DRIVE FINANCIAL Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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51, Report #202108
Jul 20 2006
01:53 PM
Drive Financial ripoff rude Dallas Texas
Drive Financial is a rip off the customer service department is no help and all they do is lie to you about your account. I traded my car in 1 month ago and my car was paid off by the car dealership 5 days later the check was received by a person in the company. They are now saying the check is lost and the company is writing to me telling me to make a payment even though it is not my fault that someone in there company has lost the check! They threatened to debit my banking account. My car company has now issued a stop payment on that check and reissued another one lets see what happens now. Tonya Las vegas, NevadaU.S.A.
Entity: Dallas, Texas
52, Report #218404
Oct 30 2006
11:43 PM
Drive Financial are vultures Dallas Texas
I have had the misfortune of dealing with Drive Financial for the past few months. They said that I am 4 months behind on my payments, and when I used Western Union to wire to months worth of payments until I can get proof of the payments that were made, they said they never recieved the Western Union. My employer is getting harassing phone calls from them being as I work graveyard shift, and they are calling 2 and 3 times a day. Isn't this illegal to be calling even when they were told not to. They have my home phone number as well as my cell phone, but they keep calling my employer. What kind of recourse do I have against Drive Financial if I am terminated by their calls, as I have already been for-warned. I have read in previous reports, when other SCREWED BY DRIVE FINANCIAL customers have either paid or proven their payments, their vehicles have still been repossessed. I am afraid of bringing my vehicle home. I am paying for a vehicle that I am afraid to drive. GO FIGURE....... Any insights from anybody I am at my very wits end. Cindy Puyallup, WashingtonU.S.A.
Entity: Dallas, Texas
53, Report #215474
Oct 12 2006
04:01 PM
Drive Financial Services ripoff Dallas Texas
I would love to join this class action suit, but this site will not allow anyone to contact one another...instead they want you to buy their product...their reasoning...they don't want people to be ripped off again...I think that this is an explotation in and of it's self by this site. With that being said, I wonder how we can bring Drive Financial to an end??? My sugguestion is to file a complaint with the Banking and Finance Commission with a request to have the pratices of this company along with Bank of Scotland to be inclulded in the investigation as they are the holding company for Drive Financial. Then contact the Better Business Bureau in Dallas...you can find this information if you look up Dallas Chamber of Commerce. I have spoken to them and they are quite helpful and although they did not admitt to any other complaints they said they would be happy to hear from other customers. I think that if we contact attorneys on our own, they will have their own networking system in place; ie, the Law Journal and will advertise for others to join in their law suit. If it is a Class Action Law Suit, there will not be any charges up front for anything. The payment will come at the end when a settlement is reached. I hope that this information has helped someone. As for me...well, I have been through the same experiences as each and everyone of you has been through. I am disabled, had some problems, went to the big guns and thought it was resolved...my account is current, but they repossessed my car any way and said I could have it back today if I made a payment...my car payment is not due until end of next week...I was told I was 80 days late and I would have to pay the repo expenses as well...of course, added on to the back of my account. This is the NEVER ENDING NIGHTMARE...the account that never ends and instead of giving...it never stops taking...taking our money, our dignity, our privacy, our joy, our peace...like being called on Christmas Day and hearing the representatives laughing at you in the background and making derogitory comments about you, what you look like (they have a copy of your driver's licence picture in their file...one time, I heard one person in the background taking bets on where the dart would land on my picture) I have tried desparately to get some other company to sell me another car and pay off this debt, but Drive has totally ruined my credit report to the point that I can't even get a job!!! I am an educated, well respected member of the community and church...I am a minister and I know that God has this one...I have a lot of patience for everything, and I do not believe in retaliation, but didn't Jesus turn over the tables in the courtyard of the Synogog when the merchants were ripping the people off??? Drive Financial beware...God sees you and you will have to answer for your actions if not here then when you stand before Him. I hope that all of you will heed my suggestions and it is my earnest prayer that each and everyone of you who has been wronged by Drive Financial get restitution and additional compensation for your troubles. Drive Financial is really where the devil resides and does his best work!!! Patricia Augusta, GeorgiaU.S.A.
