn't a university school at all it is just a house where this man tells you how to tell others how to make money off other people the same way. I can find the address of the house if I need to. It is not a real school nor university at all you do not go to get a real education at all.
Entity: , Internet
11, Report #1045832
Apr 24 2013
11:01 AM
Larry Miller Subaru larry Miller Auto Group Fresh Start Program a total scam boise, Internet
i was having financial trouble and went to the dealership for their fresh start program i was told when i bought the vehicle if i made all the payments on time in a year and a half i would be able to trade in on a newer vehicle they would help me with this. it has now been a year and a half later all payments on time and i am so upside down in the vehicle they sold me that there is no way to trade in. I must take my resposibility in this in the fact that i did sign the paper work and made a poor emotional decision on buying the vehicle. now having said that i am fine finacially ok and have made it through my slump and things will work out i just wanted to let everyone know that Larry Millers program takes advantage of people when they are at their lowest moments in life with no concern for the future of the folks they claim to be helping.
Entity: boise, Internet
12, Report #1224896
Apr 27 2015
04:47 PM
Fit Investment Technologies Unsolicited requests for personal information, like a copy of my passport, for a job I never applied for. Calgary Internet
I have been receiving unsolicited emails requesting personal documents for an unspecified position in their company. Don't know if this is an attempt at phishing/fraud. Just seems very sketchy.  The website seems very new.
Entity: Internet
13, Report #28875
Sep 03 2002
02:19 PM
MWI Connections Stole money from my bank account The total was $109.95 We need to find these SOB s are and put a stop to it!!
We got a statement saying that $109.95 had been taken out of our account and that we were $47 overdrawn.This came as a shock to us and at once we got online to see if maybe we had ordered something and had forgotten about it. We found this site and are now trying to straighten things out. We need to find who did this and stop them before they target any more people. ....., Alabama Click here to read other Rip Off Reports on MWI Connections / MWI Homeswork / MWI Essentials
Entity:
14, Report #1195917
Dec 16 2014
08:38 PM
15, Report #554028
Apr 03 2010
04:53 PM
Premier Capital, Fresh Start Enterprises, US Auto Management and Premier Asset & Wealth Amanda Seminoff- Owner My Purse & Identity have been STOLEN! Blackmail Scam dana point, fresno, newport beach, California
Premier Capital, Fresh Start, Premier Asset & Wealth and US Auto Management These criminals have stolen from me. They repossesed our vehicle for NO APPARENT REASON! The car loan was always paid on time, if not earlier and the vehicle and drivers were FULLY insured. After having the vehicle for three months,they tried finding everything possible way to get the vehicle back. I later figured that they wanted the car back, just to collect another fee upon re- sell. They ended up repossing our vehicle, with no paper work or notification. The only thing is, my purse was in thay vehicle!!! When we got a hold of the so called repo- manager- Bryan Stanfill, he said he could not do anything until the car was in his hands (24 to 48 hrs)....But wait, isn't the tow truck company suppossed to release the property, under supervision? My boyfriend got one last call before all communication was cut off. Within that conversation, Bryan mentioned that without a $3100 reposession fee, he has no idea what purse we are talking about. VERY BAD mistake! All offices have been closed and phones have been disconnected. I am now without all identification, access to my accounts and lost a very valuable purse and included assets. I need to get this company CLOSED and all employees PUT IN JAIL for larsony.
Entity: dana point, fresno, newport beach, California
16, Report #1210070
Feb 18 2015
06:14 PM
Stretch and Fresh are dish covers and it would be great if they would work, but they don't. Total Fraud! Total false advertising. Companies which advertise products, which do not work has to be stopped. Same goes for ChopMagic another scam, which does not work. All nothing but sheer FRAUD. Wallingford, CT Nationwide
Stretch and Fresh is a new TV commercial advertising a dish cover instead of cellophane wrap. It supose to seal a dish perfectly but it does not work at all. Total false advertising and it is a fraud. Anybody purchasing this product will be bitterly disapointed. Same things is with the ChopMagic gadget, which supose to cut vegetable with one push down action and sorry to say it does not. It does not cut any vegetable at all. These TV commercials of Strtch and Fresh and ChopMagic are false advertising and are total FRAUD.
