FIRST PREMIER BANK Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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1, Report #124993
Dec 29 2004
10:52 PM
First Premier Bank ripoff Sioux Falls Internet
I have obtain 3 credit cards with this company with all these extra fees and they have report me to all of the major credit report companies, because I refuse to pay them right now today I owe them they say $1400. I hope you can help look into this matter, because it is causing me lost of harm and preventing me from purchasing a home. I look forward to hearing from you soon. Trina Virginia Beach, VirginiaU.S.A.
Entity: Internet
2, Report #8240
Nov 27 2001
12:00 AM
first premier bank harassment
as others have done, first premier issued me a card after they had sent mail to me for proof of wages, i didnt send anything back to them but they issued me a card anyway for $350 and i spent $150 on it, it was no good after that. now they are charging me over limit fees. i told them to take an autodraw from my bank. i have been recieving calls from them virtually every day that they state i am over limit and i owe them. i signed a letter stating that they are to draw from my checking account but 1 month later, i still get calls it seems to me that first premier has a left hand that doesnt tell the right hand what it is doing..
Entity: souix falls, South Dakota
3, Report #327240
Apr 19 2008
08:27 AM
First Premier Bank Cancellation First Premier Bank Sioux Falls South Dakota
I recieved in the mail two letters to apply for preapproved credit cards one of which of was First Premier Bank member of FDIC. in the beginning I was very skepticle in the first place because your Fica score is hit every time a company looks into your credit history. In wanting to re-establish my credit historyI opened up the envelope looked through it and then went online to apply. I did recieve a confirmation online or in the mail for some time so I assumed I wasdn't going to get the card. On April 21, 2008 I recieved two letters in the mail, It was First Premier Bank with the credit card and the credit protection plan. This is what I got! Congratulations! 0. Credit card affixed to paper. 1. Account number 2. Expires: 4/10 3. Credit Limit: $250.00 4. Initial Fees: $179.00 5. Available Credit: $71.00 6. First Payment: $25.00 On April 16, 2008 I recieved this Bank Statement. Account Activity Statement Closing Date: 04/10/08 Days in Billing Cycle: 30 Previuos Balance: $0.00 Payments: $0.00 Credits: $0.00 Purchase & Other Charges: $131.00 Debits: $49.59 Cash Advances: $0.00 New Balance: $180.59 Account Summary Account Number: Credit Limit: $250.00 Available Credit as of 04/10/08: $69.00 New Balance: $180.59 Payment Due Date: 05/05/08 Amount Due this Period: + $25.00 Past Due Amount: + $0.00 Amount Over Limit Due: + 0.00 Total Minimum Amount Due: = $25.00 Tranactions Tran Date Post Date Description of Transaction or Credit Amount 04/08 04/08 Program Fee *Finance Charge* $95.00 04/08 04/08 Account Setup Fee *Finance Charge* $29.00 04/09 04/09 Monthly Servicing Fee $Fin CHG $7.00 04/10 04/10 Annual Fee 05/08 through 04/09 $48.00 04/10 04/10 Premier Credit card Protection $1.59 I did this to share with the public to see first hand what they are getting. Today is Saturday April 19, 2008 and I called First Premier Bank right away to cancel this account. I called 1-800-987-5521 and while I had them on the phone. I was online @ the website and I didn't like what I was seeing including the bank statement they had sent me. They tried to keep me as a customer but I did not budge, I refused so they told me to cut up the credit card. Instead I am going to make copies@ Kinko's to retain for myself and send everything back to them in a brown business envelope. First do not use the card @ all.If you do not like what you see you must call them before 30 days to cancel the account. However it would be advisable to do this within the first week of recieving the card. This will keep you clear of any fees. First Premier Bank canceled my account and they said I have a zero balance oweing them nothing case closed. James Hartford, ConnecticutU.S.A.