Entity: Dallas, Texas
54, Report #215994
Oct 16 2006
08:24 AM
DRIVE FINANCIAL ripoff ARE LIARS AND DISHONEST DALLAS Texas
I HAD GOTTING BEHIND IN MY CAR PAYMENTS AND MADE ARRANGEMENT ON THEM ..I WAS TOLD THAT IF I PAID MY REGULAR PAYMENT THAT THEY WOULD DEFER THE ONES I WAS BEHIND. SO I SENT THEM THE PAYMENT MONEYGRAM AND JUST YESTERDAY THEY SHOWED UP TO TAKE THE CAR. MY HUSBAND HAD LOST HIS JOB IS WHY WE GOT BEHIND. HE IS BACK WORKING NOW BUT IS GOING TO LOOSE HIS JOB IF HE DOESNT HAVE A CAR TO GET TO WORK. I CALLED THE LOCAL POLICE DEPARTMENT WHEN THEY SHOWED UP .THEY TOLD THEM THAT IT WAS A CIVIL MATTER THEY WERE ON PRIVATE PROPERTY AND TO LEAVE. I HAD A CONFERMATION CODE THAT DRIVE HAD GAVE ME AND MY MONEYGRAM RECEIPT . THAT IS WHAT HELPED ME KEEP THE CAR HERE RIGHT NOW . THEY WILL BE BACK TODAY TO TRY AND TAKE THE CAR AGAIN .BUT THIS TIME THEY BETTER HAVE A COURT ODER TO DO SO. I WANT TO GET THIS CAR REFINANCE ASAP TO GET IT OUT OF DRIVES HAND BUT I DONT THINK ANYONE WILL HELP US BECAUSE OF OUR CREDIT . Sandra trenton, OhioU.S.A.
Entity: DALLAS, Texas
55, Report #312991
Feb 28 2008
01:40 PM
DRIVE FINANCIAL ADDED $1,507.79 TO MY NOTE Dallas Texas
Drive Financial added $1,507.79 to my note that they could not explain. I refuse to pay it and they can just repo the car and keep it. I will not pay them another dime. Buttxxxxxxagain Cumby, TexasU.S.A.
Entity: Dallas, Texas
56, Report #328539
Apr 24 2008
07:55 AM
Drive Financial Let's get together Dallas Texas
I have a car loan with drive financial. When I called to ask about my payoff the rep was rude and told me I was late so many days. However, I told him I know that and that is why i'm calling about my payoff and I was hung up on and had to call back to get the information. I feel I am being charged with hidden fees that I had no knowledge of. They are telling me that my interest rate changes when i'm late to an additional $11.53 daily. What should I do? Nita chicago, IllinoisU.S.A.
Entity: Dallas, Texas
57, Report #378411
Oct 04 2008
09:34 PM
Drive Financial oops wrong car! Dallas Texas
My husband has taken a hit like everyone else in the mortgage business, & was recently forced to close his own small company. Yes we had gotten behind on our Tahoe, which has been moved to Drive Financial, but had just agreed on some agrrangements, AND just made a payment! They came that very day & took our Tahoe. Apparently, after speaking with someone there, it was a mistake & they wouldn't charge us the redemption fee. Gee, thanks! Meanwhile, we went all weekend without my car, & then we had to go Monday (quite a long way) to go pick up. It wasn't returned to us. I really meant to do something legally to them, or see what I could do, but things have been crazy, so I'm just trying to work 24/7 to keep a float. So, let this be a warning. If in Texas, keep your car in your garage!! I know in TX I've read that they can't get it out of your garage, it must be a peacefun repo.....if there is such a thing! Even if you're up to date on payments, Drive Financial is known to make mistakes such as the above mentioned, & then just say, Oops....sorry!. They need to be out of business. Riley r. McKinney, TexasU.S.A.
