CREDIT MAKEOVER Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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1, Report #717216
Apr 13 2011
02:57 PM
XTREME CREDIT MAKEOVER BUYER BEWARE-RIP OFF , Internet
XTREME CREDIT MAKEOVER is a company advertisings credit deletion on this site.They are a complete Rip-off and do not correspond with their customers when you realize the problem. Save yourself the $79 fee as they only give you advice which directs you to sue the major credit bureaus. When you run into major difficultyin the courts with this procedure, they do not answer your questions. I have proof of this and will send it to anyone responding to this post. I will also send you the 2 rounds of letters they give you for the credit bureaus as well as the credit deletion lawsuit In addition, I will send you their 135 page E-book. If you want these items or proof of their disregard for customers questions, please respond to this post. If you don't, just spread the word and avoid this Rip-Off.
Entity: Internet, Internet
2, Report #623040
Jul 14 2010
09:29 AM
Providia Life Sciences, Inc. 6 Week Body Makeover Fraudulant Company: Credit Card Fraud Internet
Today, July 14, 2010, I had noticed an unauthorized charge on my MasterCard debit card issued by my state to receive my child support payments. I called the number that was under the name on my statement. A woman answered and was no help at all. At first she could not find an order that was under my name, but when I gave her my card number she was able to pull up an order from over two months ago. I told her I did not place an order through this company and she kept arguing saying that I did. The address, however, did not match my home/billing address. Even though they did not match my address she said that the order was not fraudulant because it had my name on it. I said, yeah so does my card. I stated that anybody can take somebody's card and use it with their name and card number and send it to their home. She said that was not the case and that this was not a fraudulant order. I stated again that the address she gave me for the order is NOT my address and she said that it was because it matched what she had in her system. I said that I did not authorize this charge and I wanted them to do something about it. She asked if I had a daughter and I said yes and she suggested that she placed the order. I said I doubt that because she is only 7. She kept on saying that she is only trying to help me and I said NO YOUR NOT. If you were helping me you would be figuring out a way to remove this fraudulant charge from my card. I asked to speak to her supervisor and she said to hold on. She comes back on the phone and said she sent a request to cancel the order to the warehouse but this may or may not refund my money that was taken off my card. I said that I requested to speak to a supervisor and she stated that she was attempting to take care of this herself and I said that she wasn't if she said that I may or may not get my money back. I wanted to know for sure that my money would be refunded. She said that she was not sure and that she would not tell me that I would get my money back. I asked her for a third time to transfer me to her supervisor. She said I don't know whay you want to talk to him because he is just going to tell you the same thing. I said I still want to talk to him. About 10 minutes later I finally get transferred to Sergio I asked him if he had an employee ID that I would be able to have so that if I had to reference the call back that I talked to a supervisor I would have his information. He said he did not have that but he gave me an extension that he could be reached at. He was just as unhelpful as the other lady and asked if I contacted my Bank. I said yes and that is why I am calling you. I wanted to see if you could help me before I cancelled my card. He said that he was trying but it was no gaurentee that i would get my money back. I told him that it was nice to know that they allow things like this to happen. I had said that I would use this information from the recorded conversation to send to my bank. He got mad and said you can't record me without my permission I stated that I could because in Ohio only one person has to be aware that a conversation is being recorded and that I was aware. He said yeah but I am in California, so you cannot record me I said that my bank and I are located in Ohio so when I file a lawsuit against you it would be filed in Ohio and this recorded conversation would be admissable in an Ohio court. Then he changed his tune and said that I should she a refund within 48 hours on my card. I asked if that would be for sure and he said only if the warehouse gets the cancelled order notice, if they don't then I would be out the money. I said I wanted to know for sure because I was going to cancel my card so that no future charges would come off this card. He tried to switch it around and said Oh I thought you already cancelled your card, so now you lied I said I did not cancel my card I wanted to call you guys first before I went throught the hassle of cancelling it. He started to say that now he was unsure if I would ever get money back but I could send the product back for a refund when I got it. I said how can I get it when it is going to an address that is not mine. He said that it was not his problem that I gave an incorrect address.... WHAT!!!! I asked to speak to his supervisor and he stated that I could not talk to him because they do not allow it. Then he went on to say that he was the head supervisor for the ENTIRE corporation and that nobody was higher than him. I said SO if I polay this conversation back to corporate headquarters they will agree that you are the person in charge of the enitre compnay! He said Yup! Then I hung up. I am so frustrated and mad. I called my card back and filed a charge dispute and cancelled my card. I doubt I will ever see my money again and some theif has their product at my cost! What a joke!
Entity: , Internet
3, Report #180944
Mar 13 2006
03:53 PM
My Credit Makeover Credit Quest Usa David Boggs David Boggs promised a new credit file with a score of 650or better never delivered anything for 3500.00 dallors just a straight fraud rip off beware Phoenix Arizona
Credit quest usa aka new credit makeover aka david boggs promised a new credit file in 90 days sent 3500.00 dollars over 110 days ago no returned phone calls no credit file good or bad just a fraud. be warned this is a rip off. Richard San diego, CaliforniaU.S.A.