Entity: Wallingford, CT, Nationwide
17, Report #156673
Sep 11 2005
02:33 AM
Gussie Fort - Anyone Can Finance.com - Fresh Start Financial - Computers.Com AnyOneCanFinance.Com And Gussie Fort ripoff-laptop-computer scam Sheister computer company! Don't get suckered! Scoundrel computer company pilfers your money by declaring bancruptcy! They lie and say your computer is new and it is actually rebfurbished! Virginia Beach Virginia
I bought a laptop computer from this company. I have had problems with the computer from the day I got it. I called and called and only got the run around on how my computer would be fixed. So finally after calling one day, someone tells me that I have to call HP to get my computer fixed. I called HP only to find out that the computer that was sold to me was a refurbished computer and so HP referred me back to Nationwide. I was told by the salesman that my computer was new. My contract says that I have a 24 month warranty. Also, I was supposed to pay off my computer in 24 months, but I paid it off in 7 months. They listed my account as written off because they could not earn the interest on early payoff! When I called to have my warranty honored, they tell me that Nationwide is no longer in existence although Fresh Start now owns Nationwide-Computers.Com . The persons behaved in an unconcerned manner and DID NOT care! They tell me that although that have bought all of Nationwides account, they only handle accounts that still owes them money and they are only a financial lender! My account was bought by Fresh Start. They tell me that I have to deal with the salesperson and the previous owners who have filed for bankruptcy who won't help me and although Fresh Start bought Nationwide Computers, they won't help me either. Fresh Start says I am stuck with a faulty computer from which I have had problems with from day one. They lead me around and around in circles. Especially Heidi. What a great fence guard she is! She feigns ignorance VERY well. I am now stuck with faulty computer no one will fix and I have 8 months left in my warranty and I am out of all my money. I make $7 an hour and I work hard. This is what they do to working class people! Desired Settlement: Replacement or Refund Settlement Explanation: I want a NEW computer as told by the sales person that has the $1800 worth of features. Even for as little as $1400, I have seen computers that have 100 GB of hard drive space, 512 rams of memory with a Centrino Processor Speed of at least 1.5 GHz and Windows XP, Microsoft Office, DVD recorder, Anti-Virus and burning software of some sort OR I want a full refund. Customer Service Reps & Manager: Mr.Mark, Ms Wright, and Gussie Fort Product or Service: HP Pavilion Laptop Model Number: ze4500 Account Number: I-62000 or 320029368 Order Number: Salesperson: BillWhite Payment Made: Yes Purchase Price: 1800.00 Disputed Amount: 1800.00 Payment Method: Credit Purchase Date: 03/23/2004 Problem Date: 04/01/2004 Complaint Dates: 4/14/2004,5/1/2004,5/15/2004 Jennifer Richardson, TexasU.S.A.
Entity: Virginia Beach, Virginia
18, Report #867235
Apr 11 2012
06:01 PM
Fresh Start Enterprise Amanda Seminoff and Jason Denman Illegal Company that is involved in auto fraud and auto theft. Fresno, California
I used Fresh Start Enterprises in October 2008 and I am still dealing with the crap that the company pull me through. In the contract that I still have in my hand the company would find a user who would make payment on your car as they drove it and if they failed to make payment Fresh Start would make the payments until the user or a new one would be found. The payment were made for almost a year then all of a sudden stopped and Fresh Start stopped returning my calls as I was getting calls from the bank. The bank then was wanting to repo the car but I had no idea were it was. I ended up filling a police report that the car was stolen and a DMV investigator who is involved said they have other complaints and that Fresh Start is involved in Auto fraud.  They did find it 500 miles away.  I now owe thousands on the remaining balance for the vehicle even though our agreement was they would be responsible for the vehicle. Amanda Seminoff and Jason Denman are liars and don't stick on a written agreement and can't be trusted.