Entity: Nationwide
58, Report #256777
Jun 25 2007
02:45 PM
Drive Financial ripoff dishonest fraudulent billing Dallas Texas
I was told by the dealer that they would cut a check for six months payments to drive financial and they did that I have a copy of the cashed check, I sent them a personal check as well. The deal was cut 4/28/07 and the check was cashed by drive financial 5/22/07 for 2268$, DFinancial is saying that they never received the check from the dealer and that I am late on my payment of 442$ which is really only supposed to be 425$. The dealer told me that I send a check to Drive finacial for 47$ + 20 for gap ins. 67$ total and that the 2268$ was my coverage of payments for 6 months. they got the $2268 cashed that, my 67$ and they say that I still owe 441 for the first month and that is late! I am talking to a lawyer to start a class action so if anyone wants to get on board Terry simpsonville, South CarolinaU.S.A.
Entity: Dallas, Texas
59, Report #258297
Jul 02 2007
04:14 PM
Drive Financial Rip Off, Rude, Harrassment TexasDallas Texas
This company not only ripped me off, but never sent me a contract, called me repeatedly on a daily basis, one person would tell me one thing, then someone else would call and say something else. I eventually surrendered my car, but it took them approximately 4 weeks to come pick it up. The dealership called me and said my contract had been cancelled by Drive Financial and I would have to bring my car to them; while Drive Financial said the contract was still good. I could never get a straight answer, and every time I spoke to someone, the amount I was behind would change. I couldn't get rid of the car fast enough, and I don't care what it did to my credit. Anythng is better than dealing with Drive Financal. Marla ontario, CaliforniaU.S.A.
Entity: Dallas, Texas
60, Report #258751
Jul 05 2007
06:20 AM
Drive Financial lie about a deferment ripoff Texas
lie to me as if they wsa going to give a deferment. Dorothy lagrange, GeorgiaU.S.A.
Entity: Texas
61, Report #268282
Aug 17 2007
01:14 PM
DRIVE FINANCIAL RIPOFF HARRASSMENT AND LYING Dallas Texas
I GOT LAYED OFF AND GOT BEHIND ON MY PAYMENTS. I KEPT PAYING THOUGH. I WAS PROMISED IN JUNE 2007 AND IN JULY 2007 IF I JUST MAKE THE CURRENT PAYMENT THAT THE PAYMENTS THAT I WAS BEHIND WOULD BE PUT AT THE BACK OF THE NOTE. THIS DID NOT HAPPEN, AND SINCE HAS CONTINUED TO HARRASS ME AND THREATEN TO TAKE THE CAR. I REPORTED THEM TO THE BETTER BUSINESS BUREAU BUT THAT WAS A WASTE OF TIME. SOMEONE DID CALL ME BACK, BUT WHEN YOU CALL AND ASK FOR THAT PERSON THE RUDE NON-ENGLISH SPEAKING NON CUSTOMER SERVICE RUDY POOTS WILL NOT LET YOU SPEAK TO THEM. THEY JUST KEEP CALLING AND CALLING AND ALSO CALL YOUR FRIENDS AND FAMILY AND HARRASS THEM. I AM ALL FOR A CLASS ACTION LAWSUIT AGAINST THEM IF THEY REST OF YOU WILL CONTACT ME. Buttf**kedagain Cumby, TexasU.S.A.
Entity: Dallas, Texas
62, Report #267073
Aug 13 2007
07:40 AM
Drive Financial RIPOFF Lumberton North Carolina
I have to been a victim of Drive Financial's harrasing phone calls, high interest rates and huge fees. I changed banks and informed them 30 days in advance like i was supposed to. They proceeded to try and withdrawl payments everyday more than once a day. Now we all know what happens when the funds are not there, your charged by both companies. I had to pay them and the bank over 400 dollars in fees to each. When i called drive financial to question them about this they denied i even sent them any informtion regarding the change of banks and got an attitude. I also got harrassing phone calls to my job, house, and cell. I have made payments and caught up on the fees they charge and they still persist you owe them more for the month prior. I have had my share of problems but aren't they suposed to helping and not causing more problems? I would like to be part of any lawsuit against them. Heater Lumberton, North CarolinaU.S.A.