Entity: Sioux Falls, South Dakota
4, Report #54431
Apr 25 2003
10:44 AM
First Premier Bank First Premier Bank is a fraud business Sioux Falls, SD
First Premier Bank has a credit card that they extend to people to help rebuild their credit. However, every year they charge a humungous membership fee. Recently, I have asked them--over the internet--to explain why each statement contains a participation fee. They have refused to say anything except they want ME to CALL THEM so they can explain. What is so difficult with the explanation that it can't be given on line? I, too, have made a large payment and they held it for 15 business days. I fail to see how they can get away with that when it is against the law now for banks to hold a check any longer than 5 business days. Furthermore, like others, what constitutes them holding your money for 15 days before crediting? Are they placing them in a savings account somewhere to collect a certain amount of interest? What about their membership fee? They take up over half of your balance just to have a card. Next renewal time, I believe I will cancel it. They are charging almost $200 a year to use a card that has a little limit on it. I am considering writing my Department of Banking and Finance in my state to see if anything can be done about what they are charging people. If you don't need them, close your account. Agnes Detroit, Michigan U.S.A. Click here to read other Rip Off Reports on First Premier Bank CLICK HERE ... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Entity: Nationwide
5, Report #40171
Jan 05 2003
02:21 PM
First Premier Bank First Premier ripoff Fees Sioux Falls Nationwide
About a year ago I applied for aFirst Premier Card not knowing all the fees assciated with it. In the near future I was sent two First Premier cards.(note I only applied for one). Shortly after receiving them I noticed that the limits on bothcards was 250 dollars which is shallow in the first place. But they had put 200 dollars worth of fees on both accounts. I didnt think it was fair but was willing to work with them. I started to pay off the fees making a 25 dollar a month payment on both cards. Every month 12 dollars was going to a monthly fee and 25 dollars a mont was going to a late payment fees only being one or two days late. Therefore not only was my payments not going anywhere but they were actually adding to my balance every month and that doesnt even include purchases I put on the card. I called them to cancel the card and they said they were willing to credit both accounts 82.00 each to offset the yearly fees. But I would have still had the monthly fees which equal 82 dollars a year per card which is a yearly fee on its own. So I went ahead and closed the accounts. I am used to paying the majority of my bills either by phone or on the net I went on the net t pay one of mybills but found out that to make a payment online they had a 8 dollar fee for that. I called them to make a payment and found out that there was a 6 dollar fee to make a payment on th phone. After I closed the accounts I had over the limit fees because of the late payments fees and monthly fees. There are so many fees associated with this card it is pathetic. Since I have closed the account about 3 months ago have made 50 dollar payments on both accounts every month and still have 400 on each card to go. It seems that each time I make a payment They just tack it on with new fees. Its anever ending battle unless you take out the cards with one payment. Not to mention the 22% interest. Biggest rip off in credit card history to me..... Jason Shreveport, LouisianaU.S.A.
Entity: Sioux Fals, Nationwide
6, Report #903140
Jun 26 2012
01:18 PM
first premier bank First Premier Mastercard Outrageus practices and poor customer service sioux falls , Internet
As with many on here we have damaged credit from past relationships, not making excuses just stating fact. First Premier is often a last ditch effort for many to try to rebuild their credit i like many were willing to absorb the high fees attached to this offer to have a shot at a regular credit card since many companies will not accept prepaid debit cards for monthly billing etc. I sent a payment a week ago which is being held up on first premiers end which means that i cannot access the funds from my bank either i submitted inquiries to their customer service asking again when this amount will be released to freee up my credit line now I am getting emails back saying I have to call customer service , which comes with a fee . This company is a ridiclous trap that you cannot get out of once in it. I should have been more diligent in researching this and could have possibly worked out something with a local bank to open a secured credit card account because in essence that is what all of the bullshit fees attached to first premier amount to , My best advice to anyone considering opening an account with this bank, Do Not Do It contact capital one they offer a secured mastercard that can be opened with less money than the opening fees at first premier and the 1st month payments come to. Be patient and save yourselves the headache of a battle with these fee hungry people and go to a local branch bank at cap one they will help you. No I do not work for capital one , I have just learned the hard way am out now $236.47 to pay for what I did use. I can easily see this company does not like having customers who go ahead and pay in full, from what i have seen most everyone having issues are like me wanting to pay in full
Entity: sioux falls, Internet
7, Report #143382
May 19 2005
03:41 PM
First Premier Credit Card, first Premier Bank ripoff dishonest taking money from accounts Ripoff Souix Falls South Dakota
was suppose to help me establish credit by giving me a credit card for a small processing fee, but when i got the card i ended up owing more than they said my credit limit would be to start with. when i canceled the card they have steadily harrased me and my family by phone for three years trying to get money from me. Lloyd marion, ArkansasU.S.A.
