MY123 STUDENT RELIEF Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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1, Report #1388368
Jul 26 2017
12:52 PM
My123 student relief They ripped me off Internet
 I was contacted and was told that I qualify for a problem funded by Ombama and I would have to pay 650 and if I didn't qualify that I would get a full refund for the full amount paid and this took place on 4/19/2017 and I haven't heard back from anyone and now I can't even get on their website
Entity: Internet
2, Report #1244441
Jul 26 2015
03:20 PM
Liberty Student Relief Probable Scam- took funds and now MIA for over 6 weeks Nationwide
 I began the long process of moving my student loans to this company. Everything seemed legitimate at first. However, now I have not heard from them in 6 weeks. I have written to both representatives on my case weekly, and have not heard back. I have specifically stated that I think this is a scam and that I would begin filing reports if no one got back to me. I wrote this to both reps on my case and to the help section on their website. That was 2 weeks ago. I think this is a scam. I have wasted time and money and this has the potential to damage my credit. If this is not fixed within a week, I will be filing charges. I am putting this in their hands to prove me wrong my correcting this situation.
Entity: Nationwide
3, Report #1362956
Mar 20 2017
06:14 PM
Student Relief Center FSA Is this a rip-off? Florida
I have been texted repeatedly by a phone number only about Student Loan Forgiveness.  I owe money for Student Loan from 1990.  I have not been able to make many payments over the years because of financial difficulty.  I'm hearing about Obama Student Loan Forgiveness Programs and of course, am able to pay a little for 100% forgiveness. I called 877 number and I was told for my over $50,000 loan balance, all I had to do was pay: $799 first month $49.99 for 6 months following $0 for 10 years, and at that time, my loan would be cancelled/forgiven/discharged The representative freely gave me her name, employee number and extension, but...I'm skeptical because of the world we live in today. I don't know if this is a scam or not.  I told her all of this, and she said, go ahead and contact the us department of education, they will tell you we're legit. She emailed me info which gave me an FSA code.  I know FSA is legit.  I've gone online to the USDOE but it is challenging navigating through it.   SO, I ask you here at your site, is it legit?  I've gone online and find nothing about them being a scam.  She gave me the exact address in Florida, and I find nothing about that.  Can you help me?   Thank you Karen  
Entity: Florida
4, Report #1335903
Oct 31 2016
02:08 PM
Student relief center , LLC Ripoff artist Fort Lauderdale Florida
It's not total loan forgiveness I have to make two payments of $439. then Payments for 2month in the amount of $ 319 then for 3 yrs i have to pay $ 269 for life of the loan when I pay $77,000 I Will be forgiven $10,000 only Student relief center buys out my current lenders ! So they are reducing my payments but only forgiving $10,000! I m not sure about this because I don't know these people and they will have access to my checking account ! I'm a little weary ! Whose to say that this is legit!
Entity: florida
5, Report #1364878
Mar 30 2017
09:53 AM
Student Relief Center aka Obama Student Forgiveness Program charged money upfront. have to pay payments monthly for 3 years. Fort Lauderdale Florida
 This credit company claimed to consolidate my student loans. But my new loans are almost the same as the original loan. Then they are charging me monthly payments for three years. And March 2017 they sent me numerous emails request my account number info and never called. I didn't give it to them.
Entity: Fort Lauderdale , Florida
6, Report #1391198
Aug 08 2017
08:40 AM
Manhattan Beach Ventures / Student Relief I paid them over 500 dollars to lower my student loan payment and it was never completed California Nationwide
I paid this company over 500 dollars and the lowering of my student loans were never completed. The company can not be found via telephone anymore. I will pursue this matter
Entity: Nationwide
7, Report #1047001
Apr 29 2013
09:35 AM
Student Loan Relief Center Upfront Fees West Palm Beach, Florida
this company is charging 600 in upfront fees for a service that is provided free by department of education. They are preying on the uneducated and impoverished and desperate. They are also obtaining clients social sec # and dob to pull loan history on gov't database without written authorization up front . This is required by consumer protection laws as they are qualifying client for new credit. They have so far charged 2000 clients 600 which is over a million dollars for fees which are not required by department of education to consolidate loans direct loans which is a government sponsored entity does it free of charge
Entity: West Palm Beach, Florida
8, Report #1077119
Aug 19 2013
02:49 PM
Student Loan Relief Center Smooth-talking rip-off artists West Palm Beach Florida
So glad I was able to read previous reports before they got me! Smooth-talking telemarketer, Levar almost had me convinced that they could help me with high student loan payments. Felt uneasy giving my SSN and DOB, but the guy had my loan information immediately. When he wanted banking information, I wanted to run. I told the guy that I didn't have it with me and asked him to call back in 10 minutes. During that time, I checked out the reports here. He called back and, over several objections, offers to talk to his supervisor, his on-site federal auditor, etc. (probably the same person), I told him to have a nice day. For $600 the company will file all the paperwork to consolidate your studuent loans and get you on an Income Based Repayment plan or, maybe, get your loans forgiven. Supposedly it takes 50 man-hours to do this, hence the $600. After I was done with Levar, I went to the government website and completed all the paperwork in less than 2 hours...FOR FREE. Times are tough; people are hurting. These predators are taking advantage of that and hurting innocent people who actually work for their money. Don't repond to their spam. Don't give them the time of day.