Entity: Phoenix, Arizona
4, Report #588401
Jun 09 2012
11:35 AM
Credit Makeover Ripped off after canceling program san diego, California
After signing up with this company and canceling services within a week my credit card was charged TWICE! for the program, then i called to dispute the charge and was basically told that i could not have a refund...... not only that but it seems that this company is being ran like a circus everytime i would talk to  someone in this organization they would give me a run around on the process of the program and would not give me a straight awnser, also could not find my information. My advise to anyone who reads this is to stay away from this fraudulent company and if you do more research as i did you will find tons or people very unhappy with thier promises and services.  
Entity: san diego, California
5, Report #73122
Nov 25 2003
06:32 PM
BODY MAKEOVER SYSTEMS - MAKEOVER AMERICA ripoff MONEY BACK IS A HOAX! PROGRAM DOES NOT WORK! BEWARE! PACOIMA California
Tried the program for six weeks as program requests!Program states If you do not lose up to 30 lbs and begin to totally make over your entire body in just the first six weeks, just send it back and they'll refund the purchase price. PROBLEM IS we were led to believe you had sixty days to return the program. When we called the company they said you have passed the 6-week return period and will not be allowed to get a refund My point is, if you have to try the program for 6-weeks how can you call before the 6-weeks have passed to complain that the program does not work? Does not make any sense. If they really believed in the product they would be an honorable company and honor the money back promise 6,8,10 weeks after the program has been tried! Realization is,in my opinion this is a diet SCAM like so many others out there that PREY on INNOCENT people with weight problems!The only thing that gets lighter is your wallet! Beware! Richard LEHIGH ACRES, FloridaU.S.A.
Entity: PACOIMA, California
6, Report #851921
Mar 10 2012
07:31 PM
Provida Life Sciences Michael Thurmond's Six Week Body Makeover Provida Life Michael Thurmond's Six Week Body Makeover fraudulently withdrew $59.95 a month for 11 months from my credit without my consent & NO SERVICES were ever rendered.. ENCINO, California
Michael Thurman's Six Weeks-Body Make Over (Provida Life Sciences) also known as *6WK BM COACHING* ripped off my credit information and repeatedly and fraudulently charged my Checking Card Account $59.95 USD every month for 11 months. I received NO services or merchandise for these charges from this company except for my original purchase. I was never informed per purchase that $59.95 would be charged to my Checking Card Account.
Entity: ENCINO, California
7, Report #120184
Nov 28 2004
09:18 PM
Canadian Complete Makeover ripoff con artists completemakeover.ca Internet
This website advertises to be the Canadian Version of Extreme Makeover. They say that an administration fee of $20.00 is required in order to secure an application. I was RIPPED OFF! The phone numbers and email addresses provided have proved invalid! Terri Vancouver, British ColumbiaCanada
Entity: Internet
8, Report #1206605
Feb 04 2015
07:02 AM
home makeover systems shady business practices longwood Florida
While in your home they make good demonstrations and a lot of promises that their product will do, they peek your interest so much you agree to buy especially once they call and confirm with their boss they have a display model which has never been used that you can buy at **half off**, you hear this price quoted to you at least 3 times by the salesmen, expressing how he can't believe they are willing to sell you this unit at **half off**, you are rushed through signing and given a rushed 3 days from the time he leaves with the unit put in that day to change your mind only to find out when you get your paper work the price is $1000.00 more than promised in your home. I totally agree i should of looked it over with a fine tooth comb, but when they just point to where you need to sign and rush out the door, I know how stupid I am now and will have to pay for my mistake, but they have shady practices , business wise and even when i told them , hey, its not cleaning as the guy promised , your installer cut my sprinkler line, etc....nothing gets done, they got their money and it's all they care about---don't trust them folks , go to your local plummbing store, you can buy a unit at 1/4 the price these people charged us and now , on a fixed income we must suffer through these peoples horrible business practices , please beware !!!!