Entity: Souix Falls, South Dakota
8, Report #995293
Jan 11 2013
02:42 PM
First Premier Bank Premier Bank Do Not Apply For First Premier Card Internet
As of this writing I just cancelled my First Premier Card - actually, I rejected the card before paying their exorbitant first annual fee of $175. The subsequent annual fees are $49 PLUS approx $15/mo maintenance fee. Had I known this fee and the ensuing maintenance fees were so high, I would not have applied. I had no idea this card was structured to rebuild build credit. The specialist I spoke with to cancel attempted to bully me into keeping it by warning me that now the account is open (even though their mailing said I could reject the offer) and that the credit bureau will be told the account was closed immediately. I still declined and she said she'd close the account today - 1/11/2012. Please pass this on to anyone who actually may be struggling and need a card. Perhaps, there are other less expensive deposit type options they can use.
Entity: , Internet
9, Report #1114713
Jan 11 2014
06:27 AM
First Premier Bank Need a Credit Card - DO NOT USE THIS BANK Sioux Falls, So
Need a credit card? Don't use First Premier Bank, they have fee's on top of fee's. The bank preys on people with less then the best credit, you will be charged annual fee's, and monthly fee's with interest rates higher then most. If you try to close the account they will waive the annual fee, then tell you how closing your account will affect your credit, my advice close the account and take the hit on your credit report, it is much better then working with a banks that legally steals your hard earned money.
Entity: Select State/Province
10, Report #100450
Jul 25 2004
11:06 AM
First Premier Bank First Rip-off! Sioux Falls, South Dakota
I've been with First Premier for a little over 2 years now. When they initially sent my card(S), I didn't really care for the (roughly) $200 in charges already applied to each account. So, I personally called and spoke with a representative. Wow! That guy was extremely nice. I told him I couldn't afford all 3 cards. He asked me if I could afford all 3 with $100 taken off of each. I very hesitantly replied, Maybe for just a little while. If I knew then what I know now, all 3 cards would have been cancelled right then. That was the first phone call I had ever made to them and apparently it was the LAST NICE phone call I would ever have with them. I appreciated someone finally giving me a chance by providing me the opportunity to build some kind of credit in light of my prior credit history (mainly hospital bills). Now, I (a starving college student) decided it might be in my best interest to keep all 3 cards and possibly establish myself as being more responsible in hopes of building better a better credit record. I did very well for about a year. I couldn't afford $60 a month in minimum payments, and I knew that but, still I tried. The first whammy was at the end of the first year. My cards were all 3 (still) nearly at the $250 limit. When the annual fees popped up in January it cost me a fortune in fees. Having forgot about the annual fees, I called them to ask what had happened. As if I didn't already feel stupid enough for forgetting about the annual fees, they talked to me like I was some sort of degenerate, bum, or trash. Having realized that indeed it was my fault and it was clearly stated on the contracts etc. I paid and paid and paid and got back within my credit limit. I wasn't mad at First Premier because it was truly my fault; however, they didn't have to talk to me like I was some sort of Dead-Beat-Dad. Ok so, that's over and I'm ready to move on and get the cards paid down a little. A couple of months after that, more mysterious charges appeared on one card. Again, I called them only to be talked to like an unworthy bum. Apparently, when I was entering the numbers for my checking account, to make a payment, SOMEHOW the last number was omitted from my routing number (DUH! It's the same 9 digit number I entered on the other 2 accounts....why would they even accept an 8 digit routing number and give me confirmation?) Needless to say, I closed one of the 3 accounts that day out of aggravation. Just think about this people, I was paying $21 a month just to make my payments ($7x3) and they wouldn't even lift a finger to help me out or fix this glitch. Was I griping about that? NO... I wasn't. I realize that all those extra services (online and phone pay) cost them money (In reality it should have cost them less money than processing a check sent in the mail but... I'm still not griping). Ok, now I'm griping. I was trying to get in a groove to where I could just send my payments in