Entity: West Palm Beach, Florida
9, Report #1369764
Apr 26 2017
12:38 PM
Student relief Center They did not refund the total amount of money they took Ft Lauderdale Florida
I signed up with this company to help with student Loans. They told me I would be paying a certain amount and then after a few months the amount went higher. They told me that if I didn't agree to the higher payment that I was entitled to a refund meanwhile they only refunded me half of the money they took.
Entity: Ft Lauderdale, Florida
10, Report #1076013
Aug 15 2013
07:29 AM
Student Loan Relief Center SLRC Student Loan Relief Center Scam. DID NOT inform they are charging for a free service provided West Palm Beach Florida
 The Student Loan Relief Center has yet to scam another consumer. They charged upfront fees of 600 dollars in which I discovered at a later date the services are free of charge. I contacted them to negotiate my funds be returned and the empethatic and caring demenor they once showed had turned to a cold and quote We cannot help you, what do you want us to do attitude. One should preceed with caution if considering this company.
Entity: West Palm Beach, Florida
11, Report #1302139
Apr 27 2016
09:51 AM
Student Loan Relief Department Manhattan Beach Venture, LLC I was contacted by a rep from The Student Loan Relief Department and was caught at a depressing time in my life. Eagle Nationwide
The company address for Manhattan Beach Venture, LLC does not come up in google. Found terrible reviews after signing an hour later. Trying to cancel my transaction during my cooling period, unable to receive correct information on where to send. I was contacted by a rep from The Student Loan Relief Department. I was caught at a depressing time in my life and thought this sounded great and I would be able to get rid of my school loan interest. It sound like it  was a legit company and a great program so I signed up. After signing all the documents and receing the name of the company that would be handling or paying my school loans was Manhatten Beach Venture, LLC 99 E State Street Ste 20 Eagle, ID 83616. So I started to google this comapny and did not find anything on them. I became really scared and nervous because I just gave them all my personal information. I then googled the address and nothing comes up. After an hour or ressearching I didn't find anything postive about the company or program. I know I should of did more research before signing anything but again I am in a depressed state and the lady and program sounded great. I am trying to cancel the transaction during my cooling period. When I called the comapny to get a fax number to send my cancelation form it jsut keeps going to a voice mail that states they are on another line or away from the desk and to leave a meesage and someone will call you back. I am going to the post office to send the letter to the address that was on my form to cancel the transaction. I also sent a cancellation letter by fax since that is the only fax # given to me by the reprensative that had signed me up. Please be aware and do your research before signing up with any company, especially this company. People that scam or mislead people should be ashamed of taking advantage of us. I hope this cancellation process works as I do not have money for a lawyer to handle this for me!Bridget California
Entity: Nationwide
12, Report #1372303
May 09 2017
07:23 PM
My 123 student relief loan My 123student relief loan, names of person Donnal, Eynon,sheriel,Kristene They told me they would lower my loan,I paid them $795.00. I am a senior citizen they took my money Spokane Washington
 I enter into this agreement that my 123 student relief loan to lower my payment. Paid them $795.00.after I paid the last payment I could not reach no one .before I talk to person. Don Eynon Kristene Sheriel this person was welcom committee.I thank it is a shame that people u trust would do such a thing.I hope I get my money back or at lease some of it
Entity: Nationwide
13, Report #1075597
Aug 13 2013
05:40 PM
Student Loan Relief Center This Company Failed to Inform Me the Services it was charging $597 are FREE and READILY Available to Any Student wishing to Consolidate their Federal Loans West Palm Beach Florida
I am completely sickened and sad that this just happened to me. I had a gut feeling to look this company up AFTER my transaction was completed. They fooled me. The man, his name was Corey, sounded legit in his lingo and said all the right words. I thought he was able to refinance my student loans for $199.00/month but as I just read this was all a scam. Now it appears this company will be taking $199/month for the next 3 months and I don't know what to do about it. This company appears as if they are working in direct conjunction with the Department of Education. They are not. They are just stealing from you. I don't even know if anything at all has happened with my student loans. I live paycheck to paycheck and thought this was a Godsend I had stumbled upon, a way of helping make my life easier...I was apparently wrong. Why do people have to do this type of thing? It's just cruel and unnecessary.
Entity: West Palm Beach, Florida
14, Report #1061858
Jun 25 2013
06:48 AM
Student Loan Relief Center This Company Failed to Inform Me the Services it was charging $597 are FREE and READILY Available to Any Student wishing to Consolidate their Federal Loans West Palm Beach Florida
 Student Loan Relief Center is charging unsuspected consumers $597.00 in three (3) monthly installments of $199.00. The services it provides is misleading at a minimun and intents to leave the consumer believing it will obtain approval from the Department of Education (DOE) for an application sumitted by its company (SLRC), that any person who can read and write on an 8th grade level can complete. The most it will cost you to sumbit your own application to DOE is (1) the time you spend looking your information up at http://www.nslds.ed.gov/nslds_SA/ - this site shows you all of your loans, and (2) a postage stamp. The application itself is self-explainatory to the point where even if you are not certain if all your student loans qualify ( which most all do), a representative at DOE will enlighten you. At the end of the day, the Federal government simply wants to know if you intend on paying back your student loans. Providing borrows a consoldiated method to lessen the burden of trying to keep track of when payments are due (I had 34 differnt loans with 8 lenders in excessive of $166K over the course of my pursuit of higher education) is the essence of a consolidation at the government did not intend to put additional financial burden on students wishing to consolidate. It's Free, it's free, it's free!