Entity: Nationwide
63, Report #270493
Aug 27 2007
10:00 AM
Drive Financial The worst ever Texas Nationwide
Drive Financial late fees are so expensive you will never be able to pay off the car. When I purchased the car, I was told it was less than 5O.OO per month, not per day. Lynette silver spring, MarylandU.S.A.
Entity: Nationwide
64, Report #251457
May 31 2007
01:18 PM
Drive Financial charge fees without notification Dallas Texas
My car is financed through Drive and I have accumulatedover $550 in late fees from being a day late here or there for the past 3 years. I had an issue with my car and had to make a payment a month late due to funds. They called and informed me I had a past due balance of $1400 and I almost had a stroke. They then said it was the late and current car payment. The rest was late fees that I didn't even know had been accumulating. I feel it is wrong for a company to charge such ridiculous late fees without informing you this is their policy before hand. If I would have know this, I would have defered the payments. Kelly Charlotte, North CarolinaU.S.A.
Entity: Dallas, Texas
65, Report #421228
Feb 06 2009
07:31 PM
Drive Financial No understandable english spoken Dallas Texas
First experience: customer reps dont speak English or understand English. Their customer service is very rude, says unethical comments to people. Have a smart mouthed responses to customers, have interest rate of 21% or more. Be careful to read the Fine print!!!!, I personally have been called over 9 times within a 15 minute span while at work, since they call your job also. They threaten you . Yes they are a lender if you have had credit problems. But if yours like mine a medical problems like heart attack, and you have a lot of out of pocket expenses like us. It doesnt matter to them... they are very very aggressive, If I had known this I would have stayed away, we were talked into them by our car dealership. Only to be sent home with the car, and we will have your loan papers ready tomorrow, come see us and you will be set with your car, warranty and all, ready to go NO problem please........................... dont get fooled like me. Firmly put..... you cant afford them to finance you.. Wilcox BOONVILLE, IndianaU.S.A.
Entity: Dallas, Texas
66, Report #419335
Feb 02 2009
06:21 PM
Drive Financial Buyers BEWARE Dallas Texas
Drive financial has been receiving weekly payments from my company starting October 2008. They say they arent receiving. Checks havent cleared the bank. We have received four checks back in the mail and they are now charging late fees as well as interest at the sum of 29%...We will take action We bought the van in June of 08 and not one single payment was processed the right way leaving cancelled check fees, late fees, and interest all on us, the consumer. Dont get sucked in by this company. We are looking to refinace this vehicle as quickly as possible L. roggow Goodrich, MichiganU.S.A.
Entity: Dallas, Texas
67, Report #424900
Feb 16 2009
10:27 PM
Drive Financial Deception is there game!!!!! Dallas Texas
Drive financial repo-ed my car in 04/07. I got it back in about 35 days. I was told that my credit would be updated. A few months later I lost my job, so of course late fees accumalated and the calls were persistant. I was offered several payment arrangements to pay a certain amount to obtain a deferment. Once the amount was paid, I would continue to get calls and the rep would say no notes were listed by a rep with the option to have a deferment. Ok so here we go again new rep, new offer and they would promise to list the conversation in the notes. Needless to say it took three arrangements to finally get a deferment, meanwhile the fees just keep accumalating. Unfornately last year I had a accident, financially things were so hard for me (single mom of three working a part-time job making $8.40 per hour 16 hours weekly) my insurance lasped. I immediately called Drive to inform them the car was totaled and where it was located. They informed me they would send someone out to declare totaled. I called them three days later to have a rep laugh and say we don't do that. To make matters worst as I attempted to get another car, to my discovery drive never updated my credit the car was listed as repo even though It has been a year and a half later since I got a back. I called to see what the problem was and to my suprise no one could tell me anything, furthermore I was transferred so many times, placed on hold and finally disconnected. I went from recieving calls everyday three times a day to, never hearing from them and finding it next to impossible to contact them. The conclusion of the matter was I finally recieved a letter stating I owe them $11,000, I had paid them a total of the same amount over the three years I had the car. The most embarrasing part is trying to convience car salesman that I got the car back after the repo, although my credit had the car was repo with no update of repossesion. Now the new update is the car is charged off, not as of December 2008, at the date of the accident but April 2007. What a bunch of decieving, lying, ripoffs!!!!! Darlene Oswego, IllinoisU.S.A.