and save $252 a year in PAYMENT charges but there was just one problem. My bills stopped coming in the mail. Here we go again, 3 cards heavily taxed with late charges and over the limit fees. I figured, Ok, so they've made a mistake (it happens). I called them to get it straightened out. For some reason, they felt the need to CONVINCE me that I had called and changed my address to an address that I haven't lived at for more than 2 years! I hadn't even heard of First Premier when I lived there....I DIDN'T EVEN HAVE A CREDIT CARD WHEN I LIVED THERE! So, seeing it was clearly a mistake on their behalf, I asked them to do something about it. They did something alright. They waved the charges to one of the cards and still billed me for the other two! That was the best I could get them to do for me. I immediately (same phone call) closed the high interest account that they removed the charges from and eventually paid it off with no problems. Ok, now I sit here with God only knows how much in charges and fees because I've been out of town for going on 3 months. I had everything taken care of, I had someone caring for my plants and someone retrieving my mail and paying my bills. I got home the other day and my answering machine was full. 98% of the calls were from First Premier with an URGENT message. Well, it seems that this one and only bill was the only one that hadn't been paid in 3 months. I nearly lost a friend with my frustration of figuring out just why in the world she hadn't been paying this bill. Well.....It's really hard to pay a bill when it isn't there. How in the world was my friend suppose to know to pay a bill that never came in? I, on the other hand, would have known something was wrong because I KNOW THAT BILL IS SUPPOSE TO BE HERE AND IS DUE BY THE 2ND OF THE MONTH. Looking back, I guess I should have just let the plants die and I should have hired someone to babysit my creditor as to insure they weren't making any CONVENIENT mistakes that will cost me for the rest of the year. I'm so angry, mad, and fed up that I could spit bloody nails. OH and how I so look forward to calling them only to be treated like a liar and a bum again and for what? Absolutely nothing, because I already know there is nothing they are going to do about it except treat me rudely, call me a liar, and charge me regardless. I know there has got to be something I can do about this. So, instead of paying them (for another one of their mistakes), I'm going to pay a lawyer and do whatever it takes to expose these tactics that seem to keep appearing. I know that in all fairness, I shouldn't call these mistakes tactics but what else should I believe? Should I believe what they want me to believe? Should I believe I am a piece of trash and a dead-beat that doesn't pay his bills? Oh and don't forget about how they'll call me a liar and try to say that I changed my address AGAIN! All I can say is... It's a good thing that card is maxed out and over the limit because who knows who they have been sending my account information to? If you ask me....this type of crap is a major security risk....But oh well, It isn't their problem right? Well, not yet anyway. I'm telling everyone I know about this. I have several friends that have already closed their accounts just since I got back into town... you should hear some of their stories. Apparently it's not just me. A word of advice: Don't think that by doing business with these people that you are rebuilding your credit, because it's not going to happen. It seems that they will go out of their way to make it worse than it already is. I wouldn't have posted anything if I hadn't heard and read stories similar to mine. Kirk Cape Girardeau, MissouriU.S.A. Click here to read other Rip Off Reports on First Premier Bank CLICK HERE ... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Entity: Sioux Falls, South Dakota
11, Report #45354
Feb 13 2003
05:23 PM
First Premier Bank rip-off Sioux Falls South Dakota
I recently applied for a loan through citi-financial and I was rejected because of the information on the credit report they pulled on me. I think that once your bill is paid, that First Premier would at least have the decency to let all the credit reports know that you have paid your balance off. Instead, My balance shows to this day as having a balance due and a charge-off and that is the reason why I was dissapproved for my loan. I am thoroughly disgusted with First Premier Bank right now because of their lack of attention to the customers they once had.I would encourage all of you that have fair to bad credit to seek other means of credit cards rather than applying for a First Premier Bank card. Chris Honolulu, HawaiiU.S.A.