Entity: Fresno, California
19, Report #1235713
Jun 15 2015
10:42 AM
FRESH START LAW FIRM Christine Kapsos Bankruptcy Attorney in Milwaukee the Biggest Scam and Fraud Office in entire State Milwaukee Wisconsin
Will Green and his wife Christine Kapsos from www.WillandKapsos.com  now they are http://www.freshstartlawyer.org/ took 5000 dollars from me before their firm started not answering the phone or emails. Will spoke to me like a dog and his wife Christine was nicer a bit, but still did not deliver any results.They were referred to me by another attorney.Christine said to not show up for court dates etc and i did not and don't even know what is going on. Shame on this law firm by taking hard working people money and don't do any work.
Entity: Milwaukee, Wisconsin
20, Report #470770
Jul 17 2009
11:25 AM
Fresh Start Opportunities IS A SCAM They sell magazine subscriptions door-to-door at inflated prices- supposedly the higher price is to compensate the disadvantaged youth who are trying to work their way out of their impoverished beginnings in life. Seattle, Washington
Young men sell magazine subscriptions door-to-door at inflated prices- supposedly the higher price is to compensate the disadvantaged youth who are trying to work their way out of their impoverished beginnings in life. They tell you a very moving story about thier past with no daddy, drug addicted relatives, etc. and how they are doing this to better themselves. No magazines arrive after 6 months of waiting, and the number to call is never answered by a person- it's a recorded message. I have called 5 times in 6 weeks and never get a return call. This should be reported to the Interstate Commerce Commission since apparently this company operates from Washington but sells in CA, and probably other states, so it is fraud across state lines. i plan to file a complaint with the Attorney General of Washington, for starters. I see they have an F rating with the Washington BBB. I wish I had checked the BBB before I bought from this company. (I thought I was being smart by checking, before I wrote a check, on whether the company's website really exists- and it does.) Moral for me: Don't buy anything from door-to-door people! Consumer advocate Rancho Cucamonga, CaliforniaU.S.A.
Entity: Seattle,, Washington
21, Report #53999
Apr 22 2003
06:19 PM
Fresh Start ripoff fraud Georgia USA
I had this fresh start call my home. they offer a credit card for credit limit for $2500 .For $221.95 they told me they dont rip people off.soi did the deal they took the money from my bank . They said i would get a package in the mail within 20 work days.I never recieve the package.I call them several times that i will recieve it. I call one more time and told them that i want my money back.they said i have to fill out some papers and send it back to get my money. I filled out all the paper work to get my money .and send it back and called them and ask when i will get my money they told me april 11 . I have not got my money ,and now i can not get in touch of them. I found out how to report this fraud on the internet .there was some other victim how was rip-off , by the same company. Robert nelliston, New YorkU.S.A.
Entity: Woodstock, Georgia
22, Report #210738
Sep 13 2006
06:22 AM
FRESH START FINANCIAL ripoff VIRGINIA BEACH Virginia *EDitor's Suggestions on how to get your money back into your bank account!
I have been suckered to allow Fresh Start Financial 4295 Greenwich Rd #110 Viriginia Beach Virginia 23462-to debit my checking account every two weeks for the amount of $62. The representative that I spoke to that day Michael assured me that this was not a scam and the computer they will send me will be brand new plus a free printer and it would be a dell computer. I place this order over three weeks ago still no computer and no reciept of purchase. On 9/12/2006 I recieved a packed of paper work for me to fill out I didn't comply because it looked very fishy. So I called the 800 number that was listed on the paper work and it liked me to Lennux a utility/houseware company. I want them to stop debiting my account and want the money that they took replaced. Thank you. I don't believe they did this. I am a student and assured them that my money is not to be played around with. I am very displeased and discusted. CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report. Natoya middle island, New YorkU.S.A. EDitor's Suggestions on how to get your money back! HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO: Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E. According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days. If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges. Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER! Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get. And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state. Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth. If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form. CHARGES TO YOUR CREDIT CARD If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here. Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action. And good luck Let us know how you do! ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com EDitor@RipoffReport.com badbusinessbureau.com www.ripoffreport.com Don't let them get away with it. Make sure they make the Rip-off Report! We are not lawyers. We are not a collection agency. We are Consumer Advocates. ...the victims' advocate WE are Civil and Human Rights Activists We are a Worldwide Consumer Reporting News Agency ...by consumers, for consumers CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Entity: VIRGINIA BEACH, Virginia
