FIRST NATIONAL CREDIT Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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51, Report #7915
Nov 18 2001
12:00 AM
First National Credit SCAM!!!!!!!!!!!!
I wish that I had checked on this earlier, they have already cashed my check and I have not recieved a card! Click here to read other Rip-off Reports on First National Credit
Entity: California
52, Report #7564
Nov 06 2001
12:00 AM
First National Credit Scam
I too received a letter in the mail confirming that I have been pre-approved for a gold card for $15,000. After paying $43.00, (money was withdrawn from my bank), I haven't received anything and I can't get in touch with the 'business'. Here is some information regarding the company: First National Credit 27101 Aliso Creek Road Aliso Viejo, CA 92656 Phone: 949-448-8822 Fax: 1-800-890-8282 Please feel free to contact me if you sent them money also. Regards, M. Beaver alfalibra@hotmail.com
Entity: Aliso Viejo, California
53, Report #9958
Dec 25 2001
12:00 AM
FIRST NATIONAL CREDIT TAKE THERE JERKS DOWN
I AM ONE OF THOUSANDS AND THOUSANDS OF PEOPLE THAT WAS TAKEN FOR A RIDE BY FIRST NATIONAL CREDIT. WHAT I'M WANTING TO KNOW IS WHAT CAN WE DO TO TAKE THERE JERKS DOWN? I WANT MY MONEY AND I WANT THEM TO PAY FOR WHAT THEY HAVE DONE!! THIS IS AMERICA WE SHOULD BE PROTECTED AGAINST CRAP LIKE THIS THAT HAS WENT ON FOR SO LONG BY THE SAME COMPANY!! IF ANYONE HAS ANY INFO ON WHAT WE CAN DO PLEASE EMAIL ME Click here to read other Rip-off Reports on First National Credit
Entity: California
54, Report #9976
Dec 26 2001
12:00 AM
first national credit fraud scam
this company doesn't exist. 27101 aliso creek rd. unit 126 aliso viejo, ca 92656-5311. i sent them a check for a credit card in the amount of $47.00. the check has been cashed. tried to call them and found out that no such company is listed at that address. since then, i've contacted the USPS mail fraud and am working from there.
Entity: aliso viejo, California
55, Report #10051
Dec 27 2001
12:00 AM
first national credit Rip off thieves
I cut up and mailed my card back in the next day after I received it asking for a refund and have been denied. I was deceived from the beginning. I was totally unaware that I could only buy their products with the card. Now I am told that I have to mail all the pamplets, literature, ect. back before I can get a refund. That stuff was history when I read it. Cutting the card up and requesting a refund should be sufficient to get my $38.00 application back. I am very upset with this! Their nothing but thieves! Click here to read other Rip-off Reports on First National Credit
Entity: Nationwide
56, Report #12130
Jan 21 2002
12:00 AM
First National Credit I was surprised!! Thank you
Today I got letter saying that YOU are already approved..I was surprised!!How can this be possible. I read all policies and found them good.Then i thought i should check on internet too!!.ANd when i did search the very first match was THIS SITE....I am really thankful for this site who saved my 39$...and do n't know how many 39$s...You people are doing really good job and avoiding a big scam.Thanks to you!!And i think when we can find out everything on internet..everybody should first chaeck on internet about this kinda Surprised PAckages.