Entity: Sioux Falls, South Dakota
12, Report #45542
Feb 15 2003
12:56 PM
First Premier Bank Credit Card Rip-off BEWARE! Sioux Falls South Dakota
I just recieved a letter in the mail from this company stating I was approved for a credit card and that I had to pay no-up front fees and no security deposit. But, beening that I have been scammed from another credit card company, and that I mentally knowing that I have bad credit, refused the offer. Come on guys, why would a company give someone with bad credit already, more credit without a catch to it. Please everyone be a little bit smartier. I'm not trying to be sarcastic, because yes, I to feel for it before. I guess it takes at least one time to learn a vaulable lesson. When I recieve things in the mail with offerings like this, I always check the BBB, and this wonderful site that stays updated. Good Luck EVeryone! Also, once you have been scammed before, they do send your name down to other scammers; and believe me this is not there only scam. They have health insurance scams, roadside assistance scams hotel and vaction scams! Good Luck! God Bless. Dede houston, TexasU.S.A.
Entity: Sioux, Falls, South Dakota
13, Report #45564
Feb 15 2003
04:27 PM
First Premier Bank rip-off Soiux Falls South Dakota
I sent in my FIRST PREMIER BANK CARD paymont on time by personal check. I sent a letter with the paymont and noted on the paymont stub for them not to try and deduct the money from my Bank account by the means of electronic Banking. For them to send the check through. They decided they didnot want to send the check through as I instructed instead they tryed to get the money electronicly. My bank would nit let them. Now they are trying to charge me a $25.00 return check fee and a late charge on my account. After talking to there collection dept they say that they didnot try and draw the money out electronicly but my Bank sayes other wise. William Easley, South CarolinaU.S.A.
Entity: SIOUX FALLS, South Dakota
14, Report #45568
Feb 15 2003
05:01 PM
First Premier Bank rip-off thieves Sioux Falls South Dakota
I made a payment two months ago on my husbands credit card, which my name is not included on the card. I started noticing different amounts coming out of my bank account without my authorization. I called and explained that i did not authorized them to take money out of my account each month. They told me that i had no say so over the account and they will continue taking money out of my account. I believe that it is wrong for them to take out any amount ofc money out of my bank account without my authorization. I am currently trying to get my money back. Misty hollywood, FloridaU.S.A.
Entity: Sioux Falls, South Dakota
15, Report #47784
Mar 03 2003
06:01 PM
First Premier Bank rip-off phony fees charged Sioux Falls South Dakota
Sirs: I have a credit card from First Premier Bank. I was charged a $25.00 over limit fee on 1/20 and another on 1/21. I was NEVER, NOT EVER, over limit based on my purchases. I have had the account for almost a year and pay the full balance on the card each month. On one or two occasions I paid $300 or $350 on a $400 balance. I have NEVER made a late payment and in fact pay within a day of getting the statement in most months. At the end of the January billing period, a yearly fee was added at the end of the billing period with no notice to me of when it would be added. I check my balance by phone nearly every day just to be careful, and never knew it was added until I got my statement on 1/28. I called that day and the first over limit charge was credited, but I was never told there was a second one, both arising not from my purchases but from their addition of a fee without telling me when it would be added. It is clear that the fee is added at the end to deliberatlely generate as much phony fee revenue as possible. This is outright consumer fraud, it not theft. Anyway, I was never told of the 1/21 second over limit fee in my pnone conversation of 1/28. Remember that my $350 was already credited to my account by 2/1. I was charged $50 for over limit when the only thing that put me over limit was their fee. Also remember that I was never, ever late on the account and had a spotless payment record. I do not know how these people can look in a mirror. I spoke with a supervisor named Corine, who was rude and insulting to me. I cancelled my card due to the fraudulent and dishonest way they do business. Ralph Port Angeles, WashingtonU.S.A.