23, Report #425820
Feb 19 2009
10:03 AM
Pasqualina Clairvoyant Psychic Astrologer I have been conned France France
Who is Pasqualina a Male or female.....? preys on innocent victims, people who are lost and lonely struggling for money or looking for answers to how to live a better life. They con you with a free personal horoscope by Pasqualina then the e/mails keep on coming to you for you to send your first lot of money for a reading its bullshit what is written back to you then they ask for more money to give you telepathic communications with 8 sessions that will cost$100 us a saving of 380 us. I cannot believe I fell for this SCAM I paid the money before I did the search oh her name when I paid the money on the recepit said he will get back to me this is what alarmed me for me to do a search on her name I have written to her asking her is she a male or female and I want a immediate refund. I hope we all can get together and do something on the internet to stop her what are the authorities doing about her ? Today, I need to tell you dear ? that I think that your problems are not completely solved yet since I haven't received a positive answer to my latest e-mail. It is too bad, you must know that I regret your lack of decision. I imagine that your case has not really improved. I would like to help you to overcome all the obstacles, and to fight against too long periods of discouragement. Please, don't give up, don't wait until it's too late to react. You already have my full support to fight efficientely against the negative obstacles that stop you on the road to CHANCE and Happiness. Furthermore you will have the opportunity to meet a bright future very soon. And I know dear that we are going to WIN together ! Today, I have decided to make you a proposal, a true present to make you get out of this negative circle, this spiral of failures ! I told you in my lattest letter how important the telepathic sessions are, and today I want you to take advantage of them at an incredibly attractive price : us$100 ( a savings of us$380) . I am sure that luck exists, but you have to prompt it and not let it go. Take a look at my proposition on the INSTRUCTIONS ANSWER FORM https://www.pasqualina.com/ct/ct3.asp?cclient=081117/9534712 Do me the favour, dear Michele to take advantage of my offer. As soon as I receive your answer, I will concentrate for us to walk together on the path to success ! I will never repeat it enough, dear , I want the events to prove me right ! Any new day is probably a Lucky day, if you can grasp it. Give me fast an answer and you will immediately receive my instructions to guide you to the right way of life. Take another look dear at the following testimonies out of my GOLDEN BOOK. I WON $US 16 000. IN THE WEEK OF THE 20th TO THE 26th. I am writing to you, above all to thank you for the goodness that you have brought me during the last months. My life has completely changed over 15 months. I have been successful concerning my finances. Such happiness, such joy ! On emotional terms, everything is going well. My employer has taken back it's confidence in me. There is a definate improvement within my family. IT IS WITH JOY THAT I GIVE YOU THIS GOOD NEWS, I have won $ 11589 in a lottery on Saturday 11th of February, thanks to the numbers that you have given to me. I want to thank you very much, I continue to work with you, I am always thinking of you with your photos and medals, on me. I AM HAPPY: YOUR POWER IS EXTRAORDINARY... I have everyone around me, a lot of attention, and I have done nothing to achieve this. I am given presents. I have become very cheerful again, I am no longer full of anxieties. I have total confidence in you. You have given me back the joy of life. I am fully grateful for the happiness that you have brought me. I preciously keep your magnetised photo in my hand bag...All my gratitude goes out to you. SINCE WE HAVE BEEN IN CONTACT, EVENTS ARE TURNING AROUND MY LIFE...and thanks to your protection, my health has considerably improved, above all psychologically. I live no longer, in anxiety, and a more and more beneficial strength has come over me from day to day...I really believe that my meeting you, is the beginning of my luck... I REALLY FEEL GOOD ABOUT MYSELF...More certain of myself. I am no longer withdrawn into myself, I chat with my collegues at work, unlike before when I remained in the corner only listening. I have joy deep within me... I AM WRITING TO YOU TODAY TO THANK YOU for having guided me on the right path. I have understood a lot of things. The future seems to arrive as expected. I am very pleased with your help... I know you dear will