Entity: Nationwide
57, Report #12484
Jan 25 2002
12:00 AM
First National Credit SCAM
I received an offer for a credit card with a $15K credit limit and 0% intro rate. For a $43.00 you can have rush processing. It was Christmas time and I was in need of some cash or credit and I fell for it. The rush process took about 5 weeks after they cashed my check. I'd called a direct # that was in directory assistance but only got a recording saying you would receive your card within 14 business days for rush processing. Since Christmas had come and gone I figured I'd just wait on it. I just received my Gold Card along with a catalog and order forms. This is not a CREDIT CARD as you are led to believe in the form mailed to you. You can only use this card to purchase from the said catalog. I am in the process of returning the card and packet.I am also going to ask for a refund of my $43.00 since they exceeded the 14 business days and since it is not a credit card. No matter how bad your situation is - Do not fall for this scam like I did! Nora Click here to read other Rip-off Reports on First National Credit
Entity: Aliso Viejo, California
58, Report #12290
Jan 23 2002
12:00 AM
First National Credit=TOTAL FRAUD
My name is Lorna and I have received a mail from the First National Credit yesterday 01/22/02 stating: DEAR LORNA: CONGRATULATIONS, YOU ARE GUARANTEED APPROVAL FOR A FIRST NATIONAL CREDIT GOLD CARD WITH A CREDIT LINE OF $15,000. THIS IS NOT A MAYBE. WE HAVE ALREADY RESERVED A CARD IN YOUR NAME. TO RECEIVE YOUR GOLD CARD PLEASE SIGN AND MAIL THIS GUARANTEED ACCEPTANCE CERTIFICATE AND INCLUDE YOUR ONE-TIME ONLY $37.00 MEMBERSHIP FEE. ONCE WE RECEIVE THIS CERTIFICATE WITH YOUR MEMBERSHIP FEE, YOUR GOLD CARD WILL BE SENT TO YOU. FURTHER DETAILS OF YOUR MEMBERSHIP WILL BE INCLUDED WITH YOUR GOLD CARD. YOU MAY USE YOUR GOLD CARD IMMEDIATELY UPON RECEIPT FOR ALL PURCHASES FROM CREDIT PROVIDER. FIRST NATIONAL CREDIT PROVIDES A 30-DAY MONEY BACK GUARANTEE FOR MEMBERSHIP FEE. IF YOU ARE NOT SATISFIED FOR WHATEVER REASON, JUST RETURN THE GOLD CARD AN MEMERSHIP PACKAGE WITHIN 30-DAYS FOR A FULL REFUND OF MEMBERSHIP FEE-NO QUESTIONS ASKED. This is very unbelievable. I can't believe they actually have scams like these. Everything in this statement is a scam. When I first got it, I showed to my husband and asked him what he thought of it. He thought it was too good to be true. He asked me to look them up on the net and I did. I came across to this website. I hope everyone else the best to not get scammed by this company. This site is such a good informative site for the consumers. What will we do without the internet? Keep up the good work!! Lorna Havelock, NC
Entity: Aliso Viejo, California
59, Report #12314
Jan 23 2002
12:00 AM
FIRST NATIONAL CREDIT SCAM
I too have recieved one of these bogus letters!!Good thing that I am to lazy to write a check. So I looked for their web address....and there wasn't one. I thought that was pretty weird. So I looked on the web...and nothing but people talking about how they got scamed. Has anyone written to the BBB. I am definatly. I am also going to get a lawyer involved and whoever else I need. I am really tired of this stuff and their needs to be something done about it.
Entity: Aliso Viejo, California
60, Report #7471
Nov 02 2001
12:00 AM
first national credit gold card consumer mail fraud
this week i too recieved a certificate looking letter in the mail. it claimed that i could recieve a credit line of 15k, a 12 month 0% apr and all i had to do is sign my name and send $37 or $43 (for rush delivery). also no phone # was given which seems suspicious. thank god my boyfriend convinced me to check it out online and thank you for your informative site!
Entity: aliso viejo, California
61, Report #7483
Nov 02 2001
12:00 AM
First National Credit ripoff and I gave them crap
I rec'd the mail about and vowing acceptance. Of course, I went on line to look up information. Personally, I'm not suprised. No return number or other means of contact. Well what I did was mail back what they mailed me. Crap... Literally. I mailed them kitty crap. I hope that they like it.
Entity: aliso, California
62, Report #9263
Dec 14 2001
12:00 AM
first national credit Is it a scam
I recieved in the mail a approval for the 15,000.00 limit and o interest. so I decided to check it out. I tried calling the better business bureau, but with no luck. I then called information and asked for their company listing I recieved this telephone number (949) 448- 8822. When the recording answered it had the normal company directory but when I pressed my option the line went dead. Is this in fact a scam? Help. Jennifer Click here to read other Rip-off Reports on First National Credit
Entity: Aliso Viejo, California
63, Report #9278
Dec 14 2001
12:00 AM
First National Credit, Rip-off, robbed, scam
I was ripped off by these people. They sent me a letter of exceptance that I was to recieve a credit line of $15,000 and to a one time fee of $37 or $43 and my card would be in the mail rush processing. What is wrong with this world! How can they get away with this.