Entity: West Palm Beach, Florida
15, Report #1379270
Jun 15 2017
09:07 AM
Student Relief Center Questionable Scam Company West Palm Beach Florida
 I am submitting this report in regards to company Student Loan Relief Center. I have been allowing said company to draft monthly payments of $49.99 in regards to my student loan debt forgiveness. Until recently, they left a voice message stating that they were unable to draft my monthly payment. I have made several attempts to contact them but have been unsuccessful, which prompted me to research them. I found information about them being a scam company and I am reporting them as a result out of worry that they have compromised my student loan and personal information.
Entity: West Palm Beach, Florida
16, Report #1233404
Jun 04 2015
07:28 AM
Goodbye Student Debt Richie Jacob Orange County Cons promise Student Loan Debt Relief, but Plan to Cash Out at your Expense Orange County, California Nationwide
 Good Bye Student debt is a company based out of Orange County California. Headed up by top scammers Richie and Jacob they promise student loan relief by means of consolidating all your Federal Student Loans. They prey on your financial hardship, frustration with loan payments, and what seems like an impossible situation, by giving you the perfect way out... Their consolidation They let you know you remarkably qualify for a special government program that only 5% of the population qualifies for, in this program all you need to do is follow their payment plan, and whatever extra remaining on your loan will be immaculately forgiven. They'll continue to mention the Department of Education, like they were hired by them, and FedLoan like they're Best Buds. Don't believe the hype, they'll sound knowledgable, but they aren't seeking your best interest at all. All you need to do is pay two upfront fees $299 the 1st month and $199 the 2nd month, and after that only $30 a month for about 25 years (what you they sway you to believe are your loan payments). Now if you have a decent amount of student loan debt this saving grace appears to be Heaven sent, but once you realize what you're actually paying for you'll be mad as Hell! They ask for your banking info (routing/checking account number), but settle for the debit card number to automatically lock in the payments, because who actually knows that info anyway. Sad thing is by this point in the comversation your so relieved to finally have your student loan situation in order, you're willing to do just about any and everything! Richie and Jacob charmingly sway you into freely handing over All your most valuable personal information (social security number, FSA ID/Pin & Challenge Questions, Birthdate, Tax Return, Paystubs, and anything else you decide to throw in the deal to save yourself from swimming in student loan debt). They have you sign terms of service agreements electronically, and set you up with your own account to monitor your loan situation Price Media Group is the name affiliated with that site. In talking they explain and explain all you have to do is make that $299 and $199 payment and you're set at $30 a month. Each year if your income situation changes and you earn more the price may jump, but only a little bit in Richies words The sad truth is nothing you pay in their agreement Actually goes to relieving your student loan debt, everything goes to them including the $30 a month for 25+ years for them to buy beer and anal beads for each other. Word of advice don't buy the Scam! Don't give out your FSA ID over the phone, and don't believe these Orange County scammers who claim to consolidate your $60,000 plus student loans into $30 monthly payments for 25 years, claiming the government will forgive the rest. That's straight BS and it doesn't even Add Up! In the words of Richie and Jacob Just gotta make a living for ourselves hopefully both you guys will be bending over and coughing at one of California's illustrious State Institution
Entity: Internet
17, Report #1249524
Aug 19 2015
09:21 AM
Student learning resource service Student loan relief service Beware they are a fraud they charge $39/month for nothing Irvine California
 This place charges for a free service. I get they say there's a lot of paperwork so that's fine if people need help with paperwork but then they also charge a servicing fee to manage your loans. Your loans don't need to managed monthly. You can recertify yourself or call another company to do it for around $200. Which is a lot cheaper than paying $40 a month service fee. I can't believe I feel for their scam. They say they are A rated with the BBB but we all know you have to pay the BBB for their ratings and the rating isn't under student loan resource service its under student loan relief. I don't see why they don't use their real name. That should say something. There $500 give a way is a scam as well no one has ever won that. That's how they get people to call. If you don't want to do it yourself don't use this complany use another company that won't rip you off and will actually help you. Even the sells people lie. They don't tell you that you can do it yourself and they say they have to have your banking and debit card info before they even tell you what you have to pay for their processing fees which is bs because it always comes back at $599 then they negotiate down to $499 or $399. If They would just be upfront it would be a lot better. DO NOT USE THIS COMPANY. USE ANY OTHER COMPANY BUT THIS ONE. YOU WILL REGRET USING THEIR SERVICES.