Entity: Nationwide
68, Report #443741
Apr 15 2009
09:43 AM
Drive Financial Bug-A-Boos Dallas, Texas
I am on the phone with drive fianacial asking them to explain how I have paid them 3000 in the last three months and I still owe over 900.00. I have paid more than I have owned. They told me because I am past my maturity date, the payment is being applied to my principle and interest . I told her when I made the payment of 500.00 on the 04/03/09 It was @ 1204.0, if you subtract 500.00 from that it leaves 700.00 but she (tonya) told me that brings me down to 900.00 I had to do basic math with her and tell her 12 - 5 = 7. SHe attempted to say that it some interest principle thing. I explained to her so every month I am paying an extra 200. SHe said I didn't say that. I explained to her since it changes by 200.00 every month common sense says, YES!!! I also explained to her that they were trying to get me to do a loan remodification to extend my loan. I told them I want to pay it off and not deal with you guys anymore. I should have done the loan remodification and just paid the 500.00 every two weeks and been done. Don't trust what they say because they aren't interested in helping you (esp. in this economy). The will do whatever it is to milk you for the most money. I asked her to put a supervisor on the phone and she put me on the phone and hung up, Thanks Tonya for your wonderful customer service!!!!! (LOL) If there is class action lawsuit I'm in!!! I owe 911.00 and will pay another 500.00, which should bring me down to 411.00 but if I don't pay all by the 4/29/09 and extra 200.00 will be assessed to my account. Crazy. Anybody have 411.00 I can borrow, LOL!!!!!!! Favor vallejo, CaliforniaU.S.A.
Entity: Dallas, Texas
69, Report #475349
Jul 31 2009
01:39 PM
Drive Financial Rule of 78's Dallas Texas
All of you who have any credit issues need to be sure that you are not signing for a loan that uses the Rule of 78's to calculate interest. This is a VERY antuiquated, redatory type of loan. I, too had a loan from Drive Financial. When I refinanced out of the loan I learned I had not paid ANY principal. When Drive was pressed to answer why we found that our payments had all gone to interest that was calculated for the life of the loan and added to the front end. In some states these type of loans are illegal and they are typically only used by subprime lenders. Beware of this type of loan and be sure to ask if this is how your interest is calculated! Carpoor Ely, NevadaU.S.A.
Entity: Texas
70, Report #428910
Feb 26 2009
07:42 PM
Drive Financial Poor Records Dallas Texas
They call late at night, make threats about reporting to credit buearu and make suggestions on how you should handle your personal finances. I have yet to receive a copy of all of the financial records of payment. Stephanie woolbright Capitol Heights, MarylandU.S.A.
Entity: Dallas, Texas
71, Report #464867
Jun 25 2009
09:18 AM
Drive Financial Change of legal contract Dallas, Texas
THis is a formal complaint against Drive Financial. I purchased a vehicle with Chapman on Bell rd and 19th ave in phoenix az. Drive changed my payment and interest rate about 7months into the contract. I have contacted a contract attorney and we are going to start a class action suite against them. Matt Scottsdale, ArizonaU.S.A.