Entity: longwood, Florida
9, Report #1171637
Aug 22 2014
12:28 PM
not just a makeover RIP OFFF it'S a NO NO ottawa Ontario Canada
Got a groupon of not just a make over! JUST A BIG NO NO !!!NEVER GOT THE PRODUCT... LOST ALL MY MONEY!! In a dirty little place.. Arrogancy and mean service was on the menu...... Beside the insult he gave me ... never told me it was cash only .... tried to charge more for hair longer wich was never written on the groupon.... He said he would never touch my hair if i wasn't paying more!!!! He cancel my groupon in front of me and kicked me out by treatning me  IT'S A BIG FRAUD ......... NEVER GO THERE
Entity: ottawa, Ontario
10, Report #1232200
May 29 2015
12:29 PM
Business Builders Enterprises business builders Dont Do it!! Youll waste your money. Unless you have time.. If you run out of time they kick u out! San Deigo Internet
I am a previous customer. When I tried to log in after being away for a while. The company kicked me off of the site and told me I had to pay the normal rate and try again. This is fine print that I didnt notice so make sure if you can do the plan within a year. If not they will just take your money and run and act like they never knew you. Im disappointed because I was ready to continue where I left off. I called and the didnt show any sympathy or value of a previous customer who spent 1,000 with them. They could have at least offered a returning customer discount. NOTHING! A big FU!   Try a different company. One that values its previous customers.     
Entity: Internet
11, Report #156413
Sep 08 2005
02:39 PM
Provida Life Sciences RIPOFF 6 Week Body Makeover ripoff, unethically harvested my billing and credit card information prior to my actual placing of the order, rip off Pacoima California *EDitor's Suggestions on how to get your money back into your bank account!
The first week of July, I saw a paid advertisement on channel 341 the TV Superstore. I went to the website and was was planning on purchasing the 6 week body makeover. I had the items placed in my shopping cart, had entered my billing information and came to the step of reviewing my order prior to actually submitting the online order. At this point I saw that $37.95 alone was in shipping charges and decided that I could not justify the expense. So I backed out my billing information, and did NOT click on the submit order button, and I then closed my web browser. On 07/09/05 I noticed an unauthorized charge on my credit card made by this company. I promptly called to resolve the matter and spoke to a Customer Service Rep named Angel and explained the above. Angel advised that there was an ongoing problem with the web program; and that at some point the order is automatically placed and that her company was looking into the problem. Angel also advised that they had many other customers who had experienced the same problem. Angel offered to give me a return authorization code and advised that I would receive a refund for the merchandise only, further stating that her company would not refund the $37.95 in shipping charges for the items regardless of whether I had ordered them or not. After I voiced my dissatisfaction and astonishment with that policy, Angel offered me a discount on the products sent by eliminating the last three of six installment payments. which I reluctantly accepted since it appeared I was going to be out $37.95 regardless. A few days later I received the items. I opened the boxes to confirm that what was billed was indeed what was sent, however, I did not open or break the seals on any of the plastic/shrink wrapped items. I decided not to keep the items as it appeared a gimmick. On 07/18/05 I spoke with Mauricio/customer service rep and requested a return authorization code. Mauricio advised that I could not return the items. When I asked why when they advertise a 6 week money back guarantee, he stated that because I got a discount on the items all sales were final. He further stated that Angel had advised me at the time I was offered the discount that the sale would be final. However, be assured that if I had been advised that by accepting the offered discount I would be waiving my right to any warranty or return guarantee I would NEVER have agreed to such an arrangement. I was never told. On July 27, 2005 in an effort to resolve this matter, I wrote a letter to the company asking that they send me a return authorization code, a prepaid mailing label and that upon receipt of said merchandise issue a full refund. On August 8, 2005 a message was left on my answering machine from Brian or Brent stating that they had received and reviewed my letter and that they would not take the merchandise back because I had received a discount and had been advised that the sale was final. Kelly Saint John, WashingtonU.S.A. EDitor's Suggestions on how to get your money back! HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO: Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E. According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days. If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges. Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER! Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get. And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state. Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth. If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form. CHARGES TO YOUR CREDIT CARD If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here. Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action. And good luck Let us know how you do! ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com EDitor@RipoffReport.com badbusinessbureau.com www.ripoffreport.com Don't let them get away with it. Make sure they make the Rip-off Report! We are not lawyers. We are not a collection agency. We are Consumer Advocates. ...the victims' advocate WE are Civil and Human Rights Activists We are a Worldwide Consumer Reporting News Agency ...by consumers, for consumers CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Entity: Pacoima, California
12, Report #750935
Jul 09 2011
07:22 AM
Providia Life sciences 6 week body makeover Ripped off my credit info, I had not hit submit, I was trying to change the order and back arrowed to try to change order. Encino, California
Do not do business with Provida Life Sciences. Do not order try 6 week body makeover, they ripped off my credit information. Their advertizing is deceiving, I am out 330.00, I did not even push a submit order button, I back arrowed to try to change my order. I thought I caught it in time, when I looked at my email, they said I had an order, and would be charged the 300 dollar amount, stay away from this company at all cost. Called Provida, got a not during business hours message, emailed twice, said they would get back in two days. Immediate I informed my bank, they said they could do nothing, I tried to put a stop on it. I even have a number for the stop payment.  I contacted the CA State Attorney Generals office, there is an online form. Go there and report these people.