Entity: Nationwide
64, Report #9153
Dec 12 2001
12:00 AM
ccs first national credit card scam
I ALSO RECIEVED THIS LITTLE LETTER OF ALL THESE PROMISES AND I ORIGINALLY AGREED THUS I CALLED THEM BACK AND TOLD THEM I WANTED TO CANCEL, THEY WENT AHEAD AND REFUSED TO TAKE MY REPLY I TOLD THEM NO. THEN JUST LAST WEEK WHEN I CHECKED MY BANK ACCOUNT THERE WAS A ELECTRONIC CHARGE OF 199.99 DOLLARS BEING TAKEN FROM MY ACCOUNT. I CALLED AND TALK TO A JANICE HOLT AND TOLD HER TO CANCEL THIS. SHE REPLIED THAT IT WAS ALREADY GOING THROUGH AND SHE COULDN'T STOP IT. SHE SAID THAT ONC IT CAME BACK TO THEM BECAUSE AT THIS POINT IN TIME I DIDN'T HAVE THE MONEY IN THE BANK, SHE SAID WHEN IT CAME BACK THAT SHE WOULD SEE TO IT THAT IT WAS CANCELLED. IT WAS NOT AND WHEN MY HUSBANDS CHECK WENT INTO THE BANK THEY STILL TOOK THE MONEY OUT AFTER IT CAME THROUGH ONCE ALREADY. I WANT MY MONEY BACK. Click here to read other Rip-off Reports on First National Credit THANK YOU THERESA WEINER
Entity: California
65, Report #9118
Dec 12 2001
12:00 AM
First National Credit - thanks Rip-Off Report
A few days ago I received a blue acceptance certificate from First National Credit stating I was pre-approved for a gold card with a credit line of $15,000. Thank goodness I researced these people on the Internet and found Rip-Off Report. Thanks to them and also thanks to everyone else who posted reports they didn't get me! I am taking my acceptance certificate to the post office later today and asking them what you do to report mail fraud. Click here to read other Rip-off Reports on First National Credit Ripoff Reports filed and they said thank you to badbusinessbureau.com
Entity: Aliso Viejo, California
66, Report #9120
Dec 12 2001
12:00 AM
First National Credit Gold Card Scam
I received an approval certificate from the above and sent them a check on 11/29...since then my check has cleared but nothing has been sent back to me as promised. There is no way to call them and their web site is useless when attempting to contact them. I should have realized this was a scam..this was not a time for me to lose $43 nevertheless losing what I hoped would be a way to get my credit back on track. I won't be so stupid next time... Ripoff Reports filed and they said thank you to badbusinessbureau.com
Entity: Aliso Viejo, California
67, Report #9123
Dec 12 2001
12:00 AM
First National Credit ripoff
I received mail from First National Credit, which stated that I was approved for a gold card. There was a fee of $37.00 for processing and if I wanted express delivery, the fee was $43.00. I mailed a $43.00 check to them and never received any response. Looking on the internet, I've been searching for a telephone number to call and found this Rip-Off Report website. After reading other scams, I came to the conclusion that I have been ripped off too. This is a terrible thing to do to people and God is not pleased! Click here to read other Rip-off Reports on First National Credit
Entity: Aliso Viejo, California
68, Report #9249
Dec 13 2001
12:00 AM
FIRST NATIONAL CREDIT CARD SCAM
I SIGNED A CERTIFICATE FOR FIRST NATIONAL CREDIT, I SENT A CHECK FOR $37.00 FOR STANDARD PROCESSING AND DELIVERY. THIS WAS DONE IN SEPTEMBER, MY CHECK WAS CASHED AND I NEVER RECEIVED MY CREDIT CARD. I CALLED THE 800 DIRECTORY NUMBER AND I CALLED AND AN ANSWERING MACHINE CAME ON. IT SAID TO FAX AT A # THAT WAS GIVEN TO ME. I FAXED MY PAPERWORK AND NEVER HEARD FROM THEM. THIS WAS ABOUT A MONTH AGO. MY SECOND ATTEMPT WAS TO EMAIL THEM AND I FOUND THIS MESSAGE ABOUT THEM BEING A RIP OFF. I WOULD LIKE MY MONEY BACK.
Entity: ALISO VIEJO, CALIFORNIA
69, Report #9084
Dec 11 2001
12:00 AM
Rip off from First National Credit
I sent in the 43.00 processing fee Never received ANYTHING for my money This should be illegal and there should be some way people can recop their money I am sure I am not the only one that got RIPPED off by this low life So called Company.. This really upsets me because my money is quite hard to come by and I make it from paycheck to paycheck I am truly upset Gina Couch Elkin, NC
Entity: Aliso, California
70, Report #9205
Dec 13 2001
12:00 AM
first national credit is a scam
I received a certficate saying that i am aprooved for a 15000$.I send $37 however no returns even after a month so i decide to look up on the net and found this.These guys should be punished Click here to read other Rip-off Reports on First National Credit
Entity: Nationwide
71, Report #9206
Dec 13 2001
12:00 AM
First National Credit aka thieves
WELL THOSE A-HOLES SCREWED ME JUST LIKE EVERYONE ELSE. I HAVE ALWAYS BEEN CAUTIOUS WHEN IT COMES TO SENDING MY MONEY OUT BUT WITH CHRISTMAS AROUND THE CORNER AND THE RISE IN COST OF HEATING FUEL I CAVED AND SENT OUT MY $43.00 (FOOL) THE ONLY THING THAT I WANTED IS FOR MY TWO CHILDREN WHICH I RAISE BY MYSELF TO HAVE A NICE CHRISTMAS. THIS COMPANY NEEDS TO BE DELT WITH BECAUSE BY THE LOOKS OF IT I WASN'T THE ONLY SUCKER THAT GOT SCREWED. THANKS NATIONAL CREDIT FOR LETTING ME AND MY CHILDREN HAVE SUCH A GREAT HOLIDAY.