Entity: Dallas, Texas
72, Report #437364
Mar 25 2009
12:11 AM
Drive Financial Runaround Dallas Texas
Drive Financial is expert at giving the runaround! We paid off our truck in December 2008, with never a late or missed payment. We signed over a $4,000 check from our insurance company as part of an early payoff deal since Drive would not sign the check over to us to get the repairs done until we had payed off the truck, and the insurance company had of course written the check to us and them. The deal was that check and two more payments, all of which we did. Since then, we have had nothing but problems. First, they were calling for a payment in January, and when told that we had made a deal, NO ONE knew about it. Fortunately I had made them give us the deal in writing before we did anything, and when presented with this, they immediately promised to fix the problem. February comes, still no title, and we get another past due statement. (Mind you, we are trying to get financing for a house during all this, so you can imagine this wasn't helping!) We call again, no one knows about the payoff. I have to go back to the original person we talked to and she again promises to fix it, it is all ok, just a clerical error, etc. March rolls around, still no title. We call and are told first that we have not payed off the truck and have an over due balance. Once again, we go through the story, I get transferred about 4 times and then the story goes to we accidentially released your title to the insurance company, give us a few weeks to get it back. What about the overdue balance? Oh, that will be fixed, clerical error, blah blah blah. So, I call my insurance company who is VERY helpful and does a thorough search and lo and behold, they do not have our title, never have, don't know anything about it. Called Drive back and told them this. They said oh, they do, but they don't know they do, etc. At this point my very frustrated husband mentioned the word attorney and boy did things change! Now they say we can have a title by the end of the week. Funny, since it was going to take a month or more before... Anyway, we will believe it when we see it. I don't know what the advantage is to them to give everyone the runaround like they are, but aside from being shady, incredibly hard to get ahold of, and apparently disorganized, they are without exception the rudest office staff I have dealt with ever. I have been disconnected, left on interminable hold, ignored, told to just hold my horses, I have had multiple unanswered messages/unreturned phone calls, and any number of other inexcusable customer service no-no's. I will NEVER deal with them again, and I would (and do) encourage everyone I talk to to not fall for their financing deals. Frustrated Used to live in TexasU.S.A.
Entity: Dallas, Texas
73, Report #436427
Mar 22 2009
12:51 AM
Drive Financial ripoff this company Texus
hi guy i have the same problem with others, they charge my bank account and they said it wasnt go through and post me as a past due and then the repo my car, so right now i dont have no car cuz they repo it, and they report to 3 credit beauru so i cant even finance with any company cuz of my current repo. i am a student who need the car to go to school to complete me goal, they dont even give me a chance i was late payment only 2 payment and i was paid them all, they said they bank didnt go through even it was showed it on my bank account. now i dont know what to do, just go school with friend and other family to drop me of and pick me up between school and work.. it's really terrible, i was cry all the time cuz i want to get the car real bad, but they turn me down every where, but they keep ask me why u run your credit alot, cuase it bring your score down , but they really stupid to ask me.. if i can get some why would i ran my credit, becuase they cant help me to get the cr that why i ran every where to find one who can help.. but no one... please do something to this company Aboupha las vegas, NevadaU.S.A.
Entity: Texus
74, Report #496346
Sep 17 2009
10:25 AM
DRIVE Financial car loans ripp off winchester, Kentucky
drive financial now is Satander is charge $ 10.95 every time I paid electronics also the was harrasment because I was 3 days late i never been late no more than 10 days yesterday I was visitind a faily memer to the hospital when I got a phone call from tem  overhead pages i don't know how they find out i was in the hospital that time  I call back to htem telling you will never call me on that number i never gave this to you the Custumer Services they can call at any number if they want even I never gave the number to them PLEASE CAN ANYONE IS FILE FOR LAWSUIT PLEASELET ME KOW I BEEN PAYING MY CAR OVER 4 YEARS I STILL OWN 16000.00 THANKS
Entity: winchester, Kentucky
75, Report #454419
May 22 2009
10:23 AM
DRIVE FINANCIAL Lies, hidden fee charges ect DALLAS Texas
This company has charged me over the requested amount on the deal. They have made it difficult for me to resolve this issue and have added new charges. I was out of work for about 3 months and i called them to ask them if i could deffer a payment until my income was reestablished and they told me that they would add them at the end of the note. Therefore i made several payments that were lower and higher than the actual payment and it was made to get it caught up. Then they are now stating that i am a month behind on my payments and i only have 1 payment left and im not behind they are stating that this payment is due immediately. I made a double payment of 706.00 in April and have made my payment for May. They are going to charge me 387.00 if not paid by 06/06/2009 and the payments are not due until 06/17/2009. Is this crazy? Please help me. They are ripping me off. Gloria Midland, TexasU.S.A.
Entity: DALLAS, Texas

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