Entity: Encino, California
13, Report #304205
Jan 28 2008
09:51 PM
6 Week Body Makeover Offer of reduced payments to keep merchandise Sherman Oaks California
Just minutes after placing my order for the 6 Week Body Makeover Program, I called to cancel the order. I was told that it was too late and to call when I received it. I called after I received it to obtain a return authorization number for the unopened Makeover Program. They insisted that I open it and try it until the trial period was over. Since I was not interested, they told me I could keep it if I paid only one additional payment of $19.99 on 11/15/07. They said that by agreeing to this I would waive my right to return the merchandise. I agreed. Now I am being billed for the remaining payments. This is mail fraud. Angie Viola, ArkansasU.S.A.
Entity: Sherman Oaks, California
14, Report #172052
Jan 17 2006
11:27 AM
Michael Thurman's 6 Week Body Makeover dishonest billing Ripoff Internet
I ordered the 6 week body makeover and decided to cancel a few hours later. I was advised to call customer service, which I did. I was then informed to call the next day between 7:00am and 5:00am to cancel my order because my order had not been received by them yet. I was assured that I would have no problem cancelling my order. I did call at 7:00am the next day as soon as the office opened. I was met with an extremely rude representative who told me that it may be too late to cancel my order and that they would try. I explained my conversation the day before regarding the cancellation of my order as was basically talked down to and bullied by this rep. I asked to speak with a supervisor and after arguing with this rep for several minutes he finally put on a supervisor who had the same attitude. I told the supervisor about my conversation about cancelling my order the day before and she stated, Unfortunately, that was not recorded. I could write paragraphs about how they treated me and their tone but it doesn't really matter. I wanted people to be aware when they deal with this company that they are very shady and I believe dishonest. Kevin lake delton, WisconsinU.S.A.
Entity: Internet
15, Report #734778
May 30 2011
11:13 AM
Michael Thurmond 6 week makeover They sign you up for things you say you do not want Encino, California
I signed up for the basic program and was VERY clear that I did not want anything else. I told them NO to all the extras but $60.00 was debited from my checking account last night by them for coaching and I was adamant when I signed up I did not want it. When I called and told them I did not give them permission to take money from my account I was told No refunds. When I got good 'n mad she offered me 2 months free...???!!! Why would I want 2 months free when I don't want it in the first place? Be VERY careful ordering from them. I recommend paying with money orders and not giving them any credit or debit card info. I'm going to have to go to the bank tomorrow and get new debit cards and start the paperwork to reverse the debit, etc. They also give only 14 day time limits (from the time you sign up...not from the time you finally get the stuff) to cancel things and then take forever mailing your things out so there is no time to decide if you need the extras once you get the initial box. Also- their miracle pills are packed with caffeine, so don't order them if you are sensitive to it.
Entity: Encino, California
16, Report #903700
Jun 27 2012
12:15 PM
Six Week Body Makeover Refused to accept the return of the product before and after warranty. Chino, California
By internet in November of 2011, I purchased a kit which included 5-way metabolism pills, cookbook, DVD, buddy kit DVD, CD, smart tech program, and body sculpt DVD. When the package arrived by fed ex in December of 2011, I changed my mind on the purchase of this program. I never opened the package and called fed ex to return the package in January. On the package, I indicated on each side REFUSED. The package was returned to my home in January. Today, I opened the package and called customer service to return the package. Customer service agent Brandon (2738) informed me that my account noted that I attempted to return the program in January, but they would not accept the return now after the warranty, although he was aware that I did not want the program while the warranty had not expired in January. I requested several times to speak with a supervisor, and he refused to transfer me to anyone. He also informed me that the kit had been paid in full and my account was closed. There was nothing else for me to do or no one else who would address my concern. I asked for the number to sales, and spoke with Alejandra (2723). She also refused to transfer me to a supervisor and advised me that Six Week Body Makeover would not accept the return. I would like to return their unused, unopened kit for a full refund. I should not be penalized because I was unaware of the company's shipping procedure.
Entity: Chino, California
17, Report #558985
Jan 23 2010
03:27 PM
6 Week Body Makeover PROVIDA LIFE SCIENCES, INC DIDN'T REFUND ALL MONIES PER MONEY BACK GUARANTEE-EXORBITANT SHIPPING/HANDLING???OR RIPOFF!!! ENCINO, California
Ordered program and gave credit card info, first deduction was $139.17 and you had 60 days free trial offer with money back guarantee, I called to let them know that plan wouldn't work for me because of diet/disability restrictions they gave me a return authorization number and told me I would would have to pay for the return shipping fee although they offered to reduce the price if I would keep the program, I told them no.  So I shipped back both boxes with plenty of time left on my 60 days free trial.  However, they took a second deduction of $65.44 exactly 60 days, I called them immediately not only to get my first refund but to make them stop taking the deductions. They told me I would only receive $133.58 back as a refund I was furious and they're only explanation was to recapture shipping costs, give me a break, I sent both packages back for less than $11.00.  Yet they kept a whole $71.03, give me a break.  So I say, they should warn people that they're money back guarantee is not 100% and let people decide if they want to forfeit their money if they're not happy with the product.  That amount of money is exorbitant for shipping and a ripoff so buyers beware. 