Entity: Sioux Falls, South Dakota
16, Report #26099
Aug 05 2002
12:32 AM
First Premier Bank ripoff Sioux Falls, South Dakota
I recieved an offer for a credit card over the phone. They advised me that they would send me a credit card with low interest and only a one time sign up fee. I said yes to that agreement. I then recieved the card and checked and found that they had given me the credit limit of 250.00 but charged me 158.95 for having the card. I used the card one time and know not only do I have the charge of the use but they added an additional 25 charge for debits that I never charged. Eldon Columbus, Ohio
Entity: Sioux Falls,, South Dakota
17, Report #205400
Aug 10 2006
06:00 AM
First Premier Bank Ripoff Takes Forever To Close absurd excuses Sioux Falls South Dakota
I just closed my first premier bank card because I did not want to pay the 6.00 ever month for the participation fee and the other scam which was probably coming soon of their annual fee or whatever. I just sat on the phone for an extra five minutes why I had to listen to the lady explain how people usually leave their cards open for 80 months not the 4 what I was doing and so on and so forth. When I told her that the reason I was closing the account was because I did not need the card anymore thats when I got the whole speel(sp?). Aren't they supposed to close it without any questions. Well at least its closed now. Never ruin your credit or open these bad to fair scam cards, its a joke. Christopher Rockville, MarylandU.S.A.
Entity: Sioux Falls, South Dakota
18, Report #184745
Apr 03 2006
06:18 PM
First Premier Bank ripoff Sioux Falls South Dakota
I made an on-line inquirey for this credit card. I was sent an already activated card with $172.00 in charges. I e-mailed the company to cancel this card and ask how they were able to open this account as I have a fraud alert posted with all 3 CR agencies. Iv'e gone back and forth with these people trying to get this account closed. I was told that they were working for Experian (yes, I did save this e-mail). There has been another CR agency that has this open account on file. I was told to give them certain info over the net and the account would be closed. The next e-mail I recieved stated that I needed to contact them on the phone. I didn't have to call them to open this account. I can't change the devastation of what has happened in South Lou due to that --- storm, and FEMA is a very dirty word down here. However, I can do something about this. Signed ...a real hungry coon --! (aka cajun) Cherie RACELAND, LouisianaU.S.A.
Entity: Sioux Falls, South Dakota
19, Report #172693
Jan 21 2006
03:33 PM
First Premier Bank ripoff Sioux Falls South Dakota
I just wanted to warn all people looking to rebuild there credit NOT to use First Premier Bank. For most of us, we're looking to establish our credit. Whether it's because of damaged credit scores or first timers. Either way, this company knows what type of situation we are in and takes full advantage of it. I live pay check to pay check at this point in my life and when I make a direct deposit from my checking account to pay off my balance, I need those funds ASAP to survive. For the first 3 months of my membership they would post my payments the next day and the funds would be available. For no reason on Dec 12, I made a 200 payment (300 Credit Limit) so I could buy Christmas gifts. Well, they decided not to make the funds available untill Jan 7th of this year! I couldn't buy gifts for many of my friends and family. When I called to find out why they told me it was for security purposes. That's all they would tell me. The thing is, they took the money from my checking account on the 12th. Now everytime I make a payment, I have to wait 2 weeks or more. Scott Bloomfield, New JerseyU.S.A.
Entity: Sioux Falls, South Dakota
20, Report #213585
Sep 30 2006
04:08 PM
First Premier Bank scammed Sioux Falls South Dakota
Everything was okay with the First Premier Bank Platinum credit card, until I made my first payment. When I made a payment of the entire balance amount, my account was deemed suspicious. I talked to a live person and he said that it was very normal for the customers and that there was a warning about Payment Verification on the back of my bill. I have no available credit now even though my account is in good standing. This could last the 16 days they promised, or twenty, or as many days as they desire. By that time my next payment will be due. I told the representitive that I was going to write this up in the news, right before I hung up on him. If you want to read it go to Rose peebles, OhioU.S.A.
Entity: Sioux Falls, South Dakota
21, Report #107054
Sep 05 2004
12:51 PM
First Premier Bank ripoff Sioux Falls South Dakota
My complaint is that no matter how much I pay on my account, the balance does not seem to go down. If anything it goes up. They charge me $7.00 everytime I pay my account online, or by phone. This card is a rip off and the only reason I got it was to increase my credit rating. It has not, it has only decreased it. Brian Crooksville, OhioU.S.A.