very soon write me such letter of satisfactions! Yes dear should you follow my instructions, you can expect to become a lucky, rich and happy person full of joy. If you really want to take full advantage of the fabulous period of great changes that I predicted for you, if you really want this period to bring you the happiness that fate has been holding for you and that you had not yet experienced and enjoyed, do not hesitate to carefully read and read again the clairvoyance that I have just prepared for you without skipping a single line of it. Your future is at stake. You will see that your lucky star has not forgotten you. And if you still have so many problems, it is because of negative spiralling which prevented you from reaching happiness and joy. We will work together to quickly rid you of this spiral of negative and unlucky waves that have been a nuisance for you if you accept my offer ! Nevertheless I need your contribution too because we have to act together, you and me, to succeed in this attempt to find your own true destiny ! But we have to do it fast. First we have to restore your inner balance, then we have to bring out your positive side in order to give you the opportunioty of meeting blessings such as joy, success, wealth and happiness, ALL THAT YOU HAVE ALWAYS DESIRED ! Send me your word of agreement as soon as possible and tell me the days and time you chose for our telepathic contacts. As soon as I receive your agreement you will receive my precise instructions. I am already close to you and my being near to you will be the sign of our success. But you have to understand that we must act together with all of our power : myself with my very powerful magnetism and occult knowledge, and you, dear Michele, with your will and your determination to succeed. Success is just waiting at the end of the road. A few more words, because I have felt a kind of remorse. I forgot to tell you that I experienced a strange feeling. I must tell you that you have just let an important day pass you by, without trying to capture the things that you need and that were on offer to you. I know that you still feel hesitation in grasping my hand, because a great deal of steeples can make you fell like stopping... If your concern is money, do not hesitate, give me your answer as soon as possible, I am very happy for you to pay in several instalments so that I can start some in-depth work, on your behalf. It is very important for you to make this effort, as it will force you to attach importance to the work we will undertake together. You must understand that our victory is built on a common and reciprocal faith, and I am offering to collect your money at the dates that you are going to give me on the form. If you still hesitate, it is because your psychological magnetism, still shattered by the recent events, doesn't allow you to take this major decision, although I have already carried out a lot of work in order to help you(you may have easily, vaguely feel this...). But you know that it is important to keep your magnetism intact ! If your concern is over more important issues, I can see them myself and I advise you to forget them. You mustn't risk anything, because things are going to change for the better, dear I would truly be neglecting you if I did not insist all of this, because I want very much for you to take advantage of all the good things that your future reserves for you. As I have already told you, dear your situation is worrying; you know that. But you also know that thanks to my fast and effective assistance the stars will soon shine for you as never before. You also know that my friendship and my devotion will help you to get away form your problems, your disappointment, and the breakdowns which have blocked your way, and have prevented you from living your life. I will repeat again, the fact that I can help you, by guiding you towards success, and true opportunity. Eventually, you can be sure that you will be able to say FAREWELL to negative fate, and HELLO to the joy of life, HELLO to Chance (with a big C), and HELLO to Happiness ! In order to better understand the significance of my proposition, dearMichele, read this brief story about the INFLUENCE of the great researcher Camille Flammarion who gathered thousands of examples in which CHANCE cannot be put forward. This story is an except of The Stranger and the Psychological Problems. Aim Guimard, a surgeon in Paris, reported the following story: a september night, I went to bed at 11:30 as everyday. Around two in the morning a raging toothache woke me up and kept me awake all night long. The pain was strong enough to keep awake but I could still think of my current business. As I was on the verge to finish a report on the surgical treatment of the stomac cancer, I spent a part of the night thinking about the framework of the last chapter of this report. My thinking was often interrupted by the pain and I took the decision to go to my neighbour Mr Martial Lagrange, a dentist, to have my tooth extracted. I insist on the point that during the night I focused only on two subjects: on one hand my report on the surgical treatment of