Entity: ENCINO, California
18, Report #1081709
Sep 04 2013
05:22 PM
home makeover systems great southern water,puronics,ionics, scheme curse mislead scream scammers fraud lie dishonest uncaring relentless longwood Florida
Please dont believe all you read!I worked there at Home Makeover systems for a short time.The truth is I am bewildered that this company is still in business.First off they mislead and promise $10.00 an hour to call out to new homeowners,new move ins,folks that come to our home shows etc to offer a free energy analysis or a water test.This company micro manages,they are over your shoulder listening to all your calls and telling you to say this say that,all lies!I was hired along with maybe 10 other gals.Within 3 weeks they were all gone!I was the last of them.We all were fired before the 2 weeks were up so that they only pay you $8.00 an hour and your last check is minimum wage.Meanwhile,at the office these guys make fun of all potential hire ons that call in ,at one point the owner made a guy SING a song and if he did well he would meet with him!The guys in the call room laugh at people,they google cuetomers house values and talk outloud about their credit ratings and how they are gonna F**ck them..Let me tell you.I hated it there!!I heard it all! Plus when I spoke with folks that had our products and needed assisstance or the items no longer work ,the company would throw their info in the garbage..They dont care!!They joke about it..They say racist things when people call in for a job,say sexist crap all the time.I think they could be sued for sexual harrassment with all the rude and disgusting comments they make!I would like to get together with all the girls that were hires aound the same time and see if they have the same feelings towards this place..They scream and call us bad names,I needed a job thats it!They absolutely treat us like pigs!..They keep changing names..such as great southern water,puronis,ionics and now Home Makeover systems..Ever wonder why?Scheme!scheisters!.OH and one guy may get a product for $4,000 while the next guy pays 10 grand!for the same thing! UNFAIR..RUN AWAY GET ON THE DO NOT CALL LIST AND START SUING THEM AND GET THAT MONEY BACK!!!
Entity: longwood, Florida
19, Report #342680
Jun 21 2008
11:28 AM
Six Week Body Makeover, makeover2008.com, Michael Thurmond's 6 Week Body Makeover Weight Loss Program Nothing but a trick to sell you ADDITIONAL products for ADDITIONAL $$$! Encino California
BEWARE! This infomercial is nothing but a Bait and ADD-ON...when you call, you are signed up to be charged NOT ONLY for the product offered in the advertisement (the PLAN) but ALSO a RECURRING subscription for some PILLS that you must pay additional $$$ for, NEVER even mentioned in the ads, either on television OR on the website! It is stated by the customer service representative that the plan will not work nearly as well without these PILLS, which were NEVER mentioned at all in the Advertisement! If these PILLS are the real key to the program, why not be up-front about them in the ads? Don't go on for 1/2 an hour about how great the program is, and then when potential customers call in, slide in a trick subscription (for an ADDITIONAL $19.99 a month!) for PILLS. This DOUBLES the monthly cost of the advertised program! And, while you will eventually pay off the price of the Plan, the PILLS are a NON-ENDING expense! WHAT A SHAMEFUL SCAM!!! Chris Surprise, ArizonaU.S.A.
Entity: Encino, California
20, Report #588322
Sep 20 2017
10:37 AM
Business Credit Extreme Makeover ,creditmakeover.biz This comapny is a complete rip-off San Diego, California
setTimeout( 'openPopWin();', 1000);function openPopWin(){window.open('/business-consultants/creditmakeover-biz-v/creditmakeover-biz-verified-re-02A1D.htm');}This company is a complete and total rip-off.  They didn't do anything for my business except take my money and then send me threatening emails if I didn't keep paying them their monthly fee.  I cancelled the debit card I had used to pay for their worthless program and when they couldn't charge it anymore that's when I started getting the emails.  I was never able to get a hold of this so called credit coach they said would work with me.  Do not waste your hard earned money with this complete rip-off of a company
Entity: San Diego, California
21, Report #587667
Sep 20 2017
01:07 PM
Credit Makeover creditmakeover.biz Total Fraud they are nothing more than a copy of our site and she needs to be arresrted san diego, Internet
setTimeout( 'openPopWin();', 1000);function openPopWin(){window.open('/business-consultants/creditmakeover-biz-v/creditmakeover-biz-verified-re-02A1D.htm');}Sorry but this site is the worst sacam you will ever find, money well spent they even post on themselves what a joke. How do I know it's a scam? Well it's a copy of MY site. This is not more a real business than my twelve year old. The worst part is she barely got the colrs changed after downloading our site then went to scam thousands not offering ANYTHING but FAKE warning collection lettes after she scams you out of your credit card number. It only gets worse, the advise of MINE is so old now that if you follow my OLD content you will get flagged and get no where. This is the honest to GOD truth not some fake post they put on themsleves. This is an ABSOLUTE and REAL SCAM. It is my old site she is pawning off and acting like a business. This lady knows nothing whasover about business credit and has ripped off thousands with a cheesy copy of MY website. There is nothing she can say you need to call your credit card and let them know this is a FRAUD and get them to get your money back right away. She will keep sending you forged letters from RMS that she needs to collect what you agreed to. THE truth is this woman is on borrowed time and owes me an aplogy that I will accept when every person she has every ripped off masquading behind a site I designed in 2001 to help people. It's pretend business and you have point blank been ripped off and may even have to change your credit card number if she can keep a merchant account open much longer. Let her know she is a scam and that is real. If I see enough activity and people that have been scammed I will post my direct number and help you for real for free. This is 100% the truth. Post here and I will help you and will take the FAKE scam plagurist into prison.