Entity: Sioux Falls, South Dakota
22, Report #115212
Oct 29 2004
11:01 AM
First Premier Bank ripoff fraudulent billing Internet
Hi Everybody! I'm not sure that it's really a right place to complain, but, whatever, my hands've been shaking all morning and I need some support.. I've never ever responded to ANY scam-looking offer or applyed for ANY type of credit card on-line, by mail or over the phone. Here's what happened. on the 26th of October there was charge of 324.24 $ taken out of my checking account made payble to First Premier bank. I usually check my banking on-line every other day so when I noticed transaction it was already posted. Immediately, I called my bank to report that but it was too late to have them refund it right away, now they're going to send me paperwork so that I sign it and they will start research on that. I was advised to close my account but I couldn't because I have checks sent out which are to be cashed whithin 2 weeks and there's nothing I can do to stop them, so... at least for 2 weeks: 1) I'm out of over 300 buks 2)I'm going crazy cuz I can't close account and for at least 2 weeks I have to check it every @#*# hour to make sure there's no unathorized transactions made payble to other thrid party Once again: I've never even heard of First Premier bank and not even going call them after reading all these reports cuz obviosly it's not gonna help. I'm working on this with my bank and really hope that this freaky friday is not gonna cause me any more troubles. Thank you guys a lot. Any comments or suggestions are always welcome. Olga RSM, CaliforniaU.S.A.
Entity: Internet
23, Report #134563
Mar 11 2005
02:28 AM
First Premier Bank - Dakota ripoff Sioux Falls South Dakota
I also applied for a first premier card about a year ago. they said the limit would be up to 1000 dollars. i got it in the mail and the limit was 300 bucks. there was also a charge of about 100 dollars for a 1 time member fee and yearly fee so i was like this card is useless, im not activating it. sure enough, 31 days after they sent the card, they said you are late with the payment. i said huh? i never even accepted the card. they said the card was active when we sent it, when you use the card its activated. i said i never used it. they said well you had 30 days to cancel. they also charged me 35 dollar late fee! i think i actually tried calling when i first got the card in the mail, but the place wasnt even open at 6pm EDT!! they dont even answer calls on the weekends!! the first month i paid it all off, and the next month i didnt use the card. i didnt make a payment, because well, i didnt use the card. (i didnt look at the bill, my fault), and then the next month i recived a bill for $40 because each month was $3.95 fee and if you dont pay it that month, they charged you 35 dollars!! for a measley 3.95!!! the stamp and walk to the mailbox isnt worth that! I had no choice but to pay the card off, and i kept it for a year. it came in handy once or twice in vegas. but with all the charges and interest, id say i paid off 600-700 bucks and actually charged myself maybe 150 dollars. its actually hilarious. Nick Hoboken, New JerseyU.S.A.
Entity: Sioux Falls, South Dakota
24, Report #159589
Oct 05 2005
12:05 PM
First Premier Bank ripoff Sioux Falls South Dakota
My First Premier Bank Mastercard expired in January of 2005, and I was not mailed a new card. I have called the bank several times and have been informed that a new card had been mailed. I personally check my mail on a daily basis. No new charges have been made on the card, other than monthly participation fees. I think the company is misinforming me about mailing a new card. I always receive their billing statements in a timely manner. I have now made some $6.00 monthly payments on an account I cannot use. My balance is 0, except for their monthly charges. Samuel whitesburg, KentuckyU.S.A.
Entity: Sioux Falls, South Dakota
25, Report #165914
Nov 26 2005
03:26 PM
First Premier Bank ripoff Sioux Falls South Dakota
Yes it was about 3 months ago that I was supposed to receive this credit card. they said that all I had to do was send a 39.00 processing fee. well I did that and never received anything. well I thought that I had lost my paperwork on this letter. I was cleaning out my bills and there it was, so I decided to look on the internet for something about this company. I sent a money order for the 39 dollars and I cant find the receipt on it, so please dont let this happen to you. 39.00 may not seem like that much but it is.. Kimberly perry, FloridaU.S.A.
Entity: Sioux Falls, South Dakota

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