Entity: ALISO VIEJO, CA.
72, Report #9207
Dec 13 2001
12:00 AM
First National Credit Scam get them suckers
I ALSO SENT A CHECK FOR $43.00 IN JULY OF THIS YEAR.I FORGOT ABOUT IT. ON DEC.12-01 I RECEIVED A CARD IN THE MAIL FROM NONEOTHER THE FAMOUS FIRSTNATIONALCREDITCARD. I CALLED FOR ACTIVATION.THEY WANTED TO SET UP A DATE FOR A $199.00 WITHDRAWAL.I TOLD THEM I DIDN'T HAVE THE MONEY AT THIS TIME AND THAT IT WOULD BE THE LAST OF JAN. BEFORE I WOULD.SO THEY PUT ME ON HOLD AND ANOTHER PERSON CAME ON AND TRIED TO CONVINCED ME. THEY TOLD ME THAT I HAD ONLY 48-72 HOURS TO CONTINUE WITH THIS OR I WOULD LOSE IT. I SAID OK. AND HUNG UP. THEY ALSO SAID THAT ALL INFOMATION WOULD BE DELETED. I DIDN'T GIVE THEM MY BANK INFO. THAT'S A GOOD THING. I HOPE THESE PEOPLE ARE CAUGHT! Click here to read other Rip-off Reports on First National Credit
Entity: California
73, Report #10469
Jan 03 2002
12:00 AM
First National credit ripped me off
I sent the $37.00 off htinking that I was pre-approved for a Gold Visa card. I never answer these mailings, I usually throw them in the garbage but this time I fell for it. I did not realize there was not a number to call the company to attain verification on when my credit card will arrive. This is the last time I answer anything in the mail that says that you are pre-approved. Michele Reserve, Iowa
Entity: Nationwide
74, Report #10508
Jan 03 2002
12:00 AM
First National Credit What a sucker I was!!
I to got a letter in the mail saying it was $43.00 for a visa credit card with a limit of $15,000.00, instead I received this absolutely stupid catalog! Are these people still running this scam? And if so....why? I received this stupid thing last year, got a catalog and have not heard from them since....amazing how stupid a company can make you feel and challenge your intelligence level, I want to see these people lose everything!!! What can we do to make this happen? Click here to read other Rip-off Reports on First National Credit
Entity: Aliso Viejo, California
75, Report #10839
Jan 07 2002
12:00 AM
RIPPED OFF BY FIRST NATIONAL CREDIT
I RECEIVED THIS SCAM AS WELL. 15K PRE APPROVED GOLD CARD DOESNT STTE WHAT TYPE NO PHONE NUMBER OR ANYTHING BUT VAGUE INFO. i WENT TO INTERNET YELLOW PAGES AND LOCATED THE BSINESS SAME ADDR AND COMPANY NAME GAVE THIS PHONE # 949-448-8822. WHEN YOU CALL THIS LONG DISTANCE NUMBER, IT ADVISES YOU THAT YOU CAN ONLY BE PERSONALLY ASSISTED IF YOU ARE A CARD MEMBER OR A CARD HOLDER. THEN INSTRUCTS YOU IF YOU HAVE RECEIVED AN APPROVAL LETTER AND HAVE QUESTIONS PRESS 1 OR 2 IN ANY EVENT WHEN YOU PRESS 1 OR 2 YOU ARE DISCONNECTED AT THIS TIME. PLEASE DO NOT SEND THEM MONEY THESE PEOPLE ARE NOT OK BUSINESS. I'M GLAD TO HAVE HAD ACCESS TO A COMPUTER TO LOOK THEM UP BEFORE I SENT MONEY Click here to read other Rip-off Reports on First National Credit
Entity: nationwide

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