Entity: san diego, Internet
22, Report #156439
Sep 08 2005
06:34 PM
Six Week Body Makeover - Provida Life Science ripoff- deceptive return policy and unethical billing practices Pacoima, California *EDitor's Suggestions on how to get your money back into your bank account! Also
I am a very angry and upset customer. Provida, Six Week Body Makeover, telephone customer service is appalling and atrocious. Today 9-8-05, I spent one hour holding and or talking to a customer service rep as well as a supervisor attempting to resolve an order problem. Here's the story: I ordered the six week makeover approximately February or March. At that time the offer of free vitamins were made. I accepted the offer of free vitamins. I received the vitamins but failed to remove the vitamins from the packing. In the packing there were instructions as to how to discontinue the product if I did not want it. I thought this was a one time offer and that there would be no further action required. Unfortunately I was mistaken! Approximately April I received another package of vitamins with an invoice noting a $57.85 charge to my credit card. I immediately called and spoke to a customer service rep who informed me that I could return the product and he would cancel the order. I received the Return Authorization Number in order to return the product. In June, I received another package of vitamins. Assuming that the call in April canceled any further receipt of vitamins, I was again angry and irate that these vitamins had not stopped arriving and my credit card was again being charged. This time I spoke to a female who informed me that the customer service rep from April failed to place a stop on any future shipments. She also stated that there was a note that the previous package of vitamins was suppose to be returned but had not been received. I told her that I still had them but had lost the authorization number. She gave me a new authorization number (312529401401) and told me it was ok to send them back together. On July 7, 2005 I prepared an Airborne Express package and returned both containers of vitamins. I was told that I would be refunded on both orders. The first order from April would have the cost of the product refunded and the June order would have the total amount including shipping refunded due to the error by the customer service person in April. I was also informed that your company would pay the cost of having the product returned to you. It cost me $13.06. I called today to confirm the amount credited to my credit card, AMEX. There was a refund of $49.90 dated July 21, 2005. I questioned why I did not receive a credit for both items. Since, I no longer have them in my possession. To date, Provida, Six Week Body Makeover have both items. I spoke with a supervisor by the name of Kim. Kim tried to confirm the weight of the Airborne package as a means to identify whether two items were returned or not. At the end of the phone call, she agreed to provide me with a credit for the container of vitamins issued in April. Upon arriving home tonight, I received a message again from Kim stating upper management reviewed the situation and decided to reverse the $49.90 credit on the April vitamins. Kim's message informed me that the period for returning the vitamins was beyond the time allowed. I would accept this answer IF I had not been instructed that it was ok to return both containers together. During that phone call there should have been some communication as to the timeliness or lack of timeliness in returning the April vitamins. I was led to believe (company misrepresentation) that I would still receive a refund on the April vitamins. Also there has been no mention of refunding my $13.06 for sending the product back. On the surface, Provida's business practices are questionable and require further review by a consumer advocate group to ensure that this is not a consistent practice of Provida. I feel as though this entire process has the makings of deception and unscrupulous borderline scamming sales practice. If a customer receives an unwanted product and returns it with the understanding that a refund will be issued, such refund should be issued as stated by an agent of the company, namely the Provida customer service rep. Angry Customer in Illinois Fern Bolingbrook, IllinoisU.S.A. EDitor's Suggestions on how to get your money back! HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO: Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E. According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days. If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges. Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER! Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get. And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state. Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth. If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form. CHARGES TO YOUR CREDIT CARD If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here. Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action. And good luck Let us know how you do! ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com EDitor@RipoffReport.com badbusinessbureau.com www.ripoffreport.com Don't let them get away with it. Make sure they make the Rip-off Report! We are not lawyers. We are not a collection agency. We are Consumer Advocates. ...the victims' advocate WE are Civil and Human Rights Activists We are a Worldwide Consumer Reporting News Agency ...by consumers, for consumers CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information. CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Entity: Pacoima, California
23, Report #922781
Aug 05 2012
12:07 PM
Makeover Studios London Lovin' Studios Told me I won a competition and needed to pay a booking fee to hold my place that was FULLY REFUNDABLE - but they won't refund my money! Internet