stomac cancer, in which I study the eradication of the tumor with a lancet, and on the other hand the dentist and the extraction of my tooth. As early as 10 in the morning I entered into the waiting room, and as soon as Mr Lagrange opened the door of his surgery he said: What a surprise, I dreamed of you all night long! I answered I hope it was not too unpleasant though I was a part of it. In fact it was, he said, it was a terrible nightmare. I suffered of stomac cancer and was obsessed by the idea you were going to open up my belly to heal me. But I do assert that Mr Lagrange was absolutely unaware that that night I was studying this issue. I had not met him for six months, and we have no common friends. THAT IS A TESTIMONY WHICH LEAVES ABSOLUTELY NO ROOM TO CHANCE! Furthermore, TELEPATHY IS SCIENTIFICALLY PROVEN: from the USA to Russia, numerous and fruitful research are regularly started about some invisible radiations, given off by every living cells, which allow a spontaneous from afar communication. Take a look at this VERY IMPORTANT report on THE SPECIAL AND SECRET MISSION OF AMERICAN ASTRONAUTS ON THE MOON. Man stepped on the moon! Everybody remembers these moving images. Thanks to this spectacular achievement, scientist have done hundreds of experiments. Most of these experiments have come to light, but there is one which has strangely remained secret for a long time. Until recently there had been absolutely no leak about it. Today a piece of it has been unveiled... What was this so peculiar experiment about to be that much protected over the years? That is very well known now: the astronauts have reportedly made telepathic communications' experiments in outer space with scientists on earth. That is to say telepathy through many thousand miles! These experiments have given the possibility to test communication between humans separated by thousands of miles only through the POWER of THOUGHT. It also gave the possibility to notice the significance of what is called the EXTRASENSORY PERCEPTION (the soul only perception). But we know that these scientific researches have lasted for more than 40 years both in the USA and in Russia, that shows the attention the great Nations have paid to parapsychology and to paranormal phenomena. As a Medium-Clairvoyant all these achievements are obviously of no surprise to me because I have been introduced to thought transfer by Masters who use millenary knowledge dating of ancient Egypt and of Chaldea. The secret books of antiquity are full of exemples telepathy. I know this force of extrasensory perception because I have always worked on it. This STRENGTH of perception allows a communication from afar between two separate minds. That is why I am going to give you PRESCRIPTIONS easy to follow because it will give us the possibility to transfer the positive waves magnetism, the POSITIVE STRENGTH, from me to you. Thanks to this, you will have the possibility to overcome the steeples, the blocks and the inhibitions that life erected on your way. That will be a new light in your life, a solution to your personal and intimate problems. You will do EVERYTHING without fear, tension or danger. All you will have to do is to follow the instructions I will give you as soon as I get your agreement. Enrol now for our action of telepathic Contacts at a special rate of just $ 100. You can pay me by the method that is to your convenience. KEEP IN MIND THAT THESE SESSIONS ARE EXTREMELY SIGNIFICANT FOR YOUR FUTURE DAILY LIFE, SO DON'T LET YOUR CHANCE ESCAPE FROM YOU ! In order to make our work as effective as possible, send me the dates and times that are to your convenience, as well as indicating the payment method that you have chosen. ABOVE ALL follow my Instructions and keep them secret! CLICK without delay to : https://www.pasqualina.com/ct/ct3.asp?cclient=081117/9534712 and fill in the form right now ! your devoted, Pasqualina ==================== Please have a look to my catalog of luck and happiness http://www.pasqualina.com/catalogue/index.asp Your Confidential code: 081117/9534712 ==================== Shelly BuderimAustralia
Entity: Nationwide
24, Report #40802
Jan 09 2003
01:59 PM
Lenox Capital, Fresh Start rip-off fraud business lied to us Marietta Georgia
I got several call from Lenox Capital, they kept bugging me, I finally gave in and gave them my account number. They promised me a package in the mail, which was $200. They took the money from my account and to this day haven't recieved anything in the mail. Leticia Ontario, CaliforniaU.S.A.
Entity: Marietta, Georgia
25, Report #67804
Sep 29 2003
10:42 AM
MWI Connections & MemberWorks Ripoff, Identity Theft: I had never heard of this company until I saw a $139.95 charge on my Master Card bill! Stamford Connecticut
Wow, this is scary! Who are they, and HOW DID THEY GET MY ACCESS TO MY CARD? I'm not only angry, but also concerned: This sort of bad practice could - if not detected - ruin one's credit! How can I ensure that this is just a random attack, and won't repeat? There oughta be a law! Gordon Greeneville, TennesseeU.S.A.
Entity: Stamford, Connecticut

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