Entity: Irvine, California
18, Report #1366355
Apr 10 2017
04:53 PM
THE STUDENT LOAN RELIEF DEPARTMENT Equitable acceptance, Manhattan beach venture LLC, SLRD Avoid this company at any cost scam will send you to collection even if you did not use their service Redondo Beach California
I called this company to enquire about their service to apply for a student loan repayment plan. The first thing, they made me sign a contract over the phone for $1850 for the filing fee, then started asking about SSN for me and my wife but when I refused to give them the SSN for my wife, they said they could not do it without and i will not be charged any money as they could not apply for me. They are right that they have to have the SSN but untill this day they try to collect the money from me even though I applied for myself and did not use their service. I contacted the company plenty of times and few of the times I was able to get hold of them and they confirm that i do not owe any balance and the next week someone from there shows up asking for the debt. I sent the a legal letter to request proof of debt, they returned the envelop back claiming that it could not be forwarded. If you have a similar situation with them, you need to compain to BBB, consumerfinance.gov and take them to a small claims court because they are not going to leave you alone.
Entity: Redondo Beach, California
19, Report #1380879
Jun 23 2017
02:07 PM
Entity: Fort Lauderdale, Florida
20, Report #1381381
Jun 26 2017
01:15 PM
Student Relief Center LLC The fax line worked when I sent my docs but when I called the 877# it says no one avail. Every 12 times I called at different times throughout the week. Ft Lauderdale Florida
These people called and texted my phone like crazy and when I finally answered one of the calls I decided to go with them because they seemed to have their phone script in order and the contract was a docusign so it seemed legit.  The rep told me to fax my copy of DL and SS card to complete my processing.  I did that and rec'd an email that my information had been rec'd but when days later when I noticed my regular payment had still been withdrawn from my bank account I called the 877-659-2661 number and it said there was no one available to take my call.  Every time since then, over 12 different phone calls all different times of the day from 12 noon to 9pm and the message was still the same.  
Entity: Ft Lauderdale, Florida
21, Report #218997
Oct 07 2017
08:52 PM
Student Loan Relief Verified TRUSTED Business REVIEW: Student Loan Relief's clients feel safe, confident, & secure when doing business with SLR. Student Loan Relief is dedicated to 100% client satisfaction, exceptional client experiences, & success. Commitment to Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program benefiting consumers, ensuring complete satisfaction & confidence when doing business. *UPDATE: Student Loan Relief recognized by Ripoff Report Verified™ as a safe trusted business service.
Ripoff Report Verified™ REVIEW EDitor's UPDATE: Positive rating and recognition has been given to Student Loan Relief for its full commitment to quality customer service. Ripoff Report's discussions with Student Loan Relief Inc have uncovered an ongoing dedication by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any concerns. Student Loan Relief Inc listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services. Student Loan Relief Inc's principal, Mr. Jason Spencer, has informed us that his personal philosophy is that his client's success is the heart of the business. As a successful businessman, Mr. Spencer feels it is critical to listen to his clients and respond properly. One of the things Ripoff Report learned in the course of its review is that typical customer feedback reads, Student Loan Relief Inc truly communicate all aspects of the service in a timely and effective manner. We are very pleased with the responsiveness that the employees show us. They are serious about meeting commitments, and deliver on their promises.Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business.. The information provided in this report below is based on comments made by Jason Spencer during an onsite inspection held by a third-party verification company with no biases towards Student Loan Relief. Student Loan Relief is a company that assists people with the complicated ordeal of getting student loan forgiveness or significant payment reduction. Jason M. Spencer stated the following about his company, It’s not necessarily the idea of getting them to go away or anything like that...it is making it more comfortable utilizing the programs that they could qualify for but don’t know about and will probably never know about. Because none of the companies involved or US Governments who create them, lets anyone know. Leads for Student Loan Relief are obtained via word of mouth. They've never done any marketing. Mr. Spencer went on to express the sales process for individuals interested in their services, we either call them or they call us. Then you get to know them a bit, ask them a series of questions that would get them qualified that we get them into certain programs and interview them. The person interviewing them would pass that information to researchers and they would decide which programs to get them into. The customer would get a proposal showing this is where you are - this is what we can offer you, do you want to work with us? If they wanted to move forward they could sign on the dotted line. It is an agreement, it puts everything on paper, and explains that we aren’t making any promises and you don’t pay us until we get that done. CUSTOMER CARE & COMPLAINT RESOLUTION – STUDENT LOAN RELIEF During the on-site interview, Mr. Spencer was asked to describe a situation where a client was not satisfied with the level of service they received. Mr. Spencer expressed that they rarely receive complaints due to their willingness to go above and beyond for their clients. He went on to describe a situation where they took on a client who was already in default. They were able to lower her payments to a manageable fee and ensure that if she made 11 consecutive payments the defaulted loan would be removed from her credit report. Since they had never taken on a client already in default they had they had some hiccups along the way, but were ultimately able to assist their client, maybe we weren't flawlessly perfect, but it was a trail, we did another one, but it was a trial run for someone who was in default. When asked to comment on complaints posted on Ripoff Report's website Mr. Spencer expressed