Hello, Can you please help me to get my money back after a scam?  This company has ripped off a lot of people and have already had to change their names once because of previous rip offs (they were previously 'Lovin' studios'). Maybe someone could investigate this company or at least make people aware of what they are doing so that they do not rip off any more people!  This is what happened: I would like to report a scam by Make-Over London (http://www.makeoverlondon.co.uk/) - a photography studio in London: I received a phone call from Lisa and I was told that I won a competition to receive the platinum photoshoot package and that it was all free, but that I would need to pay a booking fee of 50 to secure my appointment, but that I would get that fully refunded on the day.  I didn't want to give my bank details over the phone, so they told me to book the 'Angels' package on their website through paypal (99) and that even though it was more than 50, I didn't matter because I would get it all refunded on the day.  She assured me, as I checked repeatedly that there were no fees and that all my money would be refunded, and she assured me  that it would be fully refunded on the day.  When I got there, it became clear that you have to buy any photos that are taken, so I said that I didn't want to do the photoshoot since I wouldn't be buying any photos.  I said I wanted to get my refund straightaway, but that they couldn't do it because they were 'consultants', so we had to wait for the manager to get there to process the refund.  They said that we should get our hair and makeup done while we were waiting anyway, and even if we didn't do the photoshoot, then at least we would get our hair and makeup done for free.  After that, I still wanted to get the refund, so the photographer, Enzo, called the manager Mark.  I spoke to the manager Mark on the phone (since all the people that worked there were 'consultants' and couldn't process my refund).  I asked for my refund, as I was promised.  He said that I had to do the photoshoot and 'experience the full package' before I got my refund.  After we did all of that, they then tell me that they can't refund my money and that it is only redeemable against purchase of the photos and that I would need to call head office to make a complaint.  Every person I spoke to lied to me and it was obviously a big con. Unfortunately, I do not have a recording of the phone conversation where I originally made the booking, but I am 100% certain that they said that the money would be fully refundable.  There was another lady there with her family that had been told the same thing and they were obviously very upset as well.  This clearly happens a lot and they need to be shut down. They have come back saying that I was fully aware of the terms and conditions and that since I did the photoshoot, I should not get the money refunded.  THEY SAID THAT I HAD TO DO THE PHOTOSHOOT TO GET MY REFUND!!!!  This has happened to lots of other people (after researching this on the web) and there was another lady there that had also been ripped off.  Please help me with this - and help everyone else that is likely to get ripped off by this company! Thank you, Sarah Sakimoto
Entity: , Internet
24, Report #1241149
Jul 11 2015
06:05 AM
Momentum Inc, Kristina Gonter, Makeover Essentials, Smart Circle Deceptive practices, scam, pyramid scheme Ranch Cordova California 
Regal Marketing Solutions is a brand new marketing company in the Sacramento area offering an once in a lifetime oppurtunity. They offer the oppurtunity to own and operate your own business in 6 months and make 100k and all you have to do is be willing to work hard. Does this seem like something you would be interesting in doing? Of course it does! They make it sound so nice and neat, it is almost impossible to pass up. I highly suggest you do. I worked for them for several weeks, and it is the worst decision I ever made. Regal Marketing Solutions in an afflitiate of Smart Circle, a known pyarmid scheme, run by a 24 year old named Kristina Gonter, with the cosmetic branch, Makeover Essentials. When you go into an interview the job is so hyped up, that you get excited by this oppurtunity placed in front of you. Then you go on a second job interview where you job-shadow one of their leaders for 2 hours. They make the job seem very simple and easy. I later found out it is a requirement of the leader to sell something during the interview, cause who would want to join something where even when the experienced one is faced with not selling and showing the real side of the business. No, they want the interview to see the easy side. But from my second interview I should have realized it all as dodgy, and there were many red flags that I should have seen and ran the other direction, as fast as I could. One of them being when I asked if the position was hourly, I was answered Well it is performanced based. Not getting a direct yes or no should have in fact been a big red flag! The job is business to business direct sales for a high end cosmetic company...which is fancy terms for selling makeup made in China out of the trunk of your car, for door to door solicitation at businesses. And the answer to my above question was a big whomping no! It was commission based only, only making $3 off of the makeup sets, only if you collect the tax! And how do you collect this money? You go up to people, at gas stations, in grocery stores, in their cars, and annoying people, getting kicked out, threatened, and one some occasion (didn't happen to me) get actually physically assulted. They straight up tell you that 90% of people will tell you no, what they don't tell you how much that 90% can eff with your head. Also there are no benefits at all, and honestly there is no days off. Even being violently ill is not a good enough reason not to come in and work. Sure, that is exactly what I want to do when I am extremely sick with the flu, affect the world population starting with this small group of people. This is my world domination plan! Seriously, they would make you work with the flu, subtly saying you will be fired. This job is very physically demaning, you basically walk several MILES a day, and are expected to walk extremely fast, even basically run to the point where your feet are bleeding. Also you can't complain or vent about it either, because then they will just tell you you are having a bad attitude. You also work almost 12 hours a day, 6 days a week. It is also very demanding on your vehicle, which you basically run into the ground. My car has not worked the same since! And you get no compensation for that wear and tear. This company, along with most other Smart Circle companies, is based on lies. In the morning we go to a thing called am atmo in which you practice your pitch. Oh, you get all this makeup (made in China) for only $2O bucks! Yeah, normally this whole thing is $80, and guess what! We are giving you a second one for free! So you get 2 for $20! Guess what, the second one isn't free. The sets are only $10. It is just a ploy to make the customer to buy more. Lie. Oh, you don't need two? Well, here, instead of a second bag, I'll give these brushes, normally $40, for free instead. Another ploy, they are $10 as well.. We spend the entire morning atmo practicing ways to manipulate people into buying from us. And then after morning atmo, you have these impacts from high rollers telling you what you can do to be a top earner as well. Kristina comes in for an inspirartion speech about how she is 24 years old making over 100k this year alone. I have a hard time believing these people make that much because they all live in what is known as a merch house 6 total including the owner. I am sorry, if you were making that much money a normal person would have a hard time with believing it when you share a room with someone else. And if you are not in this close knit circle, this job is not fun. From what I have learned in my research is that these Smart Circle owners are required to allow Smart Circle access to their finances and bank accounts. So the validity is not there that you actually will make 100k and own your own business. To me that sounds like Smart Circle owns it all. I left this job after I was verbally threaten by a store manager, making me feel like a criminal, threating me to throw me in jail for trespassing, and when I went to find my leader to help from losing my attitude (like what I was supposed to do) I was told by him that he got the same thing said to him and he didn't care. They are very uncaring if you are not in their little circle. I highly suggest you research Smart Circle before applying or accepting this job, and ask a surplus of questions. Other post from Smart Circle have claims of not paying their employees, bad business practices, scare tactics and false promises. You will be told that in the room you are standing in 80% of you won't make it, the truth is more like 97% if that. These places have a high turn over rate and even though I was there for just a few weeks, I refused to learn new names unless the person showed up the next day. Hopefully that gives you the idea of how many people come and go. It is very deceptive and will run you down to where you cannot even function. I do believe it is possibly to make money, but I believe you have to be willing to sell you soul and degrade yourself to do things and harass people, for something you have less than a 3% of achieving and probably isn't actually legal.
Entity:
25, Report #1040169
Apr 02 2013
08:10 PM
The Rejuva Center The beauty integrity center *Not so Hot Mommy Makeover* Internet
On May 17th, 2011, I had a Mommy Makeover, which included a tummy tuck and breast lift. I entrusted Dr. Rademaker to deliver reasonable results discussed from our prior consultations. I clearly explained to Dr. Rademaker the problem areas and relied on his advice as what needed to be done. After post-op I discussed several times concerns of the outcome of my surgical procedures with Dr. Rademaker. He agreed to take care of me but then wanted to charge us $8,650.00 to repair his mistakes. Of course by this time we were greatly disappointed that he refused to compromise in any other way. We decided to call an attorney to try and resolve the situation.I have been left physically and emotionally scarred as a result of this surgery. A demand letter from a law firm was sent with description of my physical appearance and post-op results as well as the cost of how much it would be to have another plastic surgeon correct Dr. Rademaker's work. He chose to ignore all of these letters and phone calls sent by the law firm.Unfortunately, our lawyer informed us that they were unable to pursue further litigation due to the expense of filing such a claim and lack of cooperation from Dr. Rademaker. My husband and I spent an exorbitant amount of money on these procedures and feel we got nothing out of it except pain and suffering. In fact, I look worse now then before the surgery. My breasts are asymmetric (one is bigger then other) and the areoles are not centered. I have significant excess tissue of both breasts. I have held up my before and after pics that I took and the only difference is gross scarring! My stomach has extensive fatty tissue and skin that protrudes out on the lower abdomen.Furthermore, I had gallbladder surgery performed on March 23rd, 2012. My general surgeon was unable to perform the standard laparoscopic procedure through the belly button to remove my gallbladder due to the extensive scare tissue left from Dr. Rademakers tummy tuck. Unfortunately, another incision was done underneath my right breast area by the rib cage. This added more down time and cost out of our pocket to pay what insurance did not cover.At this stage, we have exhausted all avenues and hope that someone can still help us. I have all documents to support my complaint and hope someone will feel the pain I have gone through emotionally and physically.
Entity: , Internet

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