that the complaints were made by an ex-employee, The ex-employee lied about all his competencies and credentials and he was actually working for a competitor. This is all verifiable, I think I uploaded his actual resume that he has on Indeed.com onto Ripoff Report. But, he was actually a plant, working for the competitor. This ex-employee was under the impression that he had a contract with Student Loan Relief that would guarantee him a position. However, when the ex-employee presented what he considered to be a contract the first line stated: This agreement can be canceled by either party any time for any reason. Which essentially negates the ex-employee’s argument. When asked what type of changes they have made to honor their commitment to making things right with the consumer per the request of Ripoff Report, Mr. Spencer expressed that since the comments were made by an employee their company now documents everything. He additionally stated, one thing I am sure to make clear to everyone is that you are not an NFL or NBA player - this is not a contract. I just make sure that people know that if you don’t show up to work - there is no guaranteed pay. We also do a lot more verifying of resumes instead of just trusting them. Student Loan Relief is proud to be a part of Ripoff Reports Corporate Advocacy Business Remediation and Customer Satisfaction Program, I think it means a lot to be partnered with a prestigious brand like Ripoff Report. I’m very happy to be involved with them and look forward to their coaching and guidance on how I can do things better. STUDENT LOAN RELIEF – STATEMENT FROM THE OWNER – JASON SPENCER We have identified 233 different Congressional and State Governmental Bills and Policies, creating more than 300 different programs that can provide assistance to those that either need it or deserve it. We look forward to using our vast knowledge of the aforementioned legislation to help make the repayment of your student loans a more comfortable experience. Student Loan Relief Inc's team have expressed that they feel very confident doing their job. Student Loan Relief Inc takes employee satisfaction seriously as well. Employee feedback and surveys reveal comments such as this, Student Loan Relief Inc takes employee satisfaction seriously as well. Employee feedback and surveys reveal comments such as this, Student Loan Relief provides a very positive environment to work. Opportunities for suggestions and improvements are encouraged. Mr. Spencer is truly concerned about our contribution to the company and providing growth opportunities for us. He takes the time to listen and communicate with employees and customers. Ripoff Report was pleased to learn that Student Loan Relief Inc's past and current approach to business is focused on its pledge to total commitment towards client and employee satisfaction. STATED IMPROVEMENTS FROM STUDENT LOAN RELIEF Student Loan Relief Inc recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Ripoff Report's review, Student Loan Relief Inc has made organizational changes allowing its clients and employees a more streamlined approach to problem resolution and a commitment to a great client experience. In summary, after our review, which included discussions with Jason Spencer, Ripoff Report is convinced that Student Loan Relief Inc is committed to quality delivery of services resulting in total client satisfaction. How does a business get Ripoff Report Verified™ The member business allows Ripoff report to email everyone from the past. Those who respond to Ripoff report with a valid complaint must be take care of. They have made a commitment that if anyone contacts Ripoff Report in the future, they will make things right within 14 days. The member business must err on the side of their customers. Otherwise the member business is off the program. Ripoff Report has determined that Student Loan Relief meets Ripoff Report Verified™ standards which include a commitment to make a good faith effort to resolve any consumer complaints. Members of the Corporate Advocacy Business Remediation and Customer Satisfaction program do pay a fee for our on-site review, 24-hour monitoring and for support with customers to resolve any disagreements. Ripoff Report sends a 3rd party service to do an onsite inspection of the new member business. The on-site inspection / review does not mean that the products or services offered by the business have been evaluated or endorsed by Ripoff Report, and has not made a determination as to the business' product quality or competency in performing services. We can verify, that Ripoff Report went to the business, verified their business or “work from home business”, there for, if a customer in the future does not get treated correctly, Ripoff Report can get the problem resolved. If not, and the customers is right, the member business will be taken off the Corporate Advocacy Program. Remember, Ripoff Report emailed every customer from the past that filed a complaint to make sure the member business made things right with customers from the past. Again, to err on the side of their customer, those from the past and those in the future. Read more about why consumers should feel confident when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, it’s a long name for a program that does a lot for both consumers and businesses alike. Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. This program works. As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Ripoff Report to contact every client who filed a complaint so they can make things right with them. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can insure that the member business did right by their customer. NOW TO THE ORIGINAL REPORT THAT WAS FILED -------------------------------------------------------------------------------
Entity: Bloomington, Indiana
22, Report #1404142
Oct 04 2017
12:26 PM
Student Loan Relief TRUSTED BUSINESS REVIEW: Student Loan Relief | RIPOFF REPORT VERIFIED SAFE ™ …businesses you can trust. Student Loan Relief Inc dedicated to customer satisfaction.  Student Loan Relief Inc is a company for the people by the people; the consumer is the company’s main priority. Student Loan Relief Inc receives a positive rating for their commitment to the Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. Student Loan Relief Inc made a serious commitment to a 100% customer satisfaction which is demonstrated by their refusal to accept any fee until the work is 100% done and the customer is 100% satisfied which lets customers feel safe confident and secure when they choose Student Loan Relief Inc.
Ripoff Report REVIEW /Commitment to Customer Satisfaction Student Loan Relief joins Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program -- a long name for a program that does a lot for both consumers and business alike. Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program -- a program that benefits the consumer, which helps to increase consumer satisfaction and confidence when doing business with a member business Verified By Ripoff Report. When a company or individual joins the Ripoff Report Corporate Advocacy Program, they must make a commitment to us - in writing - to 'doing whatever it takes to make things right with their customers.' What does that mean? It means that Ripoff Report expects that members of our Corporate Advocacy Program will review and respond to ALL customer complaints promptly. It means that every complaint will be taken seriously and every customer will be treated fairly and with respect. It means if a customer did not receive what they expected, the company will work with that customer to fix the issue. It means that if a customer requests a refund and if there is any reasonable basis for that request, we expect the customer will be given a prompt refund (some refund requests may not be reasonable, so this does not mean a refund is guaranteed in every case). Making things right can mean lots of different things to different people, but our point is this - by working closely with the company or individual to resolve any disputes, Ripoff Report can track the footprints of customer service to ensure that our Corporate Advocacy Program members are doing everything they can to treat customers fairly and to increase their customer satisfaction. ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESSES FROM THE RESTRipoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business.. By ED Magedson - Founder, Ripoff Report Student Loan Relief approached Ripoff Report with the intent of wanting to resolve any customer issues and reports posted on Ripoff Report. As a Part of the Corporate Advocacy Program the member business allows Ripoff Report to send an email to all of those who filed a complaint in the past, letting the customer know, the member business wanted to make things right with them, whatever it takes to do so. Ripoff Report always monitors these emails to insure the member business does what they agreed to. The people at Student Loan Relief did just that. STUDENT LOAN RELIEF CONTINUES TO CLARIFY WHO THEY ARE AND WHAT THEY CAN DO FOR CLIENTS Student Loan Relief offers its clients an affordable way to make their Federal Student Loan debt easier to manage. Their consultants work with borrowers to identify the best combination of Federal, State, and/or Local programs, given their financial needs. Student Loan Relief will then create an implementation strategy that will maximize the impact of each program for the borrower's unique situation. Participation in any of the programs will never negatively affect the borrower's credit but may, in some instances, improve their credit score. It comes as a surprise to most to learn that both Federal and State governments have passed a number of laws to help borrowers, unfortunately, they failed to tell anyone about it. The failure by our government to effectively communicate the creation of literally hundreds of programs to assist worthy borrowers is a problem, but at least it’s a problem with a possible solution. Thus while we have all been led to believe that the problem is that there is no help for student loan borrowers, the actual problem was one of effective communication of the help created for student loan borrowers and of how to go about enrolling oneself in the little-known programs. Communication of the programs is difficult because many of them are not found in stand-alone legislation. They are buried within other legislation and there is no way of knowing they exist, aside from reading every Bill that gets passed by both Houses of Congress and signed by the President. An example is that in section 5201 and 10908 of the http://www.opencongress.org/house_reconciliation [Health Care Reform Bill __title__ Health Care Reform Bill] a number of new programs benefiting borrowers were created, but few noticed because it's in a Health Care Reform bill on page 486. Discovering that a Student Loan Relief program exists is the easy part of the process, the much more challenging aspect to the process is complying with the extensive list of requirements. The requirements usually include a myriad of “if-then” statements that can create a daunting task for anyone that does not have their Ph.D.’s in Law. In the rare instance, a borrower can locate a program and comply with requirements to participate, more hurdles exist, such as the fact that in many instances borrowers are given just one chance to change their loan. This often leads to selecting a program that doesn’t maximize the benefits available and there is no way of changing it back. Another formidable hurdle is that many of the programs require additional work each year and the work required can change from year to year. For example, the http://stuff.mit.edu/afs/sipb/contrib/wikileaks-crs/wikileaks-crs-reports/R40122.pdf [William D. Ford Act __title__ William D. Ford Act] created, arguably, the best Student Loan Relief plans to date when it was signed into law in 2008 and funded in 2010, but Bill numbers 33 pages while the amendments to the Bill number 52 pages to date. The complexity of the application, qualification, and maintenance requirements further creates a need for the existence of an organization to provide Alumni Financial Aid Counseling to Student Loan borrowers. Financial Aid counseling by the nation's colleges does an amazing job at helping student borrow enough to meet their Universities ever rising tuition costs but they fail to provide adequate if any, direction once the student has graduated. One of our clients said the lack of any advice when he did his exit interview with the financial aid office was akin to facing a cross country journey and your guide providing you with just a local city bus pass, when you needed an airplane ticket. At Student Loan Relief we do our best to put every client in a first-class seat for their journey but taking over managing the entire process on their behalf. Often these types of government programs are looked on with disdain by some Americans, but these types of Relief plans should not be seen in the same light. The borrowers that need assistance have done everything right in life. They were told to study hard in high school so that they could get into the best possible college. And they did. They were told not to worry about the cost of college because a degree is worth millions over your lifetime. So,00000 they didn't. They were told to study something they love and not to let money be the only deciding factor in their future. And many of them did. They were told to get a degree no matter the cost because they would not be employable in the new global marketplace with one. And our nation’s best and brightest did what their parents and society told them to do, and now the 17-year-old kid that decided to go to NYU has to find a way to make a $2500 a month payment six months after graduation in an entry-level job, and since he can't make that teaching in his first few years he has to take a management position at Abercrombie instead of pursing his passion for education.WHY STUDENT LOAN RELIEF IS BETTER THAN THEIR COMPETITORS ” Student Loan Relief has identified 233 different Congressional and State Governmental Bills and Policies, creating more than 300 different programs that can provide assistance to those that either need it or deserve it. Assistance that includes loan forgiveness, interest rate reduction, payment postponement, and immediate payment reduction. We have all been told there is nothing anyone can do about their Student Loan debt, aside from paying it off in full. If you don’t pay, the Federal government has the power to garnish your wages, take your belongings, and even take your spouse’s tax return. At Student Loan Relief we have a team of researchers that tirelessly scour new Congressional Bills for statues and programs that are buried within them that help our clients. We also follow legislation that is in the pipeline to be voted on in both the House and Senate. Currently, there are 11 Bills on the docket that would provide substantial assistance to Student Loan borrowers. STUDENT LOAN RELIEF - STATEMENTS FROM THE FOUNDER – JASON SPENCER My name is Jason Spencer and I am one of the Founders of Student Loan Relief Inc. I would like to thank you for taking the time to review Student Loan Relief Inc. Student Loan Relief Inc provides services to borrowers of Federal student loans in the United States. Visit Student Loan Relief Inc and see why our personalized service makes us the best support team in the world. At Student Loan Relief Inc we pride ourselves in using the highest quality SERVICE. They only employ college graduates who also have student loans they are in the midst of repaying. We also don’t outsource. We are located in Dallas, Texas making us a U.S. ONLY company. What this means is that we do not outsource any of our work. We will never transfer our phone call or your computer session to an outside company or to another country. We truly believe we do the best work and we pride ourselves on keeping our work in America ONLY. ANY BUSINESS THAT CAN ADMIT THEY MADE MISTAKES AND CORRECTS THOSE MISTAKES IS A BUSINESS YOU CAN TRUST AND WORTH DOING BUSINESS WITH As stated above, Student Loan Relief Inc is committed to 100% customer satisfaction and has made every possible effort to ensure that all customers have a positive experience while at their business. After speaking with the management at Student Loan Relief Inc and emailing anyone who filed a complaint in the past, Ripoff Report is proud to give Student Loan Relief Inc a positive Rating. Student Loan Relief Inc made efforts to ensure that all customers were satisfied and owner, CEO, or Managing Member assured Ripoff Report that the business has an improved business model that features customer satisfaction as the top priority. STATED IMPROVEMENTS FROM STUDENT LOAN RELIEF Their new policy is to always contact all customers to gather valuable feedback so that they can continue to adapt and deliver the best customer service possible. Student Loan Relief Inc is willing to go beyond the call of good customer service and do what it takes to make things right with their customers. Student Loan Relief Inc is dedicated to customer satisfaction Student Loan Relief Inc made a serious commitment to a 100% customer satisfaction which is demonstrated by their refusal to accept any fee until the work is 100% done and the customer is 100% satisfied which lets customers feel safe confident and secure when they choose Student Loan Relief Inc. Student Loan Relief Inc receives a positive rating for their commitment to Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. *Any consumer not receiving satisfaction from a member of Ripoff Report's Corporate Advocacy Business Remediation and Customer Satisfaction Program should email us at EDitor@ripoffreport.com. This kind of dedication to customer service means that Student Loan Relief Inc will do whatever it takes to make sure their customers are properly taken care of. In the future, if anyone has any complaints or concerns with Student Loan Relief Inc, you are invited to contact them directly via email: support@studentloanrelief.us (again, please be sure to cc: EDitor@ripoffreport.com so we can keep track of the company's response and to insure customer satisfaction). You can call Student Loan Relief Inc directly at 855-693-3356. As always, Ripoff Report cannot guarantee that every customer or employee will always be 100% satisfied in every case, but we promise that if you have any concerns with Student Loan Relief Inc or any of our Corporate Advocacy Program members, we will do everything we can to see that the issue is addressed quickly and that you are treated fairly and with respect. Any issues you think you cannot resolve with any member of Ripoff Report's Corporate Advocacy Program, please contact us at EDitor@ripoffreport.com. Remember, just because a company or individual is reported on Ripoff Report does not mean you should not do business with them. Use Ripoff Report information as a tool to your advantage. Be knowledgeable about any company or person you hire. Also, don't be afraid to ask questions and get additional information until you feel comfortable in allowing them to work for you. Be sure to contact us with your questions and comments about any business that is part of the Corporate Advocacy Business Remediation and Customer Satisfaction Program. Your questions, comments and suggestions are always welcome and will be considered even if we don't agree with them. Please realize Ripoff Report is chartering in new territory, working to make a change for both consumers and businesses alike.< How does a business get Ripoff Report Verified™ The member business allows Ripoff report to email everyone from the past. Those who respond to Ripoff report with a valid complaint must be take care of. They have made a commitment that if anyone contacts Ripoff Report in the future, they will make things right within 14 days. The member business must err on the side of their customers. Otherwise the member business is off the program. Ripoff Report has determined that Student Loan Relief meets Ripoff Report Verified™ standards which include a commitment to make a good faith effort to resolve any consumer complaints. Members of the Corporate Advocacy Business Remediation and Customer Satisfaction program do pay a fee for our on-site review, 24-hour monitoring and for support with customers to resolve any disagreements. Ripoff Report sends a 3rd party service to do an onsite inspection of the new member business. The on-site inspection / review does not mean that the products or services offered by the business have been evaluated or endorsed by Ripoff Report, and has not made a determination as to the business' product quality or competency in performing services. We can verify, that Ripoff Report went to the business, verified their business or “work from home business”, there for, if a customer in the future does not get treated correctly, Ripoff Report can get the problem resolved. If not, and the customers is right, the member business will be taken off the Corporate Advocacy Program. Remember, Ripoff Report emailed every customer from the past that filed a complaint to make sure the member business made things right with customers from the past. Again, to err on the side of their customer, those from the past and those in the future. Consumers can feel safe confident and secure when doing business with Student Loan Relief. Here's why: Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, and about Student Loan Relief’s Commitment to Excellence and Consumer Satisfaction. Consumers should feel safe, confident and secure when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program, yes, a long name for a program that does a lot for both consumers and businesses alike.Written by,..Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program team.. ..by consumers, for consumersPO BOX 310, Tempe, AZ 85280602-359-4357 when selection starts, press 5 ...then, three seconds later press 1... Say who you are!Our mission:Empower consumersDefend the First AmendmentExpose wrongdoingHelp companies regain controlED Magedson: Founder - Ripoff Report Follow @RipoffReport Follow @EDMagedson Find us on Facebook Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..
Entity: Dallas , Texas
23, Report #1229505
May 15 2015
03:32 PM
Liberty Student Relief / Americas Student Debt Relief LLC James Jamir, Richard Le, Chris Chatman LIBERTY STUDENT RELIEF / AMERICANS STUDENT DEBT RELIEF LLC SCAMMED CUSTOMERS AND EMPLOYEES Tustin / Anaheim California
James Jamir scams clients, and also scams employees, student loan consolidations are a joke, they have laid off all the employees without paying them the last paycheck, also never gets back to clients. The owners are always smoking weed outside of a tile factory that they think they are a legitimate business. I got laid off last week and now i found out they cannot even afford to pay me my draw for working there.   Richard Le is also a drug addict who helps James Jamir with this scam and is now opening a new company in Tustin, CA which i have found the address, every client they have signed up they never helped at all, they always said who cares don't call them back. I warn you as a previous employee here he will take the clients money and start up new companies and won't pay any employees. Please be warned the new company name is Americas Student Debt Relief and the address is 2913 E Camino Real Ste#701, Tustin CA. please do not do any business with them as they will not help any clients and when they laid everyone off they didn't pay them. DO NOT WASTE YOUR MONEY WITH THESE SCAMMERS!
Entity: Tustin, California
24, Report #1272122
Dec 04 2015
04:50 PM
Student Aide Center Student Aide Center in Doral Florida. The web site has been shut down as of 12/4/2015 indefenite They kept saying they represented the new Obama Dept Relief Program for Student Loans Doral Florida
 I saw an advertisement on TV about the new Obama Student Dept Reliefe Programs.  I called the Student Aide Center and was told that they could stop my garnishments from past student loans.  They told me it would cost $1,0000.  I sent them $199.00 in April of 2015,  $199.00 in May 2015 and $99.00 dollars in June 2015.  by July 2015, I could no longer pay the center and my check was still being garnished.  They told me to send what I could and I thought that was strange.  By October and November of 2015 , I requested a refund.  I finally got them to approve the request at least I thought they approved it I was even given a check number and was told that the check was sent out on November 17th and it would take at least 7-10 business days to receive via the mail system.  Yesterday December 3rd made ten business days.  I noticed that the web site was no longer open and has been closed indefenit and I was unable to reach anyone by phone.  I would like to know how can I get my refund.  They owe me $498.00. I made payment via my checking account debit.
Entity: Doral, Florida
25, Report #1360564
Mar 08 2017
02:01 PM
My 123 Student Relief Andy Bill Danielle Scam, Student loan relief, lie, fraud Spokane Valley Washington
My name is Pete, I got a call from this  Scam company my 123 student relief telling me they were the department of education. A woman named Andy called me. She was telling me I was qualified for some program that Obama had that gets rid of all my student loans. I asked her right up front was there any fees. She said none at all. So, thinking shs with the student loan company i gave her all my personal information. My social, my income. After its all said and done she tells me I have to give her $600 dollars in order to process my paperwork. I asked her up front was there a cost. Come to find out she's not even with my student loan company. Shes just some scam company trying to rip people off. When I started asking questions, she hangs up on me. I called back and another lady picks up the phone named Danielle, I ask her to put Andy on the phone and she gets all quiet and puts her 'boss on the phone. Some guy named Bill. I told him what happened and he starts yelling and telling me he has all my info. I hung up and called my Student loan company who told me My123 Student Relief is a scam and that they are aware of them. How can a company like this get away with this. I have filed a police report. This scam company has my personal info. I this scam company is in WA State. They just opened this name 1/24/17. And they already are the target of an investigation from the department of education. I am lucky i didn't give them no money or else I would been done in by this scam company too. My 123 student relief scam. There website is http://www.my123studentrelief.com/   If you been contacted by this company call the cops and call your student loan company. We work hard for our money. They just wanna take it from us. They took me for a fool. I hope they get what they got coming. Not sure who owns this place. they got it hidden. You better believe i'm going to find out.    
Entity: Spokane